Len Penzo dot Com

As you go through today's mail, you pull out three more bills to add to a growing pile. You know you need to get a handle on this; you already work full time. If only you could make extra money online in your free time. Well ... you can! In ...

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16 Extreme Ways to Increase Your Monthly Savings

So you've seen your monthly bills and have a bit of a headache. After all, it's often tough keeping up with the utilities and other expenses. The good news is you can almost always resolve your financial woes with a bit of planning -- and some ...

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The Benefits of Investing in a Precious Metals IRA

Everyone with an investment portfolio is concerned with protecting their hard earned savings in any way they can. There are several types of investments that are actually relatively low risk, but they often fail to generate significant financial ...

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Everything You Need to Know About Life Insurance & Life Settlement Companies

A number of people are still reluctant when it comes to life insurance, mainly because they don't know too much about it. Life insurance doesn't directly benefit oneself. However, it is one of the most important things you need to set up for your ...

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Is Getting a Loan With Bad Credit a Good Idea?

Getting a loan with bad credit might seem like a daunting task -- and it is. But, there are times when a person doesn't have any other option than to go for a loan. If you have been turned down by one lender, don't lose all hope and assume that ...

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Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)

I love sleight of hand tricks. Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation. I'm always left in awe every time he seemingly pulls a coin out of thin air -- or ...

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Black Coffee: And the Band Played On

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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7 Big Reasons to Pay Off Your Debt Now!

Being in debt isn't something to be proud of. Debt can be your worst financial disaster, depending on the amount you owe and the kind of debt you have. Of course, when it comes to paying off your debts, you really have to be serious about it if you ...

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Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?

So you've finally decided to take that next big step and get engaged -- but if you think making that decision was hard, then you're in for a ride, because the most common question that pops into the mind of someone getting engaged is what type of ...

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Grandfather Says: The Little Engine That Couldn’t

By RD Blakeslee

Not all of Grandfather's escapades were a great success. Grandfather set out to build a miniature steam engine, which he did alright, but just look at it! The boiler proved to be "marginal" (as the engineers say) meaning: "about to explode" ...

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Take Control of Your Finances: A Few Simple Steps to a More Secure Future

So many of us struggle to keep track of our spending and balance fun and excitement with the need for long term security. The good news is that you don't have to sacrifice your hobbies or interests in order to be a master saver. All you need to do is ...

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Coworking Spaces vs. Incubators vs. Accelerators for Startups

Coworking spaces, incubators, and accelerators happen to be three concepts that are used often in the startup community. Each of these options is advantageous for building a new business, and has something to offer based on your personality and ...

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Black Coffee: Here Comes the Lightning Round!

By RD Blakeslee

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm away on vacation -- but our ...

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5 Critical Forex Trading Mistakes to Avoid

We all want money. That's the reason why most people wake up early to get to work, and come back home late. For Forex traders, some of them don't sleep at times! Therefore, since you are working so hard to earn this money, you should learn to ...

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Strategies to Consider for Improving Your Forex Trading Skills

For most forex rookies, it's not enough to have a top-notch forex trading platform. A trading plan must also be in place to successfully execute trades in the market. As such, it's only proper to hold your ground -- but you'll still need to improvise ...

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Back to School: How to Get a Student Loan

The average price of tuition for a public university is $9410 for in-state students and $23,890 for out-of-state students. That doesn't include all the other expenses that come along with going to college, such as rent, meals, and the cost of ...

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7 Must-Have Tips on How to Repair Your Credit Score Yourself

Having good credit is a necessity for several reasons including buying a house or car, applying for a credit card, renting an apartment, buying a phone, and more. Without good credit, you could be left without these important essentials of life. ...

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Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For

Last weekend I was at a barbecue with a buddy who told me a good-news bad-news story regarding a deal he got from DirecTV for their extremely popular NFL Sunday Ticket service that allows him to watch every out-of-market game during the entire ...

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Black Coffee: Revenge of the Debt Monster