• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

How to Use Credit Card Chargebacks to Get Refunds from Stubborn Vendors

By Anum Yoon

Not every merchant goes by the mantra, "The customer is always right." Therefore, even if you've received a fraudulent charge or want to return a piece of merchandise, they may not let you -- and you may not get your money back. Fortunately, credit ...

Continue reading How to Use Credit Card Chargebacks to Get Refunds from Stubborn Vendors

August 15, 2023

5 Steps to Achieve Financial Freedom

By Sabado Domingo

In a culture where there are many financial stresses and uncertainties, the concept of reaching full financial independence may seem like an unattainable ideal. However, a strategic approach can make your goals far more attainable than you realize. ...

Continue reading 5 Steps to Achieve Financial Freedom

August 14, 2023

Good Financial Management: How to Make Yourself Richer by Understanding Money

By Sabado Domingo

Good financial management basically means taking the correct approach to your finances which in turn can help you to increase your net worth, to avoid financial difficulties and generally to be better off. Many of us think of good financial ...

Continue reading Good Financial Management: How to Make Yourself Richer by Understanding Money

July 26, 2023

Can Money Buy Happiness? Here’s How to Get the Most Joy from Your Spending

By Len Penzo

Most financially responsible people experience a bit of euphoria -- along with a genuinely-satisfying sense of accomplishment -- whenever they save money. However, when it comes to spending, those good feelings aren't always a sure thing. So, can ...

Continue reading Can Money Buy Happiness? Here’s How to Get the Most Joy from Your Spending

July 3, 2023

Do You Have Unclaimed Money? Here’s How to Find Out

By Len Penzo

I love finding unclaimed money. The other day I was in the mood for a couple of chili cheese dogs, so I decided to stop by my local Wienerschnitzel and satisfy my craving. As I got to the counter to pay for my food I realized that I still had ...

Continue reading Do You Have Unclaimed Money? Here’s How to Find Out

June 19, 2023

4 Budgeting Tips for Parents

By Corazon Gritar

As a parent, there's no doubt about the fact that one of your top priorities is most likely to save money. This is because raising a family can be quite expensive over time, especially if you want to make sure that you're providing your family with ...

Continue reading 4 Budgeting Tips for Parents

June 13, 2023

The 4 Worst Ways to Pay Down Debt

By Anum Yoon

Debt may be a part of life, but that doesn't make it suck any less. If you're deep in debt, you're probably looking for ways to retire it. Or at least pay it down enough to improve your credit report. Whatever the reason, there are smart ways to ...

Continue reading The 4 Worst Ways to Pay Down Debt

June 6, 2023

12 Good Reasons Why You Should (and Shouldn’t) Pay Off Your Mortgage Early

By Len Penzo

Do I think you should pay off the mortgage early? You may as well ask me if I think it is a good idea if you paint your living room sage green. For many years I believed that paying off your mortgage was an absolute no-brainer. Then I did a ...

Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Pay Off Your Mortgage Early

May 22, 2023

Teens and Credit Cards: 9 Ways You’ll Pay Later for Giving Them One Now

By Mikey Rox

I'm not a parent, so I won't presume to tell you how to raise your child. However, I can tell you that when it comes to teens and credit cards, putting plastic into their hands is a mistake that you both could end up paying for well into the ...

Continue reading Teens and Credit Cards: 9 Ways You’ll Pay Later for Giving Them One Now

May 16, 2023

How to Make Your Business More Secure on a Budget

By Corazon Gritar

When you're running a small business, you need to deal with a stream of complex issues. For example, how do you make your small business more secure? It's important that you take the time out of your busy schedule to prepare your company finances. ...

Continue reading How to Make Your Business More Secure on a Budget

May 9, 2023

How to Fix Your Finances Without More Money

By Len Penzo

How many times have you heard somebody who has no idea how to fix their finances lament that all their financial troubles would disappear if only they had a little more money? The thing is, those are the same people who believe that financial ...

Continue reading How to Fix Your Finances Without More Money

April 10, 2023

5 Proactive Budgeting Tips for Single Homeowners

By Corazon Gritar

Balancing finances at home can be a challenge for many single homeowners. The budget is crucial, but being able to manage personal and business finances will help make things easier to work from. In this post, you'll learn about budgeting tips for ...

Continue reading 5 Proactive Budgeting Tips for Single Homeowners

March 31, 2023

How to Control Spending by Creating a Budget

By Sabado Domingo

Depending on how disciplined you are, a budget may not be essential to keeping your finances under control, but it does allow you to make calculated decisions about how to spend your income. Many competent household CEOs create and use a budget to ...

Continue reading How to Control Spending by Creating a Budget

March 29, 2023

Steps You Can Take to Increase Your Financial Resilience

By Tex Freitag

Research shows that 71% of adults in developing countries have a financial account. Despite this statistic, only 55% can be resilient to financial shocks. The rest find it difficult or impossible to access emergency money when such situations ...

Continue reading Steps You Can Take to Increase Your Financial Resilience

March 28, 2023

3 Ways That Make Credit Cards Vulnerable to Fraud

By Enero Febrero

Grocery store purchases might not raise the hair on the back of your neck, but seemingly-endless stories about retail hacking might. The two are more connected than you might imagine, and the binding factor is the credit card in your wallet. In fact, ...

Continue reading 3 Ways That Make Credit Cards Vulnerable to Fraud

March 15, 2023

Common Financial Mistakes in Manufacturing (and How to Avoid Them)

By Corazon Gritar

For businesses that must deal with financial mistakes in manufacturing, it's important to understand that the manufacturing industry focuses on four distinct principles: inventory, forecasting, cost accounting, and production. The good news is even ...

Continue reading Common Financial Mistakes in Manufacturing (and How to Avoid Them)

March 14, 2023

6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation

By Mikey Rox

Stressed out by your financial situation? Aren't we all. Here are six strategic moves you can make to regain control of your money situation, fix your finances, and put you back in the driver's seat. Take a look ... Stop impulsive shopping Many ...

Continue reading 6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation

March 7, 2023

How to Get a Higher Credit Score No Matter How Bad Your Finances Are

By Anum Yoon

Imagine being so rich you never had to borrow money! Sadly, most of aren't that fortunate, which is why many people endeavor to discover how to get a higher credit score. If you're wealthy enough to pay cash for any car or home you like, then you ...

Continue reading How to Get a Higher Credit Score No Matter How Bad Your Finances Are

February 28, 2023

What Defines Financial Success?

By Len Penzo

What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...

Continue reading What Defines Financial Success?

February 23, 2023

Can You Get a Personal Loan Online? Here’s What You Should Know

By Tex Freitag

financial literacy tips

Personal loans are a helpful way to finance something. It is flexible; so almost whatever it is you need, they can cover it. There are different lenders you can get one from, but the more popular ones as of recently being online lenders. They provide ...

Continue reading Can You Get a Personal Loan Online? Here’s What You Should Know

February 20, 2023

  • « Previous Page
  • 1
  • …
  • 4
  • 5
  • 6
  • 7
  • 8
  • …
  • 22
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025