Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...
Continue reading 19 Things Your Millionaire Neighbor Won’t Tell You
Is Saving 15% of Your Income Enough For Retirement?
From the moment we start working, we're already thinking about retirement. Over the course of several decades, countless people put aside funds to ensure that when they are older and ready to hang their hats for the remainder of their life, they have ...
Continue reading Is Saving 15% of Your Income Enough For Retirement?
Moron Alert: How One Man Paid $87,500 in Partially Avoidable IRA Fees
Over the years I've read plenty of articles and blog posts about lying, cheating, and dumb advisors.
While lying and cheating advisors are a topic for another day, I know from experience that there are plenty of morons in the advisory business. ...
Continue reading Moron Alert: How One Man Paid $87,500 in Partially Avoidable IRA Fees
3 Ways to Increase Retirement Savings Fast
It's no secret that building up a retirement savings account is key to sustaining a high quality of life during your golden years. Sure, it's essential to have money for the bare necessities now -- as well as the not-so-bare necessities -- but don't ...
Continue reading 3 Ways to Increase Retirement Savings Fast
11 Retirement Saving Tips for Twentysomethings (& Older Folks Too)
For most twenty-somethings, saving for retirement is typically far far down their priority list. After all, it's tough to get motivated preparing for an event that won't arrive for 30 or 40 years.
Heck, I know thirty-somethings and even a few ...
Continue reading 11 Retirement Saving Tips for Twentysomethings (& Older Folks Too)
4 Rules for Cashing Out Your 401k When You’re In a Financial Pickle
There may be times in life that you'll fall into financial hardship, and it's wise to plan ahead for the inevitable. An emergency fund -- that is, a generous amount of cash in your savings or another account -- is ideal for dealing with these ...
Continue reading 4 Rules for Cashing Out Your 401k When You’re In a Financial Pickle
Good Personal Finance Habits Everyone Should Follow
There are good habits and there are bad habits - and I have a lot of bad habits.
For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...
Continue reading Good Personal Finance Habits Everyone Should Follow
A Tried-and-True Wealth Creation Guide
You work hard day after day. However, you feel that instead of working for your money, you could make money work for you. It's likely that you know people with lots of free time and can afford to take an occasional day off. They may have the same ...
Continue reading A Tried-and-True Wealth Creation Guide
Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
In the case of a financial emergency, you might have to borrow from your 401k plan to find the money you need. This is never an ideal scenario. Especially because taking money out of such accounts can severely set back progress you've made in saving ...
Continue reading Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
Why It Pays to Start Saving Early for Retirement
No one is suggesting it's easy for someone in their 20s to imagine retirement but the day does come. Saving early for retirement is important because for every year you delay it, time becomes an increasing enemy.
With life expectancy increasing ...
Continue reading Why It Pays to Start Saving Early for Retirement
How to Retire on Time: 10 Things You Should Be Doing Now
Do you have grand plans to spend your golden years lying on a beach, hitting the links on weekdays, or sipping cocktails until the sun goes down? By following a few simple tips you can retire on your own terms - on time, or even earlier - and live ...
Continue reading How to Retire on Time: 10 Things You Should Be Doing Now
Retirement Planning Tips: Finding the Right Financial Fit
Retirement planning can be a real head-scratcher, right? It’s this wild mix of daydreaming about lazy mornings and worrying about the bank account. You’re itching for that freedom; time to chill, explore, just live. But the money stuff? That can keep ...
Continue reading Retirement Planning Tips: Finding the Right Financial Fit
Why You Should Start Building Your Retirement Fund Early
Retirement may seem like a distant concern when you’re in your 20s or 30s, but the earlier you start saving, the better positioned you’ll be to enjoy financial security in your later years. Building your retirement fund early is one of the smartest ...
Continue reading Why You Should Start Building Your Retirement Fund Early
Social Security Number Facts: 18 Things You Didn’t Know
This weekend I was looking through the safe that holds all of my most important documents, like family birth certificates, insurance policies and the secret recipe for mom's sauce, when I ran across my Social Security card.
Now I'll wager that, if ...
Continue reading Social Security Number Facts: 18 Things You Didn’t Know
11 Ways to Make Retirement Savings Grow Faster
Want to retire early? The fastest way to do that is to step up your savings game and make your retirement savings grow faster.
With that in mind, here are some suggestions for building your retirement fund at a quicker pace.
Crunch the ...
Continue reading 11 Ways to Make Retirement Savings Grow Faster
Retirement Planning: The Cost of Withdrawing Retirement Funds Too Early
Deciding when to retire, and perhaps more importantly, deciding when to begin withdrawing funds from our retirement accounts is a major financial decision. Unfortunately for some people with retirement assets the only “rule” in place is a tax ...
Continue reading Retirement Planning: The Cost of Withdrawing Retirement Funds Too Early
Your Retirement Fund: Avoiding Common Withdrawal Pitfalls
Retirement represents a significant milestone, offering an opportunity to enjoy the results of a lifetime of hard work. However, managing your retirement fund wisely is essential to ensuring long-term financial stability. This is because there are ...
Continue reading Your Retirement Fund: Avoiding Common Withdrawal Pitfalls
10 Essential Steps for Preparing for Retirement
Preparing for retirement is a significant aspect of financial planning that can impact your quality of life in your later years. Here are 10 essential steps to help you prepare for retirement.
1. Start Early and Set Clear Goals
The first step in ...
Continue reading 10 Essential Steps for Preparing for Retirement
Mailbag: Should I Contribute to the 401k or Save for a Home?
I have been doing financial research and would love your opinion. I'm a young stay-at-home mom, and my husband just graduated from college. He got a great job within a few months of graduating, and we are looking toward buying a home. His job, also ...
Continue reading Mailbag: Should I Contribute to the 401k or Save for a Home?
A Guide to Retirement Budgeting on a Fixed Income
So you're planning to quit work soon and will be facing retirement on a fixed income? First of all: congratulations! Now, it's time to ensure that your money outlasts your life and that there's some left over for your children.
You can do that by ...
Continue reading A Guide to Retirement Budgeting on a Fixed Income
- 1
- 2
- 3
- …
- 5
- Next Page »