6 Personal Finance Tools for Your College Student

As kids head off to college, they face a range of new temptations that can drain their financial resources. For many parents, the fear of a child falling into financial trouble is as deep as concern over academic performance. Unlike a semester of less than stellar grades, which good future performance largely offsets, poor financial decisions often haunt students for years after they leave college. You can help to equip your

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Is the Payback Period on Energy Efficient CFL Bulbs Too Long?

The other day the light bulb on my porch finally gave up the ghost, so I ran down to my favorite hardware store to pick up a new one. When I got there I was presented with a choice that many people struggle with: Is it better to stick with the regular old incandescent bulb or spend significantly more money for the energy efficient compact fluorescent light (CFL) instead?

In 2009,

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100 Words On: Why Programmable Thermostats Rarely Save People Money

For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air conditioning use. Unfortunately, multiple studies actually show this not to be the case. The reason why: those anticipated savings are entirely dependent on the homeowner’s programming skills.

The bottom line: Before

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50 Good Personal Finance Habits Everyone Should Follow

I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass — then walking away and leaving the door wide open. I know. I can’t explain it either, but it drives the Honeybee absolutely bonkers every time I do it.

Even so, I like to remind her that

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10 Things We Just Can't Live Without (Even Though Grandma Did)

Last week I read an article over at Frugal Dad where Jason discussed modern conveniences that our grandparents lived without — and we probably could too.

According to Jason, life would still go on if we didn’t have products and services like GPS devices, plastic sandwich bags, tanning salons, and even health insurance. While I mainly agreed with Jason, there were two items on his list where I found we have

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A Simple Trick to Get iTunes Songs at a Significant Discount

I’ve written before about my insatiable addiction to iTunes; it’s one of the biggest money leaks I have to deal with on a monthly basis.

Believe it or not, some months I’ll spend upwards of $100 on iTunes songs for my iPod, although I’m trying my level best to rein in that nasty little habit. In the meantime, I do my best to find iTunes bargains wherever I can. Let’s face

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36 Amazing Uses for the Lowly Plastic Grocery Bag

I’ve been a big defender of plastic grocery store bags for a long time. In fact, last year I challenged readers to tell me why the humble plastic shopping bag is still maligned by so many people.

Now I may be just a wee bit biased, but I think I made a very compelling case when I explained why plastic bags are good.

Yes, I mentioned that they are arguably environmentally

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The Market Speaks: Why George Harrison Is the No. 1 Beatle

George Harrison: The Most Popular Beatle

Although I was born after the Beatles first set foot in America, that never kept me from being a huge fan of the band. Like most fans, I own the entire Beatles catalog. In fact, over the years I’ve bought it twice — once on cassette tape and a second time on compact disc. But don’t feel sorry for me

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Solving the Mobile Internet Puzzle

by Rob Clymo

Being able to access the internet and your email, no matter what the location is an incredibly handy thing to have. Thanks to a wealth of deals, it’s now quick, easy and relatively cheap for anyone to get connected too with a simple bit of deal comparison. It’s possible to do that via a website like Broadband Genie, which will give you an insight into each and every

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19 Tips for Saving a Bundle of Money on Home Appliances

We’re in the middle of a kitchen and bathroom remodel that includes replacing our 14-year-old refrigerator. After replacing a couple of parts over the years, I figured it was finally time to bite the bullet and buy a new one.

Although I was hoping to get 20 years out of that old appliance, the ice maker died a couple months ago, and the door stops were broken long ago by my

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