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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Black Coffee: Move Along, Folks. There’s Nothing to See Here.

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Yes, I'm back. I took last Thanksgiving weekend off. I hope you all had an enjoyable and restful holiday. I know I did! Okay, away we go ... Credits and Debits Credit: There's an old ...

Continue reading Black Coffee: Move Along, Folks. There’s Nothing to See Here.

December 5, 2015

Black Coffee: Wall Street and the New York State of Mind

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Here we go ... Credits and ...

Continue reading Black Coffee: Wall Street and the New York State of Mind

November 21, 2015

Black Coffee: More Proof There’s No Such Thing as a Free Lunch

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm still recovering from a business ...

Continue reading Black Coffee: More Proof There’s No Such Thing as a Free Lunch

November 14, 2015

Black Coffee: No, You’re Not Going Crazy — I Am

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... And away we go ... Credits and Debits Credit: This week the media were celebrating the best employment figures of the year, thanks to a nonfarm payrolls report that showed 271,000 new ...

Continue reading Black Coffee: No, You’re Not Going Crazy — I Am

November 7, 2015

Black Coffee: The Halloween Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: The Halloween Edition

October 31, 2015

Black Coffee: The Winners and Losers Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... I was out of town most of ...

Continue reading Black Coffee: The Winners and Losers Edition

October 24, 2015

Black Coffee: Zombies, Candid Central Bankers & Other Scary Things

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Here we go ... Credits and ...

Continue reading Black Coffee: Zombies, Candid Central Bankers & Other Scary Things

October 17, 2015

Black Coffee: The Ripley’s ‘Believe It Or Not’ Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

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October 10, 2015

Black Coffee: There Are No Markets Anymore, Just Interventions

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... And away we go ... Credits and Debits Credit: After diving 250 points at the opening bell on Friday -- thanks to a very ugly September jobs report -- the Dow shook off the news and ...

Continue reading Black Coffee: There Are No Markets Anymore, Just Interventions

October 3, 2015

Black Coffee: The Piper, the Pope, and the Unholy Trinity

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I was out of town all week, so I've ...

Continue reading Black Coffee: The Piper, the Pope, and the Unholy Trinity

September 26, 2015

Black Coffee: The Fed’s Credibility Gap Is Wider than the Grand Canyon

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Apparently, I'm not the only one who ...

Continue reading Black Coffee: The Fed’s Credibility Gap Is Wider than the Grand Canyon

September 19, 2015

Black Coffee: No, It’s Not Different This Time

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

Continue reading Black Coffee: No, It’s Not Different This Time

September 12, 2015

Black Coffee: The Labor Day Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... If you live in the US, I hope you're enjoying the long holiday weekend! Okay, off we go ... Credits and Debits Debit: Labor Day is finally here, but with a record 94 million ...

Continue reading Black Coffee: The Labor Day Edition

September 5, 2015

Black Coffee: So, Where Did All of the Buy-and-Hold Investors Go?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: So, Where Did All of the Buy-and-Hold Investors Go?

August 29, 2015

Black Coffee: It’s Time to Set Your Financial Doomsday Clocks

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, off we go ... Credits and ...

Continue reading Black Coffee: It’s Time to Set Your Financial Doomsday Clocks

August 22, 2015

Black Coffee: A Few Economic Gravity Lessons from a Super Genius

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: A Few Economic Gravity Lessons from a Super Genius

August 15, 2015

Black Coffee: It’s Official … The Business World Really Is All Wet

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm on vacation -- which is why I've ...

Continue reading Black Coffee: It’s Official … The Business World Really Is All Wet

August 8, 2015

Black Coffee: All We Need Is a Little More Faith and Optimism

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Can you believe it's August already? Hard to believe summer is just about half over. Okay, off we go ... Credits and Debits Debit: Americans who have read the fine print in their ...

Continue reading Black Coffee: All We Need Is a Little More Faith and Optimism

August 1, 2015

Black Coffee: They’re the Government and They’re Here to Help

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've been out of town all week, and I ...

Continue reading Black Coffee: They’re the Government and They’re Here to Help

July 25, 2015

Black Coffee: Ripoffs, Bailouts, Sellouts and Sales

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Ripoffs, Bailouts, Sellouts and Sales

July 18, 2015

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