• About
  • Credit Card Basics
  • Mortgage Basics
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Insiders

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Get Financially “Healthy” in 2019

By Len Penzo

It’s that time of year when we start working to make good on our New Year’s resolutions — and one of the most common ones is to be better about managing our money. In fact, INC reports that one of the top five resolutions is to save more and spend less. Since January is Financial Wellness Month, it’s the perfect time to start putting those goals into practice.

Whether it’s opening a bank account for the first time, pinpointing exactly where you’re spending your money or finding easier ways to budget, getting financially “healthy” this year is within your reach.

Check out these five pointers for how to meet your financial resolutions, and you’ll be on your way to having a successful 2019:

Plan it out

The first step to improving your financial health is mapping out exactly what you want to accomplish. Whether it’s spending less on entertainment, saving more on groceries or simply organizing your budget, tools like Axiom Bank’s AxiomGO mobile app can help. The My $ Manager function lets you plug in targeted financial goals and keep track of how you’re doing. Set achievable short- and long-term benchmarks so you’ve got a plan you can stick to throughout the year.

Stay on top of your bills

Life is full of moving parts, and paying bills is no different. With multiple financial obligations, it can be tough to keep track of them all and ensure they’re paid on time. AxiomGO makes it simple to pay your bills quickly with the picture pay function, which allows users to take a photo of their bill and import it into the app for easy payment.

Learn the basics

If you’re opening an account for the first time, or have children who are preparing to graduate high school and embark on their own financial journey this year, it doesn’t have to be complicated. Get set up for success with a bank account using AxiomGO. The app makes banking easy and even provides an extra layer of protection by preventing overdraft missteps. It’s the perfect first step in learning to budget and become familiar with finance.

Go digital

In today’s fast-paced world, going digital makes sense. Whether you’re making a quick transaction or paying for your coffee at the drive-thru, going paperless is super convenient. AxiomGO allows users to complete fast transactions with the quick click of a button. The app, which recently celebrated its first anniversary, also launched a new feature that lets you sync your mobile wallets and cards with Apple Pay, Google Pay and Samsung Pay.

Give yourself a check-up

It’s important to set goals, but it’s even more crucial to track how you’re meeting them. Give yourself an annual financial check-up to see how you did and to stay accountable. Take advantage of review tools, like My $ Manager, so you can review your customized money reports on where you spent and how well you saved. By using these tools, you can determine what you need to improve moving forward.

Photo Credits: Axiom Bank

Related Posts:
  • A Post-Summer Budget Plan for Building a Healthy Christmas FundA Post-Summer Budget Plan for Building a Healthy Christmas Fund
  • Why Everyone Should Get Financially Naked BEFORE Marriage — Not AfterWhy Everyone Should Get Financially Naked BEFORE Marriage — Not After
  • Why Pastry Chefs Are Financially Savvier Than the Common ManWhy Pastry Chefs Are Financially Savvier Than the Common Man

January 29, 2019

Question of the Week:

View Results

Loading ... Loading ...

Recent Posts

  • Black Coffee: The Acme Investing, Trading & Retirement Company
  • Get ‘Savings Savvy’
  • The 4 Best Small Business Loan Options for Female Entrepreneurs
  • Grandfather Says: Strange Dreams
  • 5 Tips Guaranteed to Help You Build Wealth After Graduation
  • How to Teach Your Kids to Be Responsible with Money
  • How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000
  • Black Coffee: Bankers, Beggars & Big Spenders
  • Ask the Experts: Which SEO Trends Will Prove Most Important in 2019?
  • What are the Key Requirements for Securing a Startup Business Loan?

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

Popular Now:

  1. 1. What It Really Feels Like to Be a Billionaire
  2. 2. How to Get an Instant Raise — Without Kissing Up!
  3. 3. 4 Habits and Systems That the Wealthy Follow Religiously
  4. 4. The Only New Year Resolution That Really Matters
  5. 5. Are Credit Unions Better Than Banks?
  6. 6. 10 Easy New Year Health Resolutions Guaranteed to Save You Money
  7. 7. My Margarine Taste Test: Which Brand Tastes Most Like Butter?
  8. 8. 5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter
  9. 9. The High Cost of Being Poor (and How to Vanquish It)
  10. 10. Len Penzo dot Com: Celebrating 10 Years and 10 Million Page Views!

All-Time Most Popular:

  1. 1. 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
  2. 2. Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money
  3. 3. Why Your Expensive Luxury Car Doesn’t Impress Smart People
  4. 4. If You Can’t Live on $40,000 Annually It’s Your Own Fault
  5. 5. 21 Reasons Why Corner Lots Are for Suckers
  6. 6. 18 Fast Facts About Social Security Numbers
  7. 7. My Ketchup Taste Test: Upset! Guess Which Brand Topped Heinz
  8. 8. The Great Paper Towel Test: Which Brand Is Your Best Value?
  9. 9. 12 Good Reasons Why You Should (and Should Not) Pay Off Your Mortgage Early
  10. 10. 9 Great Gifts for People Who Have Everything

 

Copyright © 2019 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

7ads6x98y