{"id":73320,"date":"2022-06-09T09:24:21","date_gmt":"2022-06-09T16:24:21","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=73320"},"modified":"2023-06-08T23:07:21","modified_gmt":"2023-06-09T06:07:21","slug":"buying-a-new-car-here-are-4-ways-to-stay-in-control-of-your-cash","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id73320-buying-a-new-car-here-are-4-ways-to-stay-in-control-of-your-cash.html","title":{"rendered":"Buying a New Car? Here Are 4 Ways to Stay in Control of Your Cash"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-57398 alignright\" src=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2019\/10\/car-owner-happy.jpg\" alt=\"\" width=\"396\" height=\"264\" \/>If you&#8217;re wondering whether or not you should buy a new car, one of the biggest concerns on your mind will likely be money. This is because, as the old saying goes, &#8220;money makes the world go round.&#8221; It really does!<\/p>\n<p>In this day and age, it&#8217;s impossible to get by without money. The only way you can get money is to either earn it, or to have it given to you as a form of financial aid. However, it is rare to receive money as a form of financial aid, so most people usually have to earn their money.<\/p>\n<p>Buying a new car is a very big financial decision, and as such, it&#8217;s critically important to be in control of your cash. With that in mind, here are four ways that can help you save money when buying a new car:<\/p>\n<p><strong>1. Get a pre-approved car loan<\/strong><\/p>\n<p>Pre-approved loans are one of the best ways to stay in control of your cash when buying a new car. A pre-approved car loan is basically a loan that you get from a financial institution before you start shopping for a new car.<\/p>\n<p>This is a great way to stay in control of your cash because it allows you to know exactly how much money you have to spend on a new car. This way, you will not be tempted to overspend on your new car.<\/p>\n<p><strong>2. Make a budget<\/strong><\/p>\n<p>Making a budget is also a great way to stay in control of your cash when buying a new car. When you make a budget, you basically list all of your income and all of your expenses. From there, you will be able to see exactly how much money you have to spend on a new car. This way, you will not be tempted to overspend on your new car.<\/p>\n<p>Some of the items to include in your budget are:<\/p>\n<ul>\n<li>the car itself, of course<\/li>\n<li>fuel costs<\/li>\n<li>insurance<\/li>\n<li>license and registration<\/li>\n<li>monthly car payments (if you are financing your new car)<\/li>\n<li><a href=\"https:\/\/lenpenzo.com\/blog\/id743-notes-from-a-car-mechanic-7-simple-money-saving-tips-2.html\" target=\"_blank\" rel=\"noopener\">maintenance<\/a><\/li>\n<\/ul>\n<p>Although you might be tempted to forgo some of these items, like insurance or even a warranty, you shouldn&#8217;t. These items are there as a backup if something goes wrong or you are in an accident. For example, if you&#8217;ve just bought a car but you&#8217;ve chosen to go without an extended warranty, then you might be left stranded in the middle of nowhere because you&#8217;re missing out on the perk of roadside assistance.<\/p>\n<p><strong>3. Save up<\/strong><\/p>\n<p>If you have the luxury of time, another great way to stay in control of your cash when buying a new car is to save up. This way, you will not have to take out a loan to finance your new car.<\/p>\n<p>Saving up for a new car can be done in many different ways. One way is to set aside a certain amount of money from each paycheck. Another way is to put all of your extra money towards your new car savings.<\/p>\n<p><strong>4. Do your research<\/strong><\/p>\n<p>Last but not least, another great way to stay in control of your cash when buying a new car is to do your research. This means that you should not just go to the first dealership that you see and buy the first car that you like.<\/p>\n<p>Instead, you should take the time to shop around and compare prices. You should also read reviews about different cars to see which ones are the best bang for your buck. By doing your research, you will be able to find the best car for the best price.<\/p>\n<p style=\"text-align: right;\"><small>Photo Credit: stock photo<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re wondering whether or not you should buy a new car, one of the biggest concerns on your mind will likely be money. This is because, as the old saying goes, &#8220;money makes the world go round.&#8221; It really does! In this day and age, it&#8217;s impossible to get by without money. The only [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":57398,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[456,467],"tags":[],"class_list":{"0":"post-73320","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-cars","8":"category-shopping","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buying a New Car? 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