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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

My Store-Brand vs. Name-Brand Blind Taste-Test Experiment #3

By Len Penzo

Okay. If you are a regular reader here you know the drill by now, so feel free to skip to the juicy parts! Are name-brand groceries really worth the extra cost when alternative cheaper store-brand groceries are available? More specifically, when ...

Continue reading My Store-Brand vs. Name-Brand Blind Taste-Test Experiment #3

June 8, 2010

Dear Diary: A Night at the Oscars with Me and the Honeybee

By Len Penzo

The other night the Honeybee and I sat down and watched the 82nd Annual Academy Awards, and I have to say it was the most entertaining show I've seen since Billy Crystal was hosting. Naturally, we recorded the event to avoid all the ...

Continue reading Dear Diary: A Night at the Oscars with Me and the Honeybee

March 8, 2010

Retirement Savings: Why My Kids Shouldn’t Plan on Receiving an Inheritance From Me

By Len Penzo

I know. A lot of you wish you could retire now, looking for reasons to retire early. However, before that can become reality, it's important to understand our magic number; that magic number, of course, is the amount of money we'll need to have ...

Continue reading Retirement Savings: Why My Kids Shouldn’t Plan on Receiving an Inheritance From Me

February 23, 2010

Evaluating The Costs of a Longer Commute: When It’s Better to Just Suck It Up

By Len Penzo

As many of you know, I live in Southern California; cars are king here. Most of us who live in Los Angeles can't even spell "public transportation." That's why it was big news when I found out my employer was moving 21 miles down the road, ...

Continue reading Evaluating The Costs of a Longer Commute: When It’s Better to Just Suck It Up

February 9, 2010

Valentine’s Day Giveaway: What’s the Biggest Money Argument You’ve Ever Had?

By Len Penzo

The Honeybee and I are extremely compatible in almost every way, right on down to when it comes to our philosophy on money and how we handle the household finances. I understand though that, for upwards of 80 percent of couples, money can be a ...

Continue reading Valentine’s Day Giveaway: What’s the Biggest Money Argument You’ve Ever Had?

February 4, 2010

Inflation 101: Why Avatar Isn’t the Biggest Movie of All Time (And What Movie Is)

By Len Penzo

This past week, the technologically ground-breaking 3-D movie Avatar was hailed across the globe as the new king of the box office world, "topping" Titanic's box office take by grossing over $1.859 billion worldwide. According to the media, this ...

Continue reading Inflation 101: Why Avatar Isn’t the Biggest Movie of All Time (And What Movie Is)

January 31, 2010

My 2009 State of the Household Financial Report

By Len Penzo

Our "household Constitution" requires the Honeybee, who is the family's household CFO, to deliver the family financial report every January to yours truly, the household CEO. For years, the Honeybee has painstakingly tracked and recorded our ...

Continue reading My 2009 State of the Household Financial Report

January 26, 2010

Buying Glasses? 3 Facts Your Eye Doctor Doesn’t Want You to Know.

By Len Penzo

Oops, my bad. This is a guest post from some guy who wasn't who he said he was and was trying to make a few bucks off of an affiliate link.   Still, I can attest to the information  within this post as being accurate, as I too buy my glasses and conta ...

Continue reading Buying Glasses? 3 Facts Your Eye Doctor Doesn’t Want You to Know.

January 24, 2010

2009 Drive-By Movie Retrospective: Or How I Earn $4/Month Blogging (And You Can Too!)

By Len Penzo

Me: Well, Honeybee, thanks to Netflix you and I have watched a lot of movies from the comfort of our living room. The Honeybee: I've got a question for you, Mr.Financial Genius: Is Netflix paying us for yet another one of your blatant plugs for ...

Continue reading 2009 Drive-By Movie Retrospective: Or How I Earn $4/Month Blogging (And You Can Too!)

December 29, 2009

Talkin’ Turkey: Evaluating My Thanksgiving Dinner Scorecard

By Len Penzo

This year Thanksgiving dinner is at my house. We'll be serving dinner for 16 people including my sister and her family, my mom and dad and the Honeybee's folks. You know, since he came out to visit a few weeks ago, my father-in-law Tony has taken ...

