Grandfather says after he retired, he spent some time repairing old furniture for an "antique" dealer. Woody was his name and he made soirees into the Pennsylvania countryside to buy old stuff from "pickers" (folks who buy and collect the stuff for ...
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What Does It Mean to Be a W2 Employee?
Do you know if you're classified as a W2 or a 1099 employee?
This information might not seem critical, but it's essential you know your classification for tax purposes. After all, employers don't always make employee classifications clear, so make ...
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5 Tips for Saving on Your Pet Expenses
Pets are anything but a cheap investment today. In fact, the true cost of owning a dog or cat probably greatly exceeds what you previously thought.
Of course, not all pets are created equally when it comes to expenses. Research shows that dog ...
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3 True Loan Stories: How to Lend Money to Family & Friends
Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid.
The stakes are even higher when we lend money to our friends and family -- or even cosign a loan -- because we not only ...
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Black Coffee: The Chorus of Cassandras Continues to Grow
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Chorus of Cassandras Continues to Grow
The 7 Best Strategies to Keep in Touch with Your Customers
In the world of business, it's much more effective to have loyal customers who keep coming back than to constantly try to find new customers. If a buyer is satisfied with your product or service, there's a high chance they'll do business with you ...
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100 Words On: The Most Valuable Subject Taught In Grade School
If you're looking to earn the biggest annualized net return on your college investment, studies consistently show that your best bet is via a science- or math-based technical degree. With that in mind, one would assume science or math is the most ...
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8 Factors You Need to Consider When Taking Out Business Insurance
When you're running a business there are many risks and scenarios where you could be financially exposed if you don't have the right insurance coverage. If you're unsure what sort of coverage you need, you should inquire about typical portfolio ...
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Mailbag: Buy a New Car With a Loan or a Used One With Cash?
Hi Len, I am an avid reader of your website. Thanks for all the great information you share. It's helping my friends become smart with our resources. I'm planning on buying a car soon. I'd like a decent car that won't give me too many problems. I'm ...
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Drop the Guilt: How To Splurge Without Breaking the Bank
Is it just me, or do I come off at times as a real financial stick in the mud? Uh huh. That's what I thought.
Look back at my archives and you'll notice I've written plenty of articles about the importance of saving money and spending less than ...
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Black Coffee: Lollipops and Rainbows
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
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Why College Students Take On Loans They Can’t Repay
The entire situation with college loans is somewhat controversial. While some argue that student loans are the only way for most American students to attain education, others claim that their mere existence is a sign of a deteriorating educational ...
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When Businesses Suffer, So Too Do Their Communities
Local businesses both large and small have a significant impact on the communities in which they're located. When businesses flourish, so too does every other aspect of the community. However, when they suffer, residents may start to notice a decline ...
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Grandfather Says: The Ghost of Major Alvah L. Miller
Grandfather remembers in awe his uncle, Alvah L. Miller.
Major Miller died January 31, 1944, while in command of Darby's Rangers second battalion. The first, second and forth Ranger battalions successfully landed on the beach at Anzio, Italy, but ...
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What To Consider When Shopping Around for a Small Business Lender
You're no longer living in a day and age where a standard bank loan is your only option if you're in the market for business funding. These days, there are plenty of alternatives that offer much better solutions, especially if you actually run a ...
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Black Coffee: The Perils of Sailing a Red-Ink Sea
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their weekend. ...
Continue reading Black Coffee: The Perils of Sailing a Red-Ink Sea
8 Ways College Students Can Save More and Manage Money Better
It's no secret that most students are big spenders, but not everyone knows that many of them are already walking the straight and narrow.
Some students even know how to save money while using different services. For example, if you're thinking: ...
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Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Wow! Another week has come and gone -- ...
Continue reading Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
Grandfather Says: I Think, Therefore I Am
I think, therefore I am.
-- Rene Descartes, French scientist and philosopher
Leave it to the French to get things the wrong way 'round. (You'll have to pardon Grandfather for that one.)
Grandfather says, "He am, therefore he thinks; and the more ...
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5 Rules to Consider Before Taking Out a Loan in Retirement
A million dollars -- the figure many people have in the backs of their minds as the ideal retirement fund -- isn't what it used to be. On average, it will last you about 25 years in retirement, and that doesn't include unanticipated expenses. If you ...
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