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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Is Buying or Renting a Home Financially Better?

By Edward Francis

Although there are entities out there with a vested interest in promoting the idea that it is always cheaper to buy than to rent, that doesn't automatically answer the question:  When given the choice, is it better to buy or rent a home? Adding up ...

Continue reading Is Buying or Renting a Home Financially Better?

March 8, 2023

6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation

By Mikey Rox

Stressed out by your financial situation? Aren't we all. Here are six strategic moves you can make to regain control of your money situation, fix your finances, and put you back in the driver's seat. Take a look ... Stop impulsive shopping Many ...

Continue reading 6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation

March 7, 2023

This Little Trick Can Save Big Money On Your Food Bill

By Len Penzo

Are you looking for ways to save money on your food bill? It may be easier than you think. Consider this: In 2013, I spent $13,788 on groceries for our four-person household. In 2022, that number climbed to $17,101. In case you're wondering, that ...

Continue reading This Little Trick Can Save Big Money On Your Food Bill

March 6, 2023

Black Coffee: Men In Suits

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I’ve got another busy weekend ahead of ...

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March 4, 2023

The Continuing Chronicles of Elaine, Part 9

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: Liberace, I Love Lucy, Muntz TV and "rabbit ears."  While Dave was overseas, my friend Carolyn L. and I went out every ...

Continue reading The Continuing Chronicles of Elaine, Part 9

March 2, 2023

How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

By Kacy

The average cost to have a wedding is now $29,000. That's some serious dough - especially for couples looking to have a beautiful wedding and honeymoon for $5000 or less! I know getting married is supposed to be a once-in-a-lifetime event, but is ...

Continue reading How to Have a Beautiful Wedding AND Exotic Honeymoon for $5000 – or Less!

March 1, 2023

How to Get a Higher Credit Score No Matter How Bad Your Finances Are

By Anum Yoon

Imagine being so rich you never had to borrow money! Sadly, most of aren't that fortunate, which is why many people endeavor to discover how to get a higher credit score. If you're wealthy enough to pay cash for any car or home you like, then you ...

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February 28, 2023

Why Buying Gasoline In the Morning Can Save Money

By Len Penzo

I’ve already written about the folly of trying to save a few cents per gallon when shopping for gas. But did you know there are times when you don’t get exactly what you pay for when you fill up your gasoline tank at the local station? It’s not ...

Continue reading Why Buying Gasoline In the Morning Can Save Money

February 27, 2023

Black Coffee: How Not to Do It

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: How Not to Do It

February 25, 2023

What Defines Financial Success?

By Len Penzo

What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...

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February 23, 2023

Drive-By Movie Review: The Taking of Pelham 123

By Len Penzo

This is a movie review of the 2009 remake of The Taking of Pelham 1 2 3 starring Denzel Washington and John Travolta. Plot Summary: Armed men hijack a New York City subway train, holding the passengers hostage in return for a ransom, and turning ...

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February 22, 2023

What is the ‘Pink Tax’?

By Anum Yoon

Ladies: Watch out for the Pink Tax. What is the pink tax? You probably won't see any news about it in the papers, as it's nothing Congress has passed or proposed. If you're a woman, though, chances are you've experienced it or maybe even noticed it ...

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February 21, 2023

Can You Get a Personal Loan Online? Here’s What You Should Know

By Tex Freitag

financial literacy tips

Personal loans are a helpful way to finance something. It is flexible; so almost whatever it is you need, they can cover it. There are different lenders you can get one from, but the more popular ones as of recently being online lenders. They provide ...

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February 20, 2023

Debit or Credit: Which One Is Better?

By Len Penzo

"What kind of dressing would you like on your salad?" For most people, it's a simple decision -- but not for me. I don't know why, but when my server presents that question I usually tense up and act like I've just been asked the million-dollar ...

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February 20, 2023

Black Coffee: It’s Your Nickel

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind us. ...

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February 18, 2023

The Continuing Chronicles of Elaine, Part 8

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: The Detroit Institute of Art staff took an interest in me, their youngest co-worker, and enjoyed hearing about "my fiance's ...

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February 16, 2023

A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!

By Aunt Doris

Every once in awhile, almost everyone says or does something so goofy or dumb that they wish the floor would just open and swallow them whole. When that happens to you, don't despair; it will eventually become an amusing incident. Lord knows I've ...

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February 15, 2023

Wondering How to Teach Your Kids About Taxes? Consider the ‘Parent Tax’

By Lance Cothern

Paying taxes is something your kids will have to deal with as adults. So why wait to teach your kids about taxation and earning money until after they get their first job? You shouldn't. Teach your kids by charging them the "Parent Tax." The Parent ...

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February 14, 2023

18 Personal Finance Facts You Didn’t Know About US Presidents

By Len Penzo

Sitting US presidents may be considered the most powerful men in the free world, but they still put their pants on one leg at a time. And while some American presidents were financially successful during their lives, there were others who encountered ...

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February 13, 2023

Black Coffee: The Love & Money Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: The Love & Money Edition

February 11, 2023

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