Getting a car loan is very easy if you have a good credit score that meets the lending criteria of the financier, but when you have a poor credit report or no credit at all, the exercise can become really difficult. If that's your hard reality, then ...
Continue reading How to Get a Car Loan If You Have Terrible or No Credit
Here Comes the Latest Refinancing Trend: Student Loans
Refinancing is a term many people are familiar with when it comes to auto loans and mortgages. It's a relatively common process that helps Americans lower their payments and get better terms. But did you know that you may also be able to refinance ...
Continue reading Here Comes the Latest Refinancing Trend: Student Loans
What’s the Fastest Way to Pay Down the Mortgage Early?
Vanilla or chocolate?
Credit or debit?
House Hunters or Property Brothers?
Some questions can be answered with relative ease by almost everyone.
When it comes to paying down mortgages early, however, a much more perplexing question for ...
Continue reading What’s the Fastest Way to Pay Down the Mortgage Early?
An Overview of Ameritech Financial
This is a sponsored post from Ameritech Financial.
Ameritech Financial is a company that helps people with one of the biggest problems that currently exists: student loan debt. Student loan debt in the United States equals more than has grown to ...
Continue reading An Overview of Ameritech Financial
How to Take Control and Manage Your Money When You’re Deep in Debt
If you're lost in financial debt, getting back in control can seem like an uphill struggle.
With the high cost of living and stagnant wages, it's not always easy to pay what you owe -- especially if you've been borrowing from multiple creditors ...
Continue reading How to Take Control and Manage Your Money When You’re Deep in Debt
What Is a Subprime Mortgage?
Readers: This is article 22 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
Subprime mortgages are designed for homebuyers with poor or limited credit histories -- typically, anyone with a credit score less than 620. They're ...
Continue reading What Is a Subprime Mortgage?
19 Things Your Suburban Millionaire Neighbor Won’t Tell You
That's right. Although having a million bucks isn't as impressive as it once was, it's still nothing to sneeze at.
In fact, CNBC reports that in 2015 there were 10.4 million millionaires in the United States alone.
That's a lot of people, ...
Continue reading 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
7 Ways to Improve Your Financial Outlook Before Winter Sets In
Summertime, with all its outdoor fun and activities, can do a considerable amount of damage to your budget -- but there's no reason to panic because autumn is a great time to concentrate on getting your financial situation back on track. Here are ...
Continue reading 7 Ways to Improve Your Financial Outlook Before Winter Sets In
What Is a Mortgage Broker (and Is One Right for You)?
Readers: This is article 20 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
A mortgage broker is an independent middleman who finds potential customers for mortgage lenders. The mortgage broker's job is to collect all of the ...
Continue reading What Is a Mortgage Broker (and Is One Right for You)?
Quantifying the Enormity of the US National Debt in Pictures
When numbers get into the billions or trillions, they start to lose context.
The U.S. national debt is one of those numbers. It currently sits at $19.5 trillion, which is actually such a large number that it is truly difficult for the average ...
Continue reading Quantifying the Enormity of the US National Debt in Pictures
3 True Loan Stories: How to Lend Money to Family & Friends
Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid.
The stakes are even higher when we lend money to our friends and family -- or even cosign a loan -- because we not only ...
Continue reading 3 True Loan Stories: How to Lend Money to Family & Friends
A Few Thoughts from Aunt Doris: How to Make Ends Meet
This is a reposted article in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94.
When it comes to staying out of debt and making ends meet, I can only tell you what's worked for me.
I was left a young ...
Continue reading A Few Thoughts from Aunt Doris: How to Make Ends Meet
Why the New Face of Money Management Is Making Walk-in Banks Obsolete
Due to advancements in technology, the ever-growing mobile trend, and society's desire for convenience, the face of money management is evolving. In the past, everything was done manually and was centered on brick-and-mortar banking institutions. ...
Continue reading Why the New Face of Money Management Is Making Walk-in Banks Obsolete
How Can I Get a Mortgage If I Have Bad Credit?
Readers: This is article 19 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
Finding a mortgage when you have a bad credit score is not impossible -- but it usually requires the borrower to make a few concessions, such as paying ...
Continue reading How Can I Get a Mortgage If I Have Bad Credit?
Should I Pay Off My Mortgage Early?
Readers: This is article 18 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
The decision to pay off the mortgage early is always a hotly debated topic. Unfortunately, because everybody's circumstances are different, there is no ...
Continue reading Should I Pay Off My Mortgage Early?
How Do I Refinance a Mortgage?
Readers: This is article 17 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
There is very little difference between getting a mortgage and refinancing it; in fact, the processes are virtually identical.
If you've decided ...
Continue reading How Do I Refinance a Mortgage?
The Pros and Cons of 7 Popular Student Loan Refinancing Options
It's a sad reality that most students cannot graduate from a four-year university without being saddled with thousands of dollars of debt. And if you choose to stick with your standard loan repayment plan without looking into other options, you could ...
Continue reading The Pros and Cons of 7 Popular Student Loan Refinancing Options
3 Things People Pay For That Cost More Than They Should
No matter how thrifty you think you are, the truth is, most people are constantly spending money; it's just part of being an adult. And if you have any level of property or responsibility at all, you have operating costs and overhead, just like a ...
Continue reading 3 Things People Pay For That Cost More Than They Should
How to Use a Ledger to Teach Your Kids Money Management Skills
Before my kids, Matthew and Nina, became teenagers I conducted a little experiment in order to ascertain their sophistication level regarding money by conducting a loan interview with the Bank of Dad.
Not surprisingly, I learned that my kids were ...
Continue reading How to Use a Ledger to Teach Your Kids Money Management Skills
What Can I Do to Improve a Low Credit Score?
Readers: This is article 20 of 25 from my no-nonsense "Credit Card Basics" quick-reference series.
A low credit score can affect your life in more ways than you might think -- which is why it's important to maintain the highest score ...
Continue reading What Can I Do to Improve a Low Credit Score?
- « Previous Page
- 1
- …
- 3
- 4
- 5
- 6
- 7
- …
- 13
- Next Page »