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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How To Save Money on Moving Expenses

By Corazon Gritar

House prices and rental costs remain incredibly expensive. But whether you're buying a new home or renting, moving costs can be incredibly daunting too. So how can you save money on moving expenses? Here are several ways to cut down on moving costs ...

Continue reading How To Save Money on Moving Expenses

June 20, 2023

Do You Have Unclaimed Money? Here’s How to Find Out

By Len Penzo

I love finding unclaimed money. The other day I was in the mood for a couple of chili cheese dogs, so I decided to stop by my local Wienerschnitzel and satisfy my craving. As I got to the counter to pay for my food I realized that I still had ...

Continue reading Do You Have Unclaimed Money? Here’s How to Find Out

June 19, 2023

Black Coffee: Master and Servants

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: Master and Servants

June 17, 2023

Why Window Seat Fliers Are the Happiest Fliers

By Len Penzo

You're probably not surprised that many airlines charge extra money for select window and aisle seats. It's a policy that took off in 2015. And while I might consider paying extra for a window seat, I'm still trying to understand why anyone would ...

Continue reading Why Window Seat Fliers Are the Happiest Fliers

June 15, 2023

Summer Spending Season: How to Take a Vacation from the Stress

By Sabado Domingo

Summer is just around the corner - but are you ready? Not only for the beach weekends, family vacations, 4th of July festivities and kids' camps, but also for all the expenses that tend to heat up over the season? That's because summer is a big ...

Continue reading Summer Spending Season: How to Take a Vacation from the Stress

June 14, 2023

4 Budgeting Tips for Parents

By Corazon Gritar

As a parent, there's no doubt about the fact that one of your top priorities is most likely to save money. This is because raising a family can be quite expensive over time, especially if you want to make sure that you're providing your family with ...

Continue reading 4 Budgeting Tips for Parents

June 13, 2023

Embarrassed About Being Frugal? Here Are 6 Reasons Why You Shouldn’t

By Mikey Rox

Your friends might label you the cheapskate of the group and your money-conscious mindset might be a running joke, but there's no reason to be embarrassed about being frugal. A lot of people cry broke and whine about never having enough cash to get ...

Continue reading Embarrassed About Being Frugal? Here Are 6 Reasons Why You Shouldn’t

June 13, 2023

Lost Checks: Is Not Stopping Payment Worth the Risk?

By Len Penzo

I wish I was as smart as my kids. They're never wrong. Never. If you don't believe me, just ask them. As a matter of fact, I was reminded of that little "fact" last month after the Honeybee noticed that a couple of checks hadn't been cashed by my ...

Continue reading Lost Checks: Is Not Stopping Payment Worth the Risk?

June 12, 2023

Black Coffee: The Road to Ruin

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: The Road to Ruin

June 10, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 16

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: An important P.S. to my Oldsmobile story: On December 13, 2000, the news came out that "Oldsmobile is coming to the end of the ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 16

June 8, 2023

Shadow Inventory and Mortgage Rate Impacts on the Housing Market

By JR Diamond

The housing market across the country has been on fire over the past decade. Prices remain elevated; but many people insist that's because there aren't enough homes available. But is this really the case? Does shadow inventory impact the housing ...

Continue reading Shadow Inventory and Mortgage Rate Impacts on the Housing Market

June 7, 2023

The 4 Worst Ways to Pay Down Debt

By Anum Yoon

Debt may be a part of life, but that doesn't make it suck any less. If you're deep in debt, you're probably looking for ways to retire it. Or at least pay it down enough to improve your credit report. Whatever the reason, there are smart ways to ...

Continue reading The 4 Worst Ways to Pay Down Debt

June 6, 2023

The Ethics of Found Money: Should You Keep It?

By Len Penzo

should you keep money you find on the ground?

Is it okay to keep money found on the ground? I mean ... What are the ethics of found money? The reason I bring this up is because last week, while walking in a parking lot, I found a $10 bill laying on the pavement. And the feeling that came over ...

Continue reading The Ethics of Found Money: Should You Keep It?

June 5, 2023

Black Coffee: The Sky’s the Limit

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: The Sky’s the Limit

June 3, 2023

The Difference Between Real Wealth and Paper Wealth

By Len Penzo

Whenever destroyers appear among men, they start by destroying money, for money is men's protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and ...

Continue reading The Difference Between Real Wealth and Paper Wealth

June 1, 2023

Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings

By Sabado Domingo

Congratulations! If you haven't graduated already, it won't be long before you can finally say that you've passed every subject, and survived countless teachers from hell. And maybe even a pretty wild campus life! But you're now entering a new era: ...

Continue reading Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings

May 31, 2023

Shopping In the Modern Age: Does the Internet Encourage Overspending?

By Corazon Gritar

The US is a consumer nation. Although we have always been driven by capitalism and encouraged to spend our hard-earned money on a wide variety of products, the creation of the Internet has changed our behavior. With the shift away from ...

Continue reading Shopping In the Modern Age: Does the Internet Encourage Overspending?

May 30, 2023

9 Ways to Ensure Your Road Trip Sucks

By Len Penzo

I love summer. It's my favorite time of the year. Well ... after spring and autumn. I know. That may not sound like a ringing endorsement, but it's true. Anyway, one of my favorite things about summer is our annual family vacation; my favorites ...

Continue reading 9 Ways to Ensure Your Road Trip Sucks

May 29, 2023

Black Coffee: Tick Tock Goes the Debt Clock

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Tick Tock Goes the Debt Clock

May 27, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 15

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: Back to Work and Back to College My bosses at Oldsmobile knew I planned to keep my job as long as Dave was in school, about ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 15

May 25, 2023

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