{"id":60029,"date":"2020-03-18T15:44:15","date_gmt":"2020-03-18T22:44:15","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=60029"},"modified":"2025-04-26T09:40:36","modified_gmt":"2025-04-26T16:40:36","slug":"things-you-should-and-shouldnt-consider-splurging-on","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id60029-things-you-should-and-shouldnt-consider-splurging-on.html","title":{"rendered":"Things You Should and Shouldn&#8217;t Consider Splurging On"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-48434\" src=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/03\/splurge1-1.jpg\" alt=\"\" width=\"394\" height=\"394\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/03\/splurge1-1.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/03\/splurge1-1-150x150.jpg 150w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/03\/splurge1-1-300x300.jpg 300w\" sizes=\"auto, (max-width: 394px) 100vw, 394px\" \/>Once you have a budget set and you start building up some disposable income, you need to figure out how you&#8217;re going to use that money. Sometimes the perception of money management is that you&#8217;re on the far end of two spectra. You either live ultra-frugally and conservatively eating cheap canned foods and <a href=\"https:\/\/lenpenzo.com\/blog\/id34182-7-questions-you-should-always-ask-yourself-when-buying-clothes-3.html\" target=\"_blank\" rel=\"noopener noreferrer\">wearing thrift shop clothes<\/a>, or you spend lavishly and enjoy all the finer things in life. While there may be a few times when frugality is needed, you don&#8217;t have to be like that or be a spendthrift. You can have a little fun too &#8212; as long as you think about which things you spend money on also have some lasting value.<\/p>\n<p><b>Buy Car Mechanic And Household Tools<\/b><\/p>\n<p>Acquiring quality tools whether they&#8217;re for use on a vehicle or for doing some home handyman work are always a good investment. Many of them that were used 20 years ago are still used today, and if you learn how to use them you might save yourself quite a bit of money later by avoiding calling the repairman. No, you don&#8217;t have to buy up the full steel cabinet of tools right away, but acquiring them over time can be a great way to be ready for when you need to use them. Of course, there may be times where you may have an appliance break down that requires an unexpected emergency repair, like a broken furnace. In these cases, you may need to seek professional repair services which can be costly. If you need to pay for an unexpected emergency repair but are short on savings, you might want to research short-term funding options like securing a line of credit online.<\/p>\n<p><b>Avoid Expensive Cosmetics Brands<\/b><\/p>\n<p>While looking good is certainly important for many people, the bank should not be broken on products like shampoo, skin moisturizer, makeup, or expensive razors. Most cheap drug store or retailer alternatives can actually be just as effective, and you might be surprised at how easy it could be to create your own substitutes for some of these products. Besides, imagine how much you might save for when you need to buy important medications later or visit a health clinic.<\/p>\n<p><b>Avoid High Cost Daycare<br \/>\n<\/b><\/p>\n<p>If you&#8217;re a parent and both you and your spouse work full-time, the costs of sending your children to daycare centers can really be tough on your budget. Depending on your local area, you may have more than one option for it. For example, sometimes churches run daycare programs that while still costing some money will usually be much cheaper than for-profit centers. And if not them, there are sometimes daycare homes that are cheaper still and have a little more flexibility sometimes.<\/p>\n<p><b>Stop Eating Fast Food<br \/>\n<\/b><\/p>\n<p>Yes, fast food restaurants can be fun to go to sometimes, and sometimes you get these cravings for that burger or burrito that you just need to have. But getting addicted to fast food can also become expensive quickly, so you probably are better off resisting the temptation to go eat at one. By saving on fast food and <a href=\"https:\/\/lenpenzo.com\/blog\/id7402-save-thousands-look-like-a-genius-with-bimonthly-menu-planning-3.html\" target=\"_blank\" rel=\"noopener noreferrer\">making much cheaper meals at home<\/a>, you can eat healthier, save more money and perhaps save money for a special occasion when you want to take your family or that special someone out to a good quality restaurant. When you do this, eating out can become a very special treat.<\/p>\n<p>In conclusion, there are so many fun but short-lived things we think about buying every day from snazzy looking sunglasses, to those movie theater tickets, music CDs and so many other things that we don&#8217;t think about how quickly we&#8217;ll move on from. But by avoiding those things, we might be able to spend on things like that new piece of furniture for the living room, or maybe a vacation to that dream destination. Just remember, a little sacrifice in the short-term can mean fun in the long-term.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: stock photo<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Once you have a budget set and you start building up some disposable income, you need to figure out how you&#8217;re going to use that money. Sometimes the perception of money management is that you&#8217;re on the far end of two spectra. You either live ultra-frugally and conservatively eating cheap canned foods and wearing thrift [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":48434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[467],"tags":[],"class_list":{"0":"post-60029","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-shopping","8":"pmpro-has-access","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Things You Should and Shouldn&#039;t Consider Splurging On<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id60029-things-you-should-and-shouldnt-consider-splurging-on.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Things You Should and Shouldn&#039;t Consider Splurging On\" \/>\n<meta property=\"og:description\" content=\"Once you have a budget set and you start building up some disposable income, you need to figure out how you&#8217;re going to use that money. Sometimes the perception of money management is that you&#8217;re on the far end of two spectra. You either live ultra-frugally and conservatively eating cheap canned foods and wearing thrift [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lenpenzo.com\/blog\/id60029-things-you-should-and-shouldnt-consider-splurging-on.html\" \/>\n<meta property=\"og:site_name\" content=\"Len Penzo dot Com\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/LenPenzo\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-18T22:44:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-26T16:40:36+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/03\/splurge1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sabado Domingo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" 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