I think it was the Quaker Oats guy who famously declared that a penny saved is a penny earned. However, because of taxes, a penny saved is actually worth more than a penny earned. To illustrate, if you happen to be in the 10% tax bracket, every taxed ...
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100 Words On: The Science of Defining What’s Truly Priceless
Some things are utterly impossible to put a price on. For example, regardless what's offered, no rational person would ever sell their family. It's also impossible to put a monetary value on good health -- let alone human life. Even so, that didn't ...
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100 Words On: Why Grandma Was Probably Smarter Than You About Money
Grandma may not pay bills with a smartphone or trade stocks on her computer -- but chances are she can teach a few lessons about saving money that you can take to the bank:
Live within your means; only buy what you can afford
Use credit only ...
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100 Words On: Why Programmable Thermostats Rarely Save People Money
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...
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100 Words On: The True Meaning of Christmas
In today's day and time,
It's easy to lose sight,
Of the true meaning of Christmas
And one special night.
When we go shopping,
We say 'How much will it cost?'
Then the true meaning of Christmas,
Somehow becomes lost.
Amidst the tinsel, ...
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100 Words On: Why You Don’t Always Get What You Pay For
One of the most popular financial tips that people routinely dispense to others is, "You get what you pay for." Perhaps that's why many folks erroneously believe they can't go wrong by paying more for something -- whether it's a fancy meal, designer ...
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100 Words On: How Debt Troubles Are Usually Related to Your Diet
Many folks who tally their assets and liabilities after years of modest but steady increases in income often end up scratching their heads, wondering why their net worth is nothing to write home about. Whether they'll admit it or not, those ...
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100 Words On: Why Thanksgiving Never Falls On November 29 or 30
In 1863, President Lincoln declared the last Thursday in November to be a day for "thanksgiving and praise." It's a tradition that managed to stay that way until 1939 when worried retailers begged President Franklin Roosevelt to make Thanksgiving a ...
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100 Words On: The Big Advantages of Natural Gas Appliances
Most cooking aficionados prefer natural gas cooktops over electric ones because they heat evenly, and provide precision control with instant on/off capability. Typically, all natural gas appliances -- not just cooktops -- last longer and require less ...
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100 Words On: Why You’ll Never Get Rich Working for ‘the Man’
Many folks who work for others love to complain about the professionally unsatisfying nine-to-five grind of their daily job, yet refuse to change the status quo. That's because the perceived relative safety of their steady job -- and the guaranteed ...
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100 Words On: Why Lazy People Shouldn’t Automate Their Finances
Millions of successful household CEOs automate their finances in order to save time and money, and help them reach their financial goals. For example, prepaying your utility bills, the mortgage and other loans helps eliminate late fees and postage. ...
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100 Words On: The Dangers of Loitering in the Comfort Zone
It's human nature for us to want to spend as much time as possible in the proverbial comfort zone. And why not? It takes courage to walk away from the dependable familiarity and security that waits for us there; for many, sometimes that's even true ...
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100 Words On: Why Most Early Risers Usually Wake Up Smiling
Twenty top CEOs were surveyed by Yahoo! Finance and 80% of them said they wake up every morning at 5:30 or earlier. As for the the other 20% -- they rise and shine no later than 6:00. According to Forbes, studies show that early risers are more ...
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100 Words On: The Difference Between Paper Wealth and Real Money
Whenever destroyers appear among men, they start by destroying money, for money is men's protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and ...
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100 Words On: The Dumbest Place Where People Use Credit Cards
Responsible folks love the plastic in their wallets because credit card benefits simply can't be matched by cash. However, there are several places where credit cards shouldn't ever be used. Financially speaking, one of the most expensive mistakes ...
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100 Words On: Why Money Is NOT the Root of All Evil
So you think that money is the root of all evil? Have you ever asked what is the root of money? Money is a tool of exchange, which can't exist unless there are goods produced and men able to produce them. Money is the material shape of the principle ...
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100 Words On: The (Second) Best Stock Market Investing Tip Ever
Buy low and sell high; it's the ultimate investing tip, although never easy to execute. That's why it's so important to control the risk that comes with investing. One way is by having an exit strategy in place whenever you take a position on a ...
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100 Words On: Runners and Pedestrians Who Refuse to Use Sidewalks
Go play on the freeway!
While nobody would ever take that suggestion seriously, there are plenty of irresponsible joggers and pedestrians who have no problem tempting fate by literally spending their leisure time on city thoroughfares despite the ...
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100 Words On: The Most Valuable Subject Taught In Grade School
If you're looking to earn the biggest annualized net return on your college investment, studies consistently show that your best bet is via a science- or math-based technical degree. With that in mind, one would assume science or math is the most ...
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100 Words On: A Guaranteed Way to Preserve Your Wealth
Fiat-based paper currencies facilitate commerce by acting as a medium of exchange that's far preferable to bartering. Unfortunately, governments that wish to spend beyond their means can -- and do -- print fiat with impunity, thereby leading to ...
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