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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

What Is CBD and How Is It Different From Marijuana?

By Sabado Domingo

There are a lot of debates that are going on in the world, and sometimes people often engage in deep conversations about different topics. One topic that seems to always come up is the use of CBD products; although, the debate goes much deeper than ...

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July 9, 2019

5 Ways to Handle Your 401(k) When You Change Jobs

By Tex Freitag

The average American changes jobs a dozen times in their lifetime. With each new job comes new offices, new co-workers -- and possibly a decision about what to do with the 401(k) plan they started at their last job. Selecting the right course of ...

Continue reading 5 Ways to Handle Your 401(k) When You Change Jobs

June 5, 2019

How to Save Money by Managing Your Own Investment Portfolio

By Enero Febrero

accounting basics to know

If you're in the fortunate position of having a large amount of cash in the bank, you might be considering using some specialist advice such as a financial adviser. There are certainly advantages to this move -- not least of which is the fact that ...

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May 23, 2019

5 Things to Know About Pre-Market Movers Before Investing

By Tex Freitag

A pre-market mover refers to movements in a stock's price beyond regular trading hours. However, pre-market movers are not necessarily just the result of pre- and post-market trading sessions. Pre-market movers can be the result of absolutely ...

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May 3, 2019

3 Tips That Will Help You Learn More About Forex Trading

By Tex Freitag

Forex -- which is shorthand for "foreign exchange," but better known as world currencies -- is the largest and most liquid market in the world. As such, forex trading can be a daunting experience that requires proper groundwork. However, this ...

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March 15, 2019

How to Make Better Financial Decisions

By Tex Freitag

Good financial decisions are rarely impulsive. When you make irrational, spur of the moment decisions with money, they usually lead to overspending or -- even worse -- to unwise investments. As a result, you will be unlikely to maximize your savings ...

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March 13, 2019

How Taking a Chance On Penny Stocks May Boost Your Returns

By Sabado Domingo

One of the first things you learn about personal finance is that there are three keys to financial success: save more than you spend, live by a budget, and invest. In this post I'm going to talk about investing, in particular, how investing in the ...

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February 24, 2019

How Technology Has Changed Investing

By Enero Febrero

During the past 15 years, various new technologies have been introduced into the financial markets, and this has completely changed the face of investing as we know it. After all, the essence of introducing any new technology is to make life easier ...

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February 1, 2019

4 Easy Steps to Trading a CFD Online

By Enero Febrero

A contract for difference (CFD) is a novel way of trading that allows you to trade in a financial instrument without actually owning the underlying asset. With CFDs, you can speculate on the prices of volatile financial markets worldwide such as ...

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January 4, 2019

6 Major Green Investments for Your Small Business

By Sabado Domingo

Going green with your business is important for protecting the environment, but did you know it can also improve your bottom line? Besides doing wonders for your company's public image, making eco-friendly changes can also save money by reducing the ...

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January 2, 2019

Trading Trends From the 1990s to the 2010s

By Tex Freitag

The 1990s through the early years of the 2000s are remembered as a time of tremendous economic growth. The investment indices climbed steadily throughout these years, dipping in 2003 and 2004 before rising modestly again in advance of the credit ...

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October 5, 2018

3 Tips for Reducing Stock Trading Risks

By Sabado Domingo

Investing in the stock market has always offered better returns on your savings compared to a traditional savings account. However, do to some of the risks, many feel that it isn't worth the risk. Thankfully, with a bit of practice -- and some stock ...

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September 25, 2018

Mailbag: What Happens to Stocks After a Currency Reset?

By Len Penzo

Hello Len, I'm a long time reader of your blog. I love your stuff. I agree wholeheartedly with your assessment of the coming dollar collapse leading to a reset. I cashed out of my 401k years ago and devote my extra money into precious metals as well ...

Continue reading Mailbag: What Happens to Stocks After a Currency Reset?

September 24, 2018

5 Strategies to Help You Start Investing Today

By Sabado Domingo

For beginners, investing in the stock market can seem scary and overwhelming. You may think you need loads of money to begin with or that investing involves way too many inherent risks. By choosing a smart and diligent strategies, however, you can ...

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September 21, 2018

How to Invest in Stocks as a Retirement Plan

By Tex Freitag

It doesn't matter how hard you work or how talented you might be, your wealth building is tied by a singular constraint: your time and energy. When you stop performing, the money stops flowing. With retirement looming, it can be uncomfortable ...

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September 19, 2018

4 Ways To Reduce Risk In Your Retirement Plan

By Sabado Domingo

Many people are worried about their retirement from a money perspective. According to a survey by Transamerica, most workers think the financial challenges they'll face in retirement will be harder to overcome than those that prior generations ...

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September 12, 2018

The Big Secret to Successful Investing

By Tex Freitag

No one gets into investing to lose money. You need great information, great strategy and great resources to bounce back from missteps in order to succeed. Take an investment lesson from entrepreneurs eager to disrupt markets and find new niches. ...

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August 10, 2018

A Quick Primer on the Basics of Fixed-Rate Bonds

By Sabado Domingo

There's no way around it: Investing in stocks, whether they offer dividends or not, is risky business. Given the daily, weekly and monthly market rollercoaster rides we've recently been part of, it's no wonder some people are looking for a safer way ...

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July 11, 2018

8 Tips to Ensure a Safer Trust Deed Investigation

By Enero Febrero

Buying a note and trust deed is an alternative investment option for certain individuals interested in seeking additional income over a fixed period of time. Interested parties should always look for the safest ways to approach the high-earning ...

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June 29, 2018

The Differences Between Stock and Forex Trading

By Tex Freitag

Although they somehow operate in similar ways, stock trading and forex trading do have some differences that can serve as reasons for traders to choose them. While both involve the actions of selling and buying on extremely competitive markets, their ...

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June 21, 2018

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