Continue reading Talkin’ Turkey: Evaluating My Thanksgiving Dinner Scorecard

November 24, 2009

My Store-Brand vs. Name-Brand Blind Taste-Test Experiment

By Len Penzo

One of the great never-ending debates in the world of personal finance is whether or not name-brand groceries are really worth the extra cost when alternative cheaper store-brand groceries are available. Furthermore, when it comes to edible products, ...

Continue reading My Store-Brand vs. Name-Brand Blind Taste-Test Experiment

October 20, 2009

Is LifeLock and Its $1 Million Guarantee A Sham?

By Len Penzo

By now, most everybody has heard or seen the ubiquitous ads by LifeLock where its founder and chief executive officer, Todd Davis, intimates the impenetrable fortress-like quality of his identity theft protection service by brazenly giving out his ...

Continue reading Is LifeLock and Its $1 Million Guarantee A Sham?

September 20, 2009

How Much Would You Pay to Save Your Pet’s Life?

By Len Penzo

A friend of mine recently told me a sad story that I wanted to share with you. About five years ago, he drove his dog to a dog park across town for their usual Saturday morning romp. Unfortunately, on that particular fateful morning, when he ...

Continue reading How Much Would You Pay to Save Your Pet’s Life?

August 25, 2009

Evaluating the Cost of Extreme Frugality

By Len Penzo

Earlier this month one of my favorite personal finance bloggers, Bret Frohlich, wrote a terrific piece where he declared war on frugality and explained why frugality doesn't always pay. In fact, Bret's post got me thinking about those who choose ...

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July 26, 2009

Kids and Money: Our Decision to Let Our Impulsive Spender Fail

By Len Penzo

I've written in this space before about just how difficult it is to teach kids financial literacy. For every kid, that seems to have a natural ability to grasp the value of a dollar and a real determination to save as much as they can, there is ...

Continue reading Kids and Money: Our Decision to Let Our Impulsive Spender Fail

July 8, 2009

Parents: Before You Name Your Baby, Learn How to Spell.

By Len Penzo

Igor: Dr. Frankenstein... Dr. Frederick Frankenstein: It's "Fronkensteen." Igor: You're putting me on. Dr. Frederick Frankenstein: No, it's pronounced "Fronkensteen." Igor: Do you also say "Froaderick"? Dr. Frederick Frankenstein: No... ...

Continue reading Parents: Before You Name Your Baby, Learn How to Spell.

July 3, 2009

Does Anybody Know the Going Rate for the Tooth Fairy?

By Len Penzo

My 9-year-old daughter, Lenina, lost another tooth today! Of course, most everyone knows custom dictates that when a child loses a tooth they dutifully place it under their pillow knowing that the Tooth Fairy will come and take it in exchange for ...

Continue reading Does Anybody Know the Going Rate for the Tooth Fairy?

June 22, 2009

The 5 Worst Jobs For Teenagers

By Len Penzo

With summer here, schools are now on hiatus for vacation in most places around the country and teenagers are scurrying to find temporary jobs to earn some extra money. With that in mind, some parents may be interested to know that the National ...

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June 12, 2009

How to Avoid Neighbor Conflicts When It’s Time for a New Fence (Part 2)

By Len Penzo

This is the second part of a two-part series. Click here for part one. As I noted in part one, over the years I have personally talked to several friends of mine who told me they would rather spend a couple hours in the dentist chair having their ...

Continue reading How to Avoid Neighbor Conflicts When It’s Time for a New Fence (Part 2)

May 23, 2009

How to Avoid Neighbor Conflicts When It’s Time for a New Fence

By Len Penzo

Being a homeowner has a lot of responsibilities that renters never have to deal with. Many of the responsibilities are no big deal; others can be extremely unpleasant. One of the most painful homeowner tasks is dealing with the neighbors when a ...

Continue reading How to Avoid Neighbor Conflicts When It’s Time for a New Fence

May 21, 2009

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