The Ugly Truth: Why Big Spenders Are Terrible In Bed

It is a truism that most big spenders are showoffs; they feed off attention.

Ironically, while your typical big spender works 24/7 trying to impress others, most of the time they rarely do so.

There is a small segment of the population, however, that naturally gravitates to these self-absorbed cocks-of-the-walk.   Younger women, especially, seem to be lured by the glitter and glam of these show-offs, hoping to get just a small taste of the rock-star life.

Unfortunately, thanks to easy credit afforded by credit cards, too many big spenders like to put on a show even though they don’t have the dough in their bank accounts to back it up.

In other words, while all big spenders love to talk the talk, very few can actually walk the walk.   Especially over the long run.

So if that’s true, what motivates such financially reckless behavior for the majority of these big spenders?   What else – sex!

But here’s the rub (if you’ll pardon the expression):   When it comes to performance in the bedroom, anatomy is important.   Yes, I realize lots of women out there – including the Honeybee (thank God) – will insist that it doesn’t matter.     They’re lying.

WTF are you suggesting here, Len?   Are you insinuating that all big spenders have small…

Hut!   Stop right there!   There’s no need to get graphic.

Okay, yes there is.

To better explain what I am really trying to say, look at the cool infographic at the bottom of this page from my friends at   It, um, exposes the anatomy of the typical showoff that lives on a modest income.   Just let me warn you, people – it ain’t pretty.

After checking this big spender out, I think most of you ladies out there will quickly come down with a romance-killing headache, if only because his assets don’t quite, well, measure up.

After all, as this infographic conclusively proves, the ugly truth is the only thing you’ll find over-extended on a lot of big spenders is their bank account – and how sexy is that?




  1. 1


    Well Len, that post really measured up! And the more I think about it, the more it grows on me.

    I am not sure it will change any “Big-Spenders” actions, but maybe it will decrease their “action”.

    Good Stuff!

  2. 3

    Jenna says

    HAHA! This is what my friend calls the $30,000 millionaire. College students that get out of college get their first job making $30,000 and spend it trying to look cool… Seems a little out of control…

  3. 4


    Hi Jenna, does your friend live in Texas? That’s exactly what we call these guys in Dallas. They go to all the pretentious clubs with their designer outfits, but this only impresses some women in their 20s. After a while, these women look for someone with a truly large … wallet.

    • 5

      Jenna says

      Haha, nope. We are up in the Pacific Northwest. Although this could be a national phenomenon, since I’ve seen it on the East Coast too. Oh brother!

    • 6


      Jennifer, I thought in Texas, it was all hat and no cattle.

      In this case maybe, all hat and small…. Well, I hate to be too specific at Len’s blog-I can talk medical on my own blog.

  4. 8

    Sabrina says

    “the ugly truth is the only thing you’ll find over-extended on a lot of big spenders is their bank account”

    As some one who has dated a couple of big spenders, I can attest to that. Haha. If you get my drift. ;-)

    • 11


      @Jenna: I think the $30k Millionaire would be a great title for a book. Don’t you?
      @Sabrina: No comment. (But I sense these comments are on the verge of getting just a bit out of control.) LOL
      @Little House: Wow. Really? But it was at least 14-inches long! (Well, it was – on my screen anyway.)
      @Denise: I’ll have to take your word for it. LOL

  5. 12


    @Dr. Dean: “All hat and no cattle” does describe someone who has an impressive facade and can’t back it up. :) It originally comes from immigrants to Texas picking up some of the local mannerisms like a hat, but not being a real cowboy.

  6. 14


    Personally, I don’t have a problem with big spenders as long as they spend big after they have built substantial wealth. It’s the people who go broke or fail to build wealth trying to look rich that get in the real trouble IMHO. Regards, Shawn

  7. 15


    One of my first bosses on Wall Street told me that “at mid-night every trader got the biggest ….. in the bar.” – The moral of the story. What happens in the bar does not matter. Only what happens on the trading desk during the day counts.

    • 18


      @Roger: I was going to say “beats me” but let me rephrase my answer: I can’t imagine why you would feel that way either. ;-)
      @Shawn: Me either. Well said.
      @Money: You ARE referring to the trading of stocks and bonds, right? ;-)
      @Suzanne: Hey! Maybe you and Sabrina dated the same guy(s)? :-)
      @Jenna: Are you offering me a job as a ghost writer? ;-) LOL

  8. 19


    “But here’s the rub (if you’ll pardon the expression): When it comes to performance in the bedroom, anatomy is important. Yes, I realize lots of women out there — including the Honeybee (thank God) — will insist that it doesn’t matter. They’re lying.”

