{"id":3799,"date":"2021-12-30T04:15:59","date_gmt":"2021-12-30T12:15:59","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=3799"},"modified":"2021-12-31T10:48:23","modified_gmt":"2021-12-31T18:48:23","slug":"100-words-on-why-not-all-debt-is-a-four-letter-word-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id3799-100-words-on-why-not-all-debt-is-a-four-letter-word-2.html","title":{"rendered":"100 Words On: Why Not All Debt is a Four-Letter Word"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/07\/gooddebt.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3809\" title=\"gooddebt\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/07\/gooddebt.jpg\" alt=\"\" width=\"538\" height=\"403\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/07\/gooddebt.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/07\/gooddebt-300x225.jpg 300w\" sizes=\"auto, (max-width: 538px) 100vw, 538px\" \/><\/a>Not all debt is bad. Debt is generally okay whenever it is used to buy something that may increase in value. For example, going into debt can make perfect sense when you&#8217;re trying to start a business, or expand an existing one. Very few people can save enough cash to buy a home in a realistic amount of time without a home loan either. And an education loan can be considered good debt too &#8212; assuming you choose <a href=\"https:\/\/lenpenzo.com\/blog\/id1255-22-signs-your-college-degree-might-not-be-worth-the-money.html\">the right career path<\/a>.<\/p>\n<p><strong>The bottom line: <\/strong>If you&#8217;re not careful, avoiding debt just for the sake of it may lead to missed opportunities.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: Jay Tamboli<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Not all debt is bad. Debt is generally okay whenever it is used to buy something that may increase in value. For example, going into debt can make perfect sense when you&#8217;re trying to start a business, or expand an existing one. Very few people can save enough cash to buy a home in a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":42253,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[473,458],"tags":[],"class_list":{"0":"post-3799","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-100-words","8":"category-credit-debt","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>100 Words On: Why Not All Debt is a Four-Letter Word<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id3799-100-words-on-why-not-all-debt-is-a-four-letter-word-2.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"100 Words On: Why Not All Debt is a Four-Letter Word\" \/>\n<meta property=\"og:description\" content=\"Not all debt is bad. Debt is generally okay whenever it is used to buy something that may increase in value. For example, going into debt can make perfect sense when you&#8217;re trying to start a business, or expand an existing one. 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