Although 2025 is just getting started, I've already read a plethora of personal finance articles from various experts and self-made suburban millionaires who have been espousing their top new year resolutions.
Of course, all of the usual suspects ...
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Black Coffee: The Final Countdown
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
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How to Refinance a Mortgage In 7 Easy Steps
There is very little difference between getting a mortgage and refinancing it; in fact, the processes are virtually identical. If you've decided that refinancing is right for you, here is a brief overview explaining exactly how to refinance a ...
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Are You a Responsible Gambler?
Are you a responsible gambler? That sounds like an oxymoron, doesn't it?
The knee-jerk assumption is to peg all gamblers as irresponsible and careless with their money, but that's not necessarily the case.
Think about your hobbies. If you like ...
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8 Practical Mindful Money Management Strategies
Managing money can sometimes feel like a constant battle - especially when it feels like there’s always more month left than money. Many of us are caught in cycles of spending without thinking, overspending on unnecessary things, or making impulse ...
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Behold the Power of Compound Interest!
George Lucas continues to mislead millions of people into believing that the most powerful force in the universe is, well ... the Force. But every successful household CEO knows for a fact that Lucas is dead wrong. That is not surprising at all given ...
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Black Coffee: Pillow Talk
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Worried About the Family Vision Care Budget? Tips for Parents
Maintaining healthy eyes is a crucial aspect of overall healthcare, yet family vision care is often overlooked by many Americans. According to industry reports analyzing data from the CDC, 38% of people in the US don't have an eye doctor, and 63% ...
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Myths and Facts About Being Declared Insolvent
For many individuals, there is an inordinate fear of the possibility of being insolvent. It often results in anxiety, which can make an individual believe in false information that will make them more anxious. So let's explore some myths and facts ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 56
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
On to France
We went by train from London to Dover and saw the famous white cliffs, and rode a hovercraft which skimmed ...
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Business Owner: Here Are 5 Mistakes That Can Bankrupt You
So you have -- or want to have -- your own small business.
Being your own boss and having to deal with a diverse customer base is both challenging and fun.
I started my web design business many years ago, while also keeping a job at the local ...
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6 Ways to Stop Stressing Out About Money
Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out? If so, you probably wish you could stop stressing out about money.
Rest assured, you're not alone.
According to the number ...
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Navigating Financial Crunches: Turning Possessions Into Immediate Relief
Life is unpredictable, and financial emergencies can strike when we least expect them. Whether it’s an unexpected car repair, a sudden medical bill, or a pressing home repair, finding quick solutions to cover urgent expenses is essential. While ...
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18 Things You Should Never Pay For (Or So They Say)
Who doesn't love a free lunch? I know I've never turned one down. If you believe everything you read on the Internet, then there are lots of products and services you should never pay for.
The problem is "never" is such a strong word, isn't it? So ...
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Black Coffee: A Little Food for Thought
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: A Little Food for Thought
How Does the Home Buying Process Work?
Purchasing a house can seem like a daunting task -- especially if you're doing it for the first time. Thankfully, the home buying process can be boiled down to a series of relatively simple steps:
Make sure you're ready.
Deciding to own a home is a ...
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Profit or Pitfall? Financial Considerations When Selling an Investment Property
Selling an investment property is a major financial decision that requires careful thought and planning.
Whether you're a seasoned investor or a first-timer, understanding the financial implications can make the difference between a profitable deal ...
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How to Save Money on DIY Remodeling Projects
There is a mountain of good advice on the Internet these days about how to implement DIY home improvement projects. And alongside all of those good ideas inspiration from, there has probably never been a better time to give your home an upgrade. The ...
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How to Survive a Financial Crisis in Your Relationship
Relationships are hard enough as it is, but throw money into the mix and it becomes a recipe for certain disaster. It doesn't have to go down like that though. Your relationship can survive a financial crisis -- yes, even a menacing mound of debt -- ...
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The Parable of the Mexican Fisherman: A Lesson on Happiness
Today I want to share with you a very brief -- but brilliant -- story written by Mark Albion that I recently discovered. It's known as the parable of the Mexican fisherman. I hope it encourages you to reflect on your goals in life -- and the strategy ...
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