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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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3 Ways to Unify Your Business Operations

By Sabado Domingo

Have you ever had a branch or department of your business that seems to be in its own world? When certain branches of the business aren't unified, they don't work well together due to a lack of communication, leading to further errors that can often ...

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August 9, 2019

Grandfather Says: The Carnegie Hall in Lewisburg

By RD Blakeslee

There is a Carnegie Hall in Lewisburg, West Virginia. Back in the days when Andrew Carnegie was presiding over his empire, he occasionally travelled on his railroad into West Virginia, to look after his anthracite coal mines. The coal was baked ...

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August 8, 2019

What Is an Installment Loan and What Are Some Examples?

By Enero Febrero

You hear about all kinds of loans every day. Loans for your car, loans for your home, and even loans to pay for those medical bills that you weren't expecting. But, when you go to your bank or other service provider, what are you getting? Answer: an ...

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August 7, 2019

Black Coffee: Overdosing on Crazy Pills

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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August 3, 2019

How to Add Art to Your Investment Portfolio

By Tex Freitag

Investing in art isn't anything new. Timeless pieces of work are around the world for generation after generation. To this day, people continue to auction off these artifacts for hundreds of thousands, and even deep into the millions of ...

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August 2, 2019

The Trick to Running a Business Across International Borders

By Enero Febrero

With the US Department of Commerce reporting imports and exports ringing in at right under $2 trillion a year and covering more than 150 countries, it's no surprise that companies are going global with their operations at record rates. However, this ...

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July 31, 2019

Black Coffee: Countdown to a Crisis

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Countdown to a Crisis

July 27, 2019

Grandfather Says: The Discovery of Argobrite’s Cave

By RD Blakeslee

Grandfather says there is a natural cave on his property: Argobrite's Cave, named after an itinerant physician who made calls on horseback to local subsistence farmsteads in the early nineteenth century. Local legend has it that he discovered the ...

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July 25, 2019

Why You May Want to Consider an Investment In Online Casino Stocks

By Tex Freitag

Online casinos open up a whole new world of opportunity. We're not just talking about the chance to sit down and have fun, playing a variety of games from casino classics like Blackjack or Roulette to popular slots; there's also the potential to win ...

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July 25, 2019

5 Things You Need to Know About Your Mortgage When Getting a Divorce

By Tex Freitag

You finally have your dream home, but not your dream marriage; and getting a divorce could mean losing it. What happens with your mortgage during a divorce? Can you keep your home? Do you split the costs? Or should you sell? Here is everything you ...

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July 24, 2019

The 6 Most Common Reasons Why Your Loan Application Was Rejected

By Sabado Domingo

If you applied for a loan and receive a rejection, you're not alone. Getting rejected for a loan is frustrating, but there are usually good reasons why you didn't get that approval. Here are six of the most essential factors: Poor Credit Score. If ...

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July 23, 2019

Black Coffee: Gold and the Modern Mind

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a nice ...

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July 20, 2019

The Importance of Good Credit and 5 Ways to Improve Your Score

By Sabado Domingo

In today's day and age, it's incredibly difficult, but not impossible, to survive with a bad credit history. Surviving with bad credit is definitely going to cost you monetarily. When you have a good credit score, you can finally start saving money ...

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July 18, 2019

Are You Prepared for Managing Money and Other Responsibilities?

By Mr. Credit Card

I have an eleven-year-old son who is clamoring for a cell phone. But cell phone aside, my son has been getting an allowance and, quite often, Granny tops off his piggy bank during Christmas and his birthday. I've observed some very interesting things ...

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July 17, 2019

The 13 Most Important Items Everyone Should Keep in a Fireproof Safe

By Len Penzo

For some people, it's tough letting go. Of anything. Take my wife, for instance; she saves everything. The other day the Honeybee showed me her baseball ticket from our very first date way back on September 24, 1995. And if I ever feel oddly ...

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July 15, 2019

Black Coffee: Like Taking Candy from a Baby

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Like Taking Candy from a Baby

July 13, 2019

5 Important Factors to Consider Before Applying for a Business Loan

By Sabado Domingo

Expanding or growing a business usually means paying for the increasing accounts receivable balances, buying new equipment, and paying for more manpower. However, businesses that don't have enough funds often need to consider applying for a business ...

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July 12, 2019

Grandfather Says: Are You Ready for Retirement?

By RD Blakeslee

Grandfather knew when he retired nearly fifty years ago what it would be like. He thinks the reason that he knew was because there were things he wanted to do that he had to forgo when he was hired out to "the other man" and would now have free ...

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July 11, 2019

22 Home Hacks for Removing Common Stains (Part 2)

By Mikey Rox

Accidents happen, and they can totally put a damper on your otherwise positive demeanor if you don't know how to properly eliminate the stains they cause around the house. In case you missed it, you can check out the first 11 proven home hacks for ...

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July 10, 2019

3 Big Advantages of Robo-Advisors

By Sabado Domingo

Robo-advisors are the latest talk of the town in the investment world. For a novice, this conversation would sound like some science fiction story that is unlikely to happen anytime soon. WealthSimple Vs Questrade sounds more like Alien vs. Predator ...

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July 10, 2019

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