There are several reasons why you might want to take out a short-term loan or credit card. Perhaps you need to pay for an emergency repair, spread the cost of a big purchase, or consolidate your debts into one lump sum to clear them more quickly. ...
Continue reading Short Term Loans vs. Credit Cards: Which Is Better?
How I Live on Less Than $45,000 Annually: Matt from Massachusetts
My name is Matt and I'm a long-time reader of Len's blog. After a few years of planning to share my story of living on less than $45,000 a year, I finally came around to actually doing it now that the ol' 2020 budget is set and we're off to the ...
Continue reading How I Live on Less Than $45,000 Annually: Matt from Massachusetts
Black Coffee: It’s Not a Bug, It’s a Feature
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And the financial crisis rages on, so ...
Continue reading Black Coffee: It’s Not a Bug, It’s a Feature
Learn How to Start Trading Forex (Fast!)
According to experts, the forex market is the largest financial market with a trading volume of $5 trillion transactions per day. You might have heardall the buzz about how investors are making millions trading forex. Believe it or not, you can grow ...
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Six Ways to Turn Your Home Business Into an Actual Company
It takes courage to steer off the beaten track and bring a product or service to the market, with no certain assurance that you will make a living from this. Suddenly what started out as an ambitious side hustle has gained traction and you are ...
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The Benefits of Tax-Advantaged Accounts
When it comes to getting your finances in order and planning for your future, the topic of taking advantage of the tax system in your country is rarely brought up. Which is odd, as this can substantially improve your financial situation, and help you ...
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Why Visualizing Your Financial Future Is So Important – and How to Do It
There are millions of posts and thousands of books explaining how to improve your finances. In fact, much of this information seems to get recycled back and forth. I have found only a couple of good books and posts that deal with the visualization of ...
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Economic Collapse 101: Ten Ways to Prepare for the Unknown
Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well ... not so much.
It's no secret that ...
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Black Coffee: The Financial Noose Tightens
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
The market turmoil continued this week, ...
Continue reading Black Coffee: The Financial Noose Tightens
How Small Businesses Can Adapt to a Changing World
There's no doubt that the world is growing smaller by the day. Improved communications, pace of change, and globalization all have a part to play. And, while the big corporations may have the resources to adapt, this isn't always the case for small ...
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Grandfather Says: Musings on an Old-Time Liberal Education
An early 19th century liberal education mandated studies in classical literature, now abandoned -- and sometimes scorned -- in most "universities."
Grandfathers Father, Ralph the First, studied for the ministry at the Southern Baptist Theological ...
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4 Ways to Make Getting a Real Estate Loan Easier
Nearly everyone dreams of being a homeowner someday. Others may want to build income through investment properties. However, in reality, obtaining real estate isn't all that simple because in real life, even the least expensive homes cost quite a bit ...
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How to Avoid Spending Too Much For A Quality Mattress
How do you feel when you wake up to start your day? Few of us report that we feel less than well-rested, and this may be a sign that we need to get a new mattress. Often, the root of our sleep problems literally lie in the mattress that we sleep on. ...
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Black Coffee: Red Storm Rising
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I think it's fair to say it has been a ...
Continue reading Black Coffee: Red Storm Rising
What’s the Cost of a Bad Hire?
Small businesses often survive on fine margins. Considering the fact that many new companies simply struggle to remain viable during their first few years of existence, it's crucial that business leaders make smart financial decisions. Unfortunately, ...
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How to Plan for Your Retirement in Canada
Wondering how to start saving money for retirement in Canada? Millennials thinking of retirement planning often face a unique set of challenges today. With lower earnings, rising housing costs, and increasing childcare costs, it all means there's ...
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Is Social Media Marketing All It’s Cracked Up to Be?
Anyone who is involved within the world of online sales and promotions is already aware of how social media platforms have begun to transform the concept of "business as usual." Countless articles have been written in regards to this subject; touting ...
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Review: H&R Block Tax Pro Review
With the tax deadline right around the corner, many people are diligently gathering their financial papers and documents so they can begin the arduous process of filing their tax returns, which is why many people ultimately prefer the convenience ...
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The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better
According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks.
I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...
Continue reading The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better
Black Coffee: Rich Man, Poor Man
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: Rich Man, Poor Man
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