The conventional wisdom out there is that it’s rarely advantageous to consider an extended warranty unless it’s for an automobile.
Don’t believe it.Â The truth is, when it comes to extended warranties, things arenâ€™t always quite so black and white.Â For example, it often makes sense to buy extended warranties for irreplaceable or low-reliability products.Â Likewise, they’re often a good idea for items that you know may be mishandled by kids
Continue reading 100 Words On: Why Extended Warranties Sometimes Do Make Sense
At the moment, the things we know that are infinite includes — the universe, human stupidity and, of course, the rise in auto or car insurance premiums. According to insurance agent Evelia Mascareno, every year auto insurance rates increase somewhere between two and seven percent.
For many, owning an insured car is essential. Of course, you can always try to squeeze more out of your budget to compensate for your ever
Continue reading 5 Ways to Make Your Car Insurance Cheaper
Ever since I started writing about the importance of owning physical gold and silver as insurance against the inevitable failure of the US dollar, I’ve been receiving an increasing volume of questions in my inbox from folks curious to know more about precious metals.
With that in mind, here’s one that I received last week from Joshua:
“I was wondering about how much (gold and silver) a person should own. I’m 38,
Continue reading Economic Collapse 101: How Much Gold and Silver Should People Own?
(This is a guest post by Tali Wee of Zillow.)
An investment property is likely to initially cost more than a single-family home. Buyers donâ€™t get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the home. Landlords are liable for most of the maintenance issues required for the property. Between the large sum of money invested and the probability
Continue reading Why You Should Insure a Rental Property
Millions of viewers tune in each week to watch the exploits of the â€œDeadliest Catchâ€ crew as they face off against the unforgiving seas in search of their vaunted treasure, the rare and valuable Alaskan King Crab. Their high market value makes reeling the crustaceans in by the ton an extremely profitable venture, but the crew contends with extremely harsh conditions and grim prospects on a regular basis. The perils
Continue reading Insuring the Deadliest Catch
Life insurance is boring. Who wants to curl up at night and read the fine print of a life insurance policy? Nobody normal that’s for sure.
Still, if other people rely on you financially, there’s no topic more important. This is true for healthy people and even more important for people who face health challenges.
Fortunately, it really isn’t that difficult to understand. Boring, yes; but complicated, no.
You pay premiums to the
Continue reading A Life Insurance Primer for Newbies
Getting a ticket while driving always has an impact on car insurance rates, but the significance of the impact that is made to car insurance rates differs according to the violation. While it is important to avoid breaking laws while driving, knowing just how serious a violation can be in relation to car insurance rates can help you understand how you’ll need to budget for higher rates after getting a
Continue reading How Different Types of Tickets Affect Auto Insurance Quotes
Awhile back I bought four new tires for my 1997 Honda Civic. The tires came with a pro-rated 65,000-mile guarantee and were $74 each, or just under $300 for the entire set.
As the salesman was tallying up the bill he asked me if I would like to purchase the extended warranty for my brand new tires.
“And how much is that?” I sheepishly asked.
“It’s only $9.95,” came the salesman’s immediate reply.
Continue reading Why Extended Warranties for New Tires Are A Waste of Money
Last month our previous cell phone contract finally expired. That made the Honeybee happy because it meant we could finally move to a new carrier with better coverage.
However, nobody was more excited than the kid with the fastest thumbs in the West, my son, Matthew, who no longer had to endure the supposed indignity of being stuck with an “uncool” Nokia Gravity phone because our new plan included three iPhones.
Continue reading Is Cell Phone Insurance Really Worth It?
In 2005, as a rather interesting educational experiment, the Life and Health Insurance Foundation for Education surveyed 1,014 adults asking, â€œOut of the following fictional characters, which are most in need of life insurance: Batman, Spider-Man, Fred Flintstone, Harry Potter, or Marge Simpson?â€
It certainly seems like a fairly absurd question to ask, but there was a very necessary, and educational, purpose for asking this question: to determine Americans’ understanding of
Continue reading Understanding Life Insurance: Does a Superhero Like Batman Need It?