{"id":3683,"date":"2025-07-21T04:15:21","date_gmt":"2025-07-21T11:15:21","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=3683"},"modified":"2025-07-26T09:43:09","modified_gmt":"2025-07-26T16:43:09","slug":"why-it-pays-to-not-get-behind-the-nice-lady-in-a-supermarket-line-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id3683-why-it-pays-to-not-get-behind-the-nice-lady-in-a-supermarket-line-2.html","title":{"rendered":"Is Coinstar&#8217;s Conversion Fee Worth the Price?"},"content":{"rendered":"<p><a href=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/checkout-line.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-54730\" src=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/checkout-line.jpg\" alt=\"coinstar conversion fee\" width=\"400\" height=\"300\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/checkout-line.jpg 640w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/checkout-line-300x225.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/a>I think grocery store self-check stands are both a blessing and a curse.<\/p>\n<p>When multiple shoppers, loaded up with enough groceries to, say, sustain a family of four through a nuclear winter are queued up in front of a human cashier, self-check kiosks are a godsend.<\/p>\n<p>On the other hand, self-check stands <strong><em>aren&#8217;t<\/em><\/strong> so hot when the guy in front of you has 57 varieties of fresh fruits and vegetables in his cart &#8212; and he&#8217;s struggling to find the produce codes for everything from tomatoes and cucumbers to arugula, kohlrabi, salsify, and bok choy.<\/p>\n<p>I&#8217;m telling you this because, on a recent trip to my local grocery store, I decided to take advantage of a rare short line at a checkout stand occupied by a human cashier. In fact, for once in my life the grocery store gods seemed to be genuinely smiling on me because, on this particular day, the <em><strong>only<\/strong><\/em> person ahead of me was a nice lady who was watching the cashier run the last three or four items of her modest order across the scanner.<\/p>\n<p>After the last item crossed the scanner, the clerk cheerfully announced the final total: $43.32.<\/p>\n<p>With that, I figured the nice lady would have done what most people do: whip out her <a href=\"https:\/\/lenpenzo.com\/blog\/id1442-credit-or-debit-which-is-better-3.html\" target=\"_blank\" rel=\"noopener\">debit or credit card<\/a>, swipe it through the machine, push &#8220;accept,&#8221; and then write her signature on the electronic pad. We&#8217;re talking 15 seconds at most. Heck&#8230; on a good day I can do it in under 10.<\/p>\n<p>But that&#8217;s not what happened. The nice lady decided to pay with cash.<\/p>\n<p>She could have given the cashier four <a href=\"https:\/\/lenpenzo.com\/blog\/id631-tired-of-money-heres-101-alternatives.html\">sawbucks and a fin<\/a>, getting $1.68 in change; most likely a dollar bill, two quarters, one dime, a nickel and three pennies.<\/p>\n<p>That didn&#8217;t happen either. Instead, the nice lady opened up her oversized purse and pulled out&#8230; a large Ziploc bag full of loose change.<\/p>\n<p>The good news was the bag wasn&#8217;t full of <a href=\"https:\/\/lenpenzo.com\/blog\/id12104-100-words-on-why-its-time-to-eliminate-the-penny.html\">pennies<\/a>. Instead, it was loaded with quarters.<\/p>\n<p>The bad news is it still takes 174 quarters to pay a $43.32 bill.<\/p>\n<p>So I waited. And waited.<\/p>\n<p>Then I waited some more while the cashier called the manager over to take away the loose change so he could send it to wherever loose change usually goes when it isn&#8217;t being hoarded by the nice lady.<\/p>\n<p>I wanted to tell the nice lady that there was a Coinstar machine in the store that would have quickly converted all of her quarters into a receipt that she could have used to pay for her groceries, but I bit my tongue.<\/p>\n<p>In fact, if the nice lady had thought to convert her change into a gift card, she could have even avoided the fee \u2013 somewhere slightly north of 10% \u2013 that Coinstar typically charges for its service. That&#8217;s right; Coinstar waives the fee if you choose to convert your coins into a gift card.<\/p>\n<p>Even so, their fee is more than reasonable for people looking to convert large amounts of small change into easily spendable bills. Frankly, I don&#8217;t see how anyone could possibly disagree with me. Well&#8230; unless they&#8217;re the type who enjoys carrying two pounds of quarters on their person \u2013 or <a href=\"https:\/\/lenpenzo.com\/blog\/id19224-4-good-reasons-why-some-quarters-are-painted-red-2.html\">a boatload of dirty laundry<\/a> that&#8217;s ready for a trip to the laundromat.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: jdnx<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I think grocery store self-check stands are both a blessing and a curse. When multiple shoppers, loaded up with enough groceries to, say, sustain a family of four through a nuclear winter are queued up in front of a human cashier, self-check kiosks are a godsend. On the other hand, self-check stands aren&#8217;t so hot [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":54730,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[454,467],"tags":[],"class_list":{"0":"post-3683","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking","8":"category-shopping","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Is Coinstar&#039;s Conversion Fee Worth the Price?<\/title>\n<meta name=\"description\" content=\"The Coinstar conversion fee can actually be avoided if you choose to convert your coins into one specific alternative. 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