If you found yourself short on cash, you could try applying for a payday loan - but keep in mind that it's going to cost you. A payday loan grants you access to cash to bridge the gap until your payday. But payday loans are not to be taken lightly ...

Continue reading How Do Payday Loans Work?

Think about how much stuff you have in your wallet at the moment: maybe a little cash, and probably a few debit cards or credit cards. Now, are you satisfied with how much your wallet is earning for you? It's never a bad time to take a look inside ...

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For many, the idea of setting financial goals is a new concept. At most, it might be something that they do occasionally. They might think: I need to pay off this credit card. Or perhaps:I want to save up for a down payment. However, in order to ...

Continue reading How to Create a Long-Term Plan for Your Ultimate Financial Goals

Somebody printed this on a T-shirt: "The holidays are over and all I got was a mountain of debt!" Sound familiar? Don't feel bad; you're not alone. According to Wallet Hub, the average credit card balance per US household is now $8590. And with ...

Continue reading 8 Ways to Tame Your Credit Card Debt Fast!

Many of us don't take our money seriously when we first start earning, which sometimes results in acquiring debt or a sub-par living standard. However, it is never too late to begin managing your money in a way that proves to be beneficial for you in ...

Continue reading Take Control of Your Personal Finances with These Budgeting Tips

Watch out, America. It's time to start thinking before you swipe your credit card. According to a study from WalletHub, the total credit card debt of US consumers now exceeds $1 trillion. In fact, last year American consumers took out more than ...

Continue reading US Credit Card Debt Surpasses $1 Trillion

There are a few different ways to consolidate your debt, and one of those ways is by taking out a personal loan. A personal loan can be a great way to get rid of high-interest credit card debt, but there are some things you need to know before you ...

Continue reading Can You Consolidate Debt with a Personal Loan?

Given the high cost of education for many US students, a student loan is the best chance for acquiring their degrees without too much financial pressure. But, when it eventually gets to paying it off, that's the moment most students are dreading. In ...

Continue reading Why You Need to Organize Your Loan-Repayment Plan

Cash advances are very fast and easy to get, especially if you have a credit card. However, not all credit card issuers allow cash advances. Some people think that getting a cash advance is just making a withdrawal from an ATM or a bank, but it's ...

Continue reading Cash Advances: 3 Things You Need to Know Before Getting One

Most of us have been bullied at one time or another as a kid. Perhaps you were called a name or harassed or even hit. This near-universal experience may be one reason why the movie classic known as The Karate Kid resonated with both adults and ...

Continue reading 4 Kick-Ass Debt Lessons from the Karate Kid

Financial literacy is the ability to understand and implement basic financial concepts. And since financial education is still working its way to the mainstream, often it's the responsibility of each individual to figure out what personal finance ...

Continue reading 4 Things You Should Know to Be Financially Literate