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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Mortgage Basics

mortgage basicsHere is a complete listing for my 25-part no-nonsense quick-read series on everything you need to know about mortgages. Each of these articles are designed to be read in 45 seconds or less:

  1. What is a Mortgage?
  2. How do Mortgage Fees Work?
  3. What are Mortgage Points?
  4. What is an ARM Loan?
  5. What is a Fixed Rate Mortgage?
  6. Should I Get a Fixed Rate Mortgage or an ARM?
  7. What Is an FHA Loan?
  8. What Is a VA Loan?
  9. How Big Should My Mortgage Down Payment Be?
  10. How Much Can I Afford to Borrow for a New Home?
  11. What Is the Best Way to Find My Credit Score?
  12. How Do I Determine the Biggest Monthly Payment I Can Afford?
  13. What Is the Lowest Down Payment I Can Get Away With?
  14. What Is Mortgage Refinancing and Why Should I Consider It?
  15. 5 Reasons Why Mortgage Refinancing Makes Sense (and 3 That Don’t)
  16. How Does the Homebuying Process Work?
  17. How Do I Refinance a Mortgage?
  18. Should I Pay Off My Mortgage Early?
  19. How Can I Get a Mortgage If I Have Bad Credit?
  20. What Is a Mortgage Broker (and Is One Right for You)?
  21. Is Mortgage Interest Tax Deductible?
  22. What Is a Subprime Mortgage?
  23. How Do I Get Prequalified for a Mortgage?
  24. Is It Better to Be Prequalified or Preapproved for a Mortgage?
  25. How Do I Get Preapproved for a Mortgage?

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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