Earlier this summer my teenage son revealed to me and the Honeybee that he has a girlfriend. Yes, it's his first one.
And as every guy who has ever dared to play the game of love knows, courting the fairer sex requires a suitor to spend a little ...
Continue reading The Secret to Financial Freedom on a Modest Income
Grandfather Says: The Continuing Chronicles of Elaine, Part 53
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
I’ve looked back sometimes at minor little road scares and have been thankful that I made it through nine winters on mountain ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 53
6 Ways to Save Money Despite Living Paycheck to Paycheck
If you've been living paycheck to paycheck, starting a savings account might seem like an impossible feat. However, there are things you can do to save money, even if it's only a little bit at a time. For example:
Shop Smarter
One major reason why ...
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How to Protect Your Financial Data During the Holiday Shopping Hustle
With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...
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Audit vs. Review vs. Compilation: Financial Statements Explained
Financial statements are extremely important in understanding whether or not a business has performed according to the standards or expectations. An understandable and accurate statement will also help figure out its financial position, as well as ...
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Black Coffee: A November Siesta
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: A November Siesta
Your Retirement Fund: Avoiding Common Withdrawal Pitfalls
Retirement represents a significant milestone, offering an opportunity to enjoy the results of a lifetime of hard work. However, managing your retirement fund wisely is essential to ensuring long-term financial stability. This is because there are ...
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Hidden Fees to Watch Out for When Financing Your Next Car
Buying a new or used car is an exciting experience, but financing it can be a complex process filled with potential pitfalls. After all, there are plenty of hidden fees to watch out for! While focusing on the interest rate and loan term is essential, ...
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What Is Mortgage Refinancing and Why Should I Consider It?
When you refinance your mortgage, you typically pay off the existing loan and create a new one. However, if you have a primary and secondary mortgage, you can refinance by consolidating both of them into a new loan too. So what is mortgage ...
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What If I Don’t Want to Wait 30 Years for My Investment to Pay Off?
There are loads of people in the US who don't invest in stocks. And while there are hundreds of reasons why this might be so, we're going to limit ourselves to just one: Time. Nobody wants to wait 30 years for their investment to pay off. But it ...
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5 Benefits of Using Card Readers When Accepting Payment
Statistics suggest that most Americans use debit and credit cards to pay for purchases. This is where card readers come in. They’re a critical element of your point-of-sale system because they allow you to securely acquire banking details from a ...
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Budgeting Medical Costs: These 6 Tips Will Get You Started
When it comes to healthcare, budgeting medical costs can be tricky. After all, it can be difficult to find the money to pay for all of the expenses that pile up throughout the year.
Whether it's planned costs, like insurance and prescriptions, or ...
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Your Basic Preppers’ List for the Apocalypse
The other day I got a note from one of my readers asking me to expound on my Economic Collapse 101 article entitled Ten Ways to Prepare for the Unknown. In short, he wanted a more-detailed basic preppers' list of what to have if things really go ...
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Black Coffee: All That Glitters
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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What’s the Lowest Mortgage Down Payment I Can Get Away With?
Many people mistakenly believe a 20% down payment is required for conventional home loans. However, the reality is that's only true for homebuyers who want to avoid private mortgage insurance charges. Read on to learn how to find the lowest mortgage ...
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3 Car Insurance Myths That Don’t Help You Save Money
The Internet is a wonderful resource and platform for spreading misinformation at the same time. When it comes to auto insurance, for every great resource or article, there is also a website that posts incorrect and misleading information about ...
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In Memoriam: R.D. Blakeslee (1931 – 2024)
I first came into contact with the remarkable R.D. (Dave) Blakeslee more than a decade ago - in September 2013 - when he submitted an article for my blog series where readers explained how they lived comfortably on $40,000 a year. Needless to say, ...
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9 Tips For Managing Your Money During the Holidays
It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...
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Your Personal Finance Voter Guide
I love autumn.
I mean really; what's not to love about it?
Milder temperatures, cooler evenings, beautiful colors and, um, a never-ending stream of shameless cut-throat political advertisements. At least during election years.
And while an ...
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Black Coffee: Skeletons In the Closet
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Skeletons In the Closet