    Yep, the secret is out. Gone are the days where we look down awkwardly and murmur something like “Uhhmm… that’s ok honey, it’s the technique that matters” :D Yeah right.

    You speak the truth, brother.

    • 20


      That’s what I was afraid of, Bytta. Despite what I said, I always had a little flicker of hope that I could be wrong – but you just snuffed that little ember right out. Poof. Gone. Now if you’ll excuse me, I think I’ll go to the freezer and get me some Chunky Monkey – and I’m going to eat all of it too.

  9. 21


    this title alone made me almost fall out of my chair…

    you are probably right though, living in LA i have plenty of friends who earn similar salary as me and have cars, apartments and entertainment budgets that don’t match their income.

    i feel bad for them when they wake up one day in the future and realize not only that they have noting to show for it but they are $20,000 in debt.

  10. 23


    @James: I live out here too and for many people it’s ALL about the SHOW.
    @Jenna: Well, I’ve been essentially writing for free ever since I started this little ol’ blog. ;-)

  11. 24


    Ooh la la, your post was getting racy, I almost blushed. =)

    Like the graphic.

    Big spenders compensate for what they lack (in bed and also anatomically-wise), eh?

    I also see a correlation (possibly) with people who drive fancy cars/ drive modified cars and their anatomically challenged ‘parts’ =)

  12. 26


    Come on, nobody is spending $15,000 on a first class roundtrip ticket!

    $3,500 is pretty reasonable for a man watch. I have to admit, I have a $10,000 stainless steel rolex daytona, so the Cartier example is pretty damn cheap!

  13. 29

    Toby48843 says

    I know I’m broke as a joke but I can do it like a cool breeze most bigwigs are two pump chumps anyway all that show and no go.

  14. 31

    SamVuitton says

    30K millionaire.
    Ha! You nailed it man. I have been looking for a proper nickname for such folks. Now I git it. Thanks Len.

  15. 33

    Seth says

    I live reasonably and well within my means. We drive a 5 year old Subaru Outback for our family car and I have my first high school car, a 1995 Ford Mustang, that I use as my daily driver. I would say we are not showing off to the neighbors. But there is a part of me that wants a bigger/fancier car. The neighborhood is not full of them, so I would stand out like a sore thumb unfortunately..or maybe it is good fortune for not being surrounded by peer pressure all the time.

    • 37

      Len Penzo says

      If they are, Shine, nobody knows because stingy men have virtually no chance of getting there in the first place. ;-)

  16. 38


    The thing is, though, not all big spenders are doing it to show off. Some are doing it because they just *enjoy* living high on the hog. And they enjoy, ah, other pleasures with equal zest. So actually, there are *some* big spenders out there who are pretty good in bed. They’re the ones whose assets actually do measure up to their spending. (I mean their *financial* assets, you pervs. Get your minds out of the gutter!)

  17. 40

    Crazy Ivan says

    Well, I am a bit unsure how accurate this article can be. I am a Vice President and General Manager of a manufacuturing company with a healthy 6 figure income and I live in a modest mobile home driving 6 and 7 year old cars. Since I do not make a habit of lining up with some friends and hanging out for the comparison, all I can do is rely on my girlfriend’s healthy sexual appetite. But if this scenario has a lick of fact, then one of my workers must tuck his “Self” into his socks as he is the cheapest SOB that has ever walked the planet.

  18. 41

    Lynne says

    Well I was married to a big spender, and this assessment is spot-on!!!
    I’ve actually found that the average-Joe kind of guy from a blue collar background is MUCH more exciting in the sack… regardless of what he does for a living nowadays. The best ever was a mechanic. I guess it helps that he had to work with his hands every day :)

    • 42

      Len Penzo says

      Love it, Lynne! My father-in-law is a mechanic. I’ll pass your experience on to him.

      I may be biased, but I’ve been told electrical engineers aren’t so bad in the sack either. ;-)

  19. 44

    mauna says

    This whole article is the absolute truth. The Big spenders start out spending big until they have you where they want you, then you find out it was all credit cards and they don’t have a pot to piss in.

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