{"id":3546,"date":"2022-03-24T04:15:12","date_gmt":"2022-03-24T11:15:12","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=3546"},"modified":"2022-02-05T12:53:40","modified_gmt":"2022-02-05T20:53:40","slug":"100-words-on-the-importance-of-always-paying-yourself-first-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html","title":{"rendered":"100 Words On: The Importance of Always Paying Yourself First"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/06\/piggybank.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3548\" title=\"piggybank\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/06\/piggybank.jpg\" alt=\"\" width=\"537\" height=\"399\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/06\/piggybank.jpg 468w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2011\/06\/piggybank-300x223.jpg 300w\" sizes=\"auto, (max-width: 537px) 100vw, 537px\" \/><\/a>When it comes to <a href=\"https:\/\/lenpenzo.com\/blog\/id6093-how-i-save-money-2.html\">saving money<\/a>, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying <strong><em>yourself<\/em><\/strong> first &#8212; not your creditors. One of the most effective ways to do this is by taking advantage of your employer&#8217;s automatic 401(k) paycheck deduction.<\/p>\n<p><strong>The bottom line:<\/strong> Whether you&#8217;re saving for retirement or big-ticket discretionary items, or building an emergency fund, paying yourself first makes the job easy. Best of all, once you get in the habit, you won&#8217;t even miss it.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: o5com<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to saving money, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying yourself first &#8212; not your creditors. One of the most effective ways to do this is by taking advantage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":42246,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[473,466],"tags":[],"class_list":{"0":"post-3546","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-100-words","8":"category-saving","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>100 Words On: The Importance of Always Paying Yourself First<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"100 Words On: The Importance of Always Paying Yourself First\" \/>\n<meta property=\"og:description\" content=\"When it comes to saving money, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying yourself first &#8212; not your creditors. One of the most effective ways to do this is by taking advantage [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\" \/>\n<meta property=\"og:site_name\" content=\"Len Penzo dot Com\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/LenPenzo\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-24T11:15:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"468\" \/>\n\t<meta property=\"og:image:height\" content=\"348\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Len Penzo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LenPenzo\" \/>\n<meta name=\"twitter:site\" content=\"@LenPenzo\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Len Penzo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\"},\"author\":{\"name\":\"Len Penzo\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/person\\\/3968bb46693d14b2ae2ab4958aa41dfd\"},\"headline\":\"100 Words On: The Importance of Always Paying Yourself First\",\"datePublished\":\"2022-03-24T11:15:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\"},\"wordCount\":113,\"commentCount\":14,\"publisher\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2014\\\/02\\\/piggybank.jpg\",\"articleSection\":[\"100 Words\",\"Saving\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\",\"name\":\"100 Words On: The Importance of Always Paying Yourself First\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2014\\\/02\\\/piggybank.jpg\",\"datePublished\":\"2022-03-24T11:15:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2014\\\/02\\\/piggybank.jpg\",\"contentUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2014\\\/02\\\/piggybank.jpg\",\"width\":468,\"height\":348},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/lenpenzo.com\\\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"100 Words On: The Importance of Always Paying Yourself First\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/\",\"name\":\"Len Penzo dot Com\",\"description\":\"The offbeat personal finance blog for responsible people.\",\"publisher\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\",\"name\":\"Len Penzo dot Com\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/Block_L.png\",\"contentUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/Block_L.png\",\"width\":359,\"height\":360,\"caption\":\"Len Penzo dot Com\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"http:\\\/\\\/www.facebook.com\\\/LenPenzo\",\"https:\\\/\\\/x.com\\\/LenPenzo\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/person\\\/3968bb46693d14b2ae2ab4958aa41dfd\",\"name\":\"Len Penzo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"caption\":\"Len Penzo\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"100 Words On: The Importance of Always Paying Yourself First","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html","og_locale":"en_US","og_type":"article","og_title":"100 Words On: The Importance of Always Paying Yourself First","og_description":"When it comes to saving money, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying yourself first &#8212; not your creditors. One of the most effective ways to do this is by taking advantage [&hellip;]","og_url":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html","og_site_name":"Len Penzo dot Com","article_publisher":"http:\/\/www.facebook.com\/LenPenzo","article_published_time":"2022-03-24T11:15:12+00:00","og_image":[{"width":468,"height":348,"url":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg","type":"image\/jpeg"}],"author":"Len Penzo","twitter_card":"summary_large_image","twitter_creator":"@LenPenzo","twitter_site":"@LenPenzo","twitter_misc":{"Written by":"Len Penzo","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#article","isPartOf":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html"},"author":{"name":"Len Penzo","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/person\/3968bb46693d14b2ae2ab4958aa41dfd"},"headline":"100 Words On: The Importance of Always Paying Yourself First","datePublished":"2022-03-24T11:15:12+00:00","mainEntityOfPage":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html"},"wordCount":113,"commentCount":14,"publisher":{"@id":"https:\/\/lenpenzo.com\/blog\/#organization"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage"},"thumbnailUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg","articleSection":["100 Words","Saving"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html","url":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html","name":"100 Words On: The Importance of Always Paying Yourself First","isPartOf":{"@id":"https:\/\/lenpenzo.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage"},"thumbnailUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg","datePublished":"2022-03-24T11:15:12+00:00","breadcrumb":{"@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#primaryimage","url":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg","contentUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/02\/piggybank.jpg","width":468,"height":348},{"@type":"BreadcrumbList","@id":"https:\/\/lenpenzo.com\/blog\/id3546-100-words-on-the-importance-of-always-paying-yourself-first-2.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lenpenzo.com\/blog"},{"@type":"ListItem","position":2,"name":"100 Words On: The Importance of Always Paying Yourself First"}]},{"@type":"WebSite","@id":"https:\/\/lenpenzo.com\/blog\/#website","url":"https:\/\/lenpenzo.com\/blog\/","name":"Len Penzo dot Com","description":"The offbeat personal finance blog for responsible people.","publisher":{"@id":"https:\/\/lenpenzo.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lenpenzo.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/lenpenzo.com\/blog\/#organization","name":"Len Penzo dot Com","url":"https:\/\/lenpenzo.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2022\/06\/Block_L.png","contentUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2022\/06\/Block_L.png","width":359,"height":360,"caption":"Len Penzo dot Com"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/LenPenzo","https:\/\/x.com\/LenPenzo"]},{"@type":"Person","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/person\/3968bb46693d14b2ae2ab4958aa41dfd","name":"Len Penzo","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","url":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","caption":"Len Penzo"}}]}},"_links":{"self":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/3546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/comments?post=3546"}],"version-history":[{"count":3,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/3546\/revisions"}],"predecessor-version":[{"id":71157,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/3546\/revisions\/71157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/media\/42246"}],"wp:attachment":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/media?parent=3546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/categories?post=3546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/tags?post=3546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}