In North America the left lane is designated for passing and the highway's fastest traffic. Unfortunately, there are too many slow drivers in the left lane who feel entitled to cruise there as long as they're traveling the speed limit. This selfish ...
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The Most Important Power Tool a Household CEO Can Own
There are more than eight-million victims of identity theft in the United States every year; on average they lose $750 per incident and spend 59 hours of personal time closing fraudulent accounts.
You can reduce your risk of identity fraud by ...
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Why Window Seat Fliers Are the Happiest Fliers
You're probably not surprised that many airlines charge extra money for select window and aisle seats. It's a policy that took off in 2015. And while I might consider paying extra for a window seat, I'm still trying to understand why anyone would ...
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The Difference Between Real Wealth and Paper Wealth
Whenever destroyers appear among men, they start by destroying money, for money is men's protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and ...
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Why Lazy People Shouldn’t Automate Their Finances
Millions of successful household CEOs automate their finances in order to save time and money, and help them reach their financial goals. For example, prepaying your utility bills, the mortgage and other loans helps eliminate late fees and postage. ...
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Why Early Risers Smile More
Ever wonder why early risers smile more? A survey of 20 top CEOs by Yahoo!Finance found that 80% of them wake up every morning at 5:30 or earlier. And the other 20% rise and shine no later than 6:00. According to Forbes, studies show that early ...
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Why It Pays to Never Give Up
Quitting is easy, but that doesn't mean you should.
JK Rowling's manuscript for Harry Potter and the Philosopher's Stone was rejected by the first 12 publishers she approached.
Walt Disney was fired from the Kansas City Star because his boss ...
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The Big Advantages of Natural Gas Appliances
Most cooking aficionados prefer natural gas cooktops over electric ones because they heat evenly, and provide precision control with instant on/off capability. Natural gas appliances have other big advantages. For example, they typically last longer ...
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Behind the Science of Defining What’s Truly Priceless
Some things are utterly impossible to put a price on. For example, regardless what's offered, no rational person would ever sell their family. It's also impossible to put a monetary value on good health -- let alone human life. Even so, that didn't ...
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What Defines Financial Success?
What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...
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Why You Should Never Put Miracle Whip on a Tuna Sandwich
You should never put Miracle Whip on a tuna sandwich. Why? Because while mayonnaise is considered a condiment, any decent chef knows that, technically, it's a sauce. Beautiful in its simplicity, mayo is nothing more than egg whites, oil, lemon juice, ...
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Why Extended Warranties Sometimes Do Make Sense
The conventional wisdom out there is that it's rarely advantageous to consider an extended warranty unless it's for an automobile.
Don't believe it. The truth is, when it comes to extended warranties, things aren't always quite so black and white. ...
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Why It Doesn’t Always Pay to Do It Yourself
With the current economic malaise continuing to strain household budgets, it's no wonder that a growing number of people have decided to stretch their incomes by taking on more do-it-yourself tasks. As a result, thrifty folk from all walks of life ...
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A Surefire Way to Teach Kids the Value of Money
One of the more difficult jobs any parent faces is teaching their kids the value of a dollar. Sadly, some kids never learn that money doesn't grow on trees.
It may seem cruel, but parents who aren't afraid to let their kids spend their money on ...
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The Importance of Good Moral Character
When evaluating people, they say good moral character trumps all. Coach John Wooden always preached that character was more important than reputation because "character is what you really are, while reputation is merely what others think you are." ...
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Compound Interest Isn’t Everyone’s Best Friend
Invest $100 that earns a 6% annual return and you'll have $106 a year later. The uninitiated might expect to see $112 in their account after two, but they'd actually have $112.36 because interest not only accrued on the original principal of $100, ...
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Why Programmable Thermostats Rarely Save People Money
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...
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The Thin Green Line Between Frugal and Cheap
Frugal or cheap? There's absolutely nothing wrong with trying to stretch your dollar. But like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider additional factors ...
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Why Creating a Budget Is So Important (for Most People)
Creating a budget isn't the answer for everyone. After all, there are many people without budgets who have minimal debt. They also pay off their credit cards monthly and save money. Even so, there are just as many who need a budget to track expenses, ...
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End the Fed: Why the Federal Reserve Must Be Abolished
The central bank is an institution of the most deadly hostility existing against the principles and form of our Constitution. If the American people allow private banks to control the issuance of their currency, first by inflation and then by ...
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