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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Chores That Today’s Kids Can Do to Earn Money

By Anum Yoon

When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week's worth of completed chores meant we earned allowances that we could spend right away or save for something we really ...

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3 Comments February 3, 2026

How to Get a Good Job Without a College Degree

By Mikey Rox

Earning a college degree will go a long way in helping you land your dream job, but it's not always necessary. In fact, more and more employers today are passing up candidates with expensive degrees in favor of those who come to the table with ...

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December 30, 2025

7 High-Paying Tech Jobs That Desperately Need Women

By Mikey Rox

With male domination in certain corporate sectors, it's nice to know there are still plenty of incredible careers waiting for intelligent, ambitious women of all ages. In particular, tech-based employers are looking for women to diversify their ...

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November 11, 2025

Amazing Small Business Ideas Anyone Can Do

By Patrick Ward

Starting a business is one of the toughest ordeals. There's a number things to think about all of which will determine how well one begins. Picking the right business may also not come in automatically. Times have changed and so have businesses. The ...

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October 1, 2025

Are Two Household Incomes Really Better Than One?

By Len Penzo

Not too long after our first child was born, the Honeybee left her position as a paralegal for a bankruptcy attorney. The truth is, she very much wanted to be a stay-at-home mom. It was a decision that we had both happily agreed to before we were ...

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September 22, 2025

Do You Love Finance? If So, an Insurance Career May Be for You!

By Sabado Domingo

Woody Allen famously said, "There are worse things in life than death. Have you ever spent an evening with an insurance agent?" Do you love the challenge of creating a budget? Are you fascinated with market fluctuations, and aren't put off by a ...

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September 10, 2025

Sharing Economy Companies That Can Help You Earn Extra Income

By Barney Whistance

If you're like some Americans, you may be struggling to make ends meet, living paycheck to paycheck without much savings to speak of. When you're in that kind of situation, every little extra bit of income helps. Thankfully, there are sharing economy ...

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July 30, 2025

Starting a Side Hustle? Ask Yourself These Questions

By Corazon Gritar

iWhen starting a side hustle as a small business, there will be many ways to potentially invest your money. From packaging to shipping to marketing materials, and it can be hard to determine what is and isn't worth it. This post will help you ask the ...

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July 1, 2025

4 Smart Reasons Why College Isn’t for Everyone

By Len Penzo

Some things in life are painfully overrated. Take camping, for instance. Or iPhones. I've never understood the allure of luxury cars or the Baby Boomer generation's collective fascination with Bob Dylan either. Here's one more thing that's ...

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May 26, 2025

Running Ads for Your Side Hustle? Read This First

By Tex Freitag

ads for your side hustle

If you’ve got a side hustle and you’re running digital ads to promote it, good on you. Paid ads for your side hustle can be a powerful way to drive traffic and grow your brand. But they can also burn through your budget fast if you’re not ...

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May 20, 2025

6 Career Killers and How to Avoid Them

By Mikey Rox

Want to get ahead at work? Here are six big career killers that many people fail to realize will minimize their professional potential in the workforce. Mistaking Volume for Effectiveness Just because you're doing a lot of work doesn't necessarily ...

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May 13, 2025

Why Strategic Career Planning Leads to Long-Term Life Flexibility

By Corazon Gritar

Strategic career planning is generally thought to lead to goal setting, promotion, and financial success. And those are all great things, but the true value of setting and following your career goals, in a structured way, is the flexibility it will ...

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May 7, 2025

Navigating the Job Market: Financial Tips for Career Transitions

By Tex Freitag

Changing careers or losing a job can feel like the rug's been pulled out from under you. Whether you're shifting fields voluntarily or unexpectedly navigating a layoff, one thing's sure: your financial strategy needs to evolve right along with your ...

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April 9, 2025

If You Were Elon Musk: What It Feels Like to Be a Billionaire

By Len Penzo

Who doesn't dream about being rich? I'm certainly not afraid to admit I occasionally wonder how it would feel to be independently wealthy. The World's Richest People The other day I was reviewing a list of the world's billionaires and I noticed ...

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April 7, 2025

6 Ways to Create a Stylish Home Office on a Budget

By Anum Yoon

Flexible scheduling and the beauty of technology in the workplace has allowed for more opportunities than ever to work from home -- either part or full-time -- rather than hanging out in the office seven days a week. That being said, just any ...

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April 1, 2025

How to Prepare for a Job Interview and Walk Away a Winner

By Mikey Rox

You did it! You finally landed that coveted job interview. The hard part is over, but now another major challenge is on the horizon: the actual interview. For those who are wondering how to prepare for a job interview, read on to learn how to go ...

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March 25, 2025

5 Online Side Hustles You Can Start with Minimal Investment

By Sabado Domingo

ads for your side hustle

These days, earning money isn't limited to a traditional 9-to-5 job. With the rise of digital platforms, more people are exploring passive income ideas that provide flexibility, financial independence, and long-term wealth. The best part? Many online ...

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March 19, 2025

10 Reasons Why You Don’t Need a College Degree to Succeed

By Mikey Rox

For your whole life you've been told that you won't get very far without a college education. Well, I'm here to break your heart: they lied. Despite your youthful indoctrination to the contrary, here are some really good reasons why you don't need ...

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March 4, 2025

What Crimes Will Disqualify You From Joining the Military?

By Sabado Domingo

disqualify you from military

As of 2024, the US military has about 1.3 million active personnel. The military enlisted nearly 225,000 new recruits in 2024, which is over 25,000 more than in 2023. Joining the military is a rewarding career path, offering individuals the ...

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February 25, 2025

How Misplaced Financial Priorities Lead to Lame Excuses

By Len Penzo

My teenage son Matthew had a bit of a tantrum last week -- okay, actually it was a full-scale meltdown -- after he found out that I wouldn't let him ride his BMX bicycle until he got the brakes repaired. It turns out his bike brakes broke (try ...

Continue reading How Misplaced Financial Priorities Lead to Lame Excuses

February 24, 2025

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