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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Mailbag: What Happens to Stocks After a Currency Reset?

By Len Penzo

Hello Len, I'm a long time reader of your blog. I love your stuff. I agree wholeheartedly with your assessment of the coming dollar collapse leading to a reset. I cashed out of my 401k years ago and devote my extra money into precious metals as well ...

Continue reading Mailbag: What Happens to Stocks After a Currency Reset?

September 24, 2018

5 Strategies to Help You Start Investing Today

By Sabado Domingo

For beginners, investing in the stock market can seem scary and overwhelming. You may think you need loads of money to begin with or that investing involves way too many inherent risks. By choosing a smart and diligent strategies, however, you can ...

Continue reading 5 Strategies to Help You Start Investing Today

September 21, 2018

How to Invest in Stocks as a Retirement Plan

By Tex Freitag

It doesn't matter how hard you work or how talented you might be, your wealth building is tied by a singular constraint: your time and energy. When you stop performing, the money stops flowing. With retirement looming, it can be uncomfortable ...

Continue reading How to Invest in Stocks as a Retirement Plan

September 19, 2018

4 Ways To Reduce Risk In Your Retirement Plan

By Sabado Domingo

Many people are worried about their retirement from a money perspective. According to a survey by Transamerica, most workers think the financial challenges they'll face in retirement will be harder to overcome than those that prior generations ...

Continue reading 4 Ways To Reduce Risk In Your Retirement Plan

September 12, 2018

The Big Secret to Successful Investing

By Tex Freitag

No one gets into investing to lose money. You need great information, great strategy and great resources to bounce back from missteps in order to succeed. Take an investment lesson from entrepreneurs eager to disrupt markets and find new niches. ...

Continue reading The Big Secret to Successful Investing

August 10, 2018

A Quick Primer on the Basics of Fixed-Rate Bonds

By Sabado Domingo

There's no way around it: Investing in stocks, whether they offer dividends or not, is risky business. Given the daily, weekly and monthly market rollercoaster rides we've recently been part of, it's no wonder some people are looking for a safer way ...

Continue reading A Quick Primer on the Basics of Fixed-Rate Bonds

July 11, 2018

8 Tips to Ensure a Safer Trust Deed Investigation

By Enero Febrero

Buying a note and trust deed is an alternative investment option for certain individuals interested in seeking additional income over a fixed period of time. Interested parties should always look for the safest ways to approach the high-earning ...

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June 29, 2018

The Differences Between Stock and Forex Trading

By Tex Freitag

Although they somehow operate in similar ways, stock trading and forex trading do have some differences that can serve as reasons for traders to choose them. While both involve the actions of selling and buying on extremely competitive markets, their ...

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June 21, 2018

The Pros and Cons of Gold Investing

By Enero Febrero

Gold has a long history of use as a primary form of currency in many nations. And although it is no longer used as currency anymore, many people still considers it as a form of wealth insurance. Other people look to gold as an investment. For more ...

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May 25, 2018

4 Basic Strategies for New Stock Market Investors

By Sabado Domingo

If you're thinking of investing in the stock market, you may be trying to decide if you should put your money into a start-up or if you would be better off investing in a company with an established track record. Ultimately, you have to decide ...

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May 22, 2018

Bitcoin IRA Fees and 4 Other Related FAQs Answered

By Tex Freitag

Bitcoin is a cryptocurrency which has been around for a few years now; and in 2017 it gained worldwide attention after its price skyrocketed from $2000 to $20,000 in a matter of just a few months. Of course, there is a lot of controversy still ...

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May 2, 2018

Comparing the Costs of Various Emergency Food Supply Options

By Len Penzo

Sometimes it's not easy being an ant. Especially when you're living among a bunch of grasshoppers. There's a well-known Aesop fable about an oblivious grasshopper who spent his summer days living the high life and mocking an industrious ant, who ...

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April 23, 2018

5 Reasons To Seriously Consider Investing In Blockchain Technology

By Enero Febrero

When you want to invest, it can be simple to just go with the same assets people have been investing in for years -- like a mutual fund. On the other hand, you might just consider investing in the new, hip, trendy blockchain tech. The Significance ...

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March 23, 2018

Things to Think About Before Investing in Cryptocurrencies

By Enero Febrero

In recent events, cryptocurrency has taken the markets by storm. Even if you don't entirely know or understand what cryptocurrencies are, it's very likely that you've heard it mentioned on the news or online. In a world that's rapidly becoming more ...

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March 2, 2018

An Expert Explains How to Avoid Common Artwork Scams

By Gayle Tate

Scams? Let me think about that. Scams? Wait for it ... Yup, the fine art market in America has scams. I should be asking, "next question?" but Len, in his supreme kindness, asked me to submit something about scams. Can anyone say "can of worms"? ...

Continue reading An Expert Explains How to Avoid Common Artwork Scams

February 28, 2018

When an English Degree May Be a Sound Investment

By Tex Freitag

Although an English degree might not end up on Len's list of the 10 worst things ever bought, it might not be far from the truth for many American college graduates. Generally, in the United States a collegiate English degree is considered a ...

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February 21, 2018

The Pros and Cons of Automated Trading

By Tex Freitag

Auto trading, otherwise known as automated trading, algorithmic trading, or mechanical trading, allows traders to program specific rules into the trading platform through a computer. Entry and exit rules can be formulated according to simple ...

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January 17, 2018

Simple Tips to Make You a More Successful Forex Trader

By Sabado Domingo

Like Texas Hold 'Em poker, forex trading has sometimes been described as a game that takes minutes to learn but years to master. And many feel that the gambling comparisons do not end there. With the increase of trading apps and web platforms ...

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January 12, 2018

The 3 Biggest Lies Stock Brokers Tell Their Clients

By Robert Farrington

The sad truth is that most stock brokers are sales people. While they have a more glamorous name, their profession is sales: selling investors like you on a product so they can get paid. And just like used-car salesmen, stock brokers have been known ...

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November 1, 2017

Analyzing The Rise of OmiseGO: Ethereum’s First Unicorn

By Tex Freitag

The ETH blockchain has its first unicorn: OmiseGO. With the premise of "unbanking the banked," OmiseGO wants to disrupt the actual scheme of economy by bringing more power to the people and less to the banks. Nonetheless, this article won't ...

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September 23, 2017

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