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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The Big Secret to Learning How to Manage Your Investments

By Enero Febrero

There was a time when the world of investments was relatively simple. For most people, it meant a home, a pension fund, a savings account and perhaps a few stocks and shares. All they had to do was sit back and watch them grow. These days, it's ...

Continue reading The Big Secret to Learning How to Manage Your Investments

June 29, 2017

The Do’s and Don’ts of Building an Outdoor Fire Pit

By Sabado Domingo

Sitting before a fire under the stars on a cool summer night is, without a doubt, what life is all about; life's about enjoying the simple things. And whether you're roasting marshmallows with the kiddos or sipping hard cider with friends, a backyard ...

Continue reading The Do’s and Don’ts of Building an Outdoor Fire Pit

June 28, 2017

Black Coffee: Goodbye Pension, Hello Tension

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: Goodbye Pension, Hello Tension

June 24, 2017

4 Smart Home Improvement Projects That Save Money in the Long Run

By Sabado Domingo

There are some things you can purchase or install in your home that will help save you money over the long run. Planning ahead for these opportunities can give you the best perspective on what will save you money in the future -- even if there is an ...

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June 23, 2017

5 Nuggets of Financial Wisdom from The Thomas Crown Affair

By Roshawn Watson

The Thomas Crown Affair is a fun movie that grants the viewer permission to imagine a world where money is not a concern. It transports viewers to a world where private planes, yachts, European luxury cars, tropical excursions, fine art, and mansions ...

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June 21, 2017

A Pictorial Timeline Explaining How the US Dollar Was Born

By Jeff Desjardins

Today, we all know the US dollar as an iconic currency that is recognizable to people around the world. And while we've previously looked at the buying power of the US dollar over time, as well as important events like the Great Depression, we ...

Continue reading A Pictorial Timeline Explaining How the US Dollar Was Born

June 20, 2017

Black Coffee: The ‘Bald Is Beautiful’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's dive right in this week ...

Continue reading Black Coffee: The ‘Bald Is Beautiful’ Edition

June 17, 2017

5 Common Money Mistakes New Graduates Need to Avoid

By Jim Wang

Let me be the first to tell you that it's OK to make mistakes. Financial experts will tell you that the first few years after graduation are the most important. They're right. Compound interest means that the money you save today in your early ...

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June 14, 2017

How I Live on Less Than $40,000 Annually: Nick from Iowa

By Guest

My name is Nick. I'm 25 years old and single with no kids. I work in radio, with a salary of $40,000. I also have side gigs that add an additional $5000 of income per year. In 2014 I received my bachelor's degree in mass communication. After I ...

Continue reading How I Live on Less Than $40,000 Annually: Nick from Iowa

June 12, 2017

Black Coffee: Close Enough for Government Work

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... "It's ...

Continue reading Black Coffee: Close Enough for Government Work

June 10, 2017

Share Your Smartest Money Decision and You Could Win $5000!

By Len Penzo

This is a sponsored article for Alliant Credit Union. I'm sure there are plenty of money moments you've had in your life that you wish you could have back. I know I've had more than my fair share. In fact, I recently shared my ten biggest ...

Continue reading Share Your Smartest Money Decision and You Could Win $5000!

June 9, 2017

Why It’s Better to Be a Shareholder than an Employee

By Dora DeLellis

A common theme on financial blogs is how to retire early and enjoy the financial freedom that goes with it. Living off of dividends, interest, and other forms of passive income requires being a serious investor. Here's my take on becoming a full-time ...

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June 7, 2017

Black Coffee: Pay No Attention to the Men Behind the Curtain

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Off we go ... Only those who risk ...

Continue reading Black Coffee: Pay No Attention to the Men Behind the Curtain

June 3, 2017

A Comparison of Forex Trading Platforms

By Enero Febrero

Trading is not as simple as it can be seen at first sight. Financial trading consists of buying or selling stocks or other financial products in a financial market with the intention of obtaining a profit. If you want to trade, you need to create an ...

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June 3, 2017

Why You Shouldn’t Be Afraid of Buying Glasses Online

By Len Penzo

If you're like many people, you've probably avoided buying eyeglasses online because you were afraid it was too complicated. However, buying online is not only easy, it's financially smart too. With that in mind, here are four of the biggest fears ...

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June 2, 2017

Black Coffee: The Memorial Day Weekend Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: The Memorial Day Weekend Edition

May 27, 2017

4 Smart Ways to Use Your Credit Cards While Avoiding Debt

By Kostas Chiotis

We all want to have it all. We want to be able to live debt free but still maintain a great credit score. But having your cake and eating it too is widely believed to be impossible. I'm here to prove to you that it is, in fact, possible! It's not ...

Continue reading 4 Smart Ways to Use Your Credit Cards While Avoiding Debt

May 24, 2017

REITs: A TIERed Investment For Dyslexics

By Greg McFarlane

"It's hard to make money in real estate. I can't do it." Of course you can. Real estate, whether raw land or fully improved buildings, obviously has a function and will continue to. Real estate, in and of itself, is not subject to obsolescence. ...

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May 23, 2017

Black Coffee: Amazon and the Art of Making Money

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's dive right in this week ... A ...

Continue reading Black Coffee: Amazon and the Art of Making Money

May 20, 2017

4 Tests That Signal You’re Financially Ready to Start Investing

By Tex Freitag

Profitable investing grows your wealth to outpace inflation, and the average investor will be better off than the average saver in the long term. Investors often put money into stocks, forex, precious metals and real estate among others. ...

Continue reading 4 Tests That Signal You’re Financially Ready to Start Investing

May 19, 2017

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