{"id":28197,"date":"2014-12-13T09:29:14","date_gmt":"2014-12-13T17:29:14","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=28197"},"modified":"2023-11-14T11:11:46","modified_gmt":"2023-11-14T19:11:46","slug":"black-coffee-the-sixth-anniversary-edition","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id28197-black-coffee-the-sixth-anniversary-edition.html","title":{"rendered":"Black Coffee: The Sixth Anniversary Edition"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/01\/black-coffee.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-23820\" title=\"black coffee\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/01\/black-coffee.jpg\" alt=\"\" width=\"250\" height=\"187\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/01\/black-coffee.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/01\/black-coffee-300x225.jpg 300w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><em>It&#8217;s time to sit back, relax and enjoy a little joe &#8230;<\/em><\/p>\n<p>Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what&#8217;s been going on in the world of money and personal finance.<\/p>\n<p>Believe it or not, my blog turned six this week. Wow! During that time, I&#8217;ve churned out 277 Black Coffee commentaries and more than 750 personal finance articles. Today, Len Penzo dot Com currently averages almost 1.5 million page views annually &#8212; but it wasn&#8217;t always that way: in December 2008, this site attracted just 72 visitors. I know. And after the first eight months &#8212; and lots of hard work &#8212; site traffic here was still underwhelming, averaging just 63 page views per day.<\/p>\n<p>I think a lot of bloggers would have thrown in the towel at that point, but I didn&#8217;t care because I was having fun &#8212; so I kept pushing on.<\/p>\n<p>Eventually, my persistence was rewarded.<\/p>\n<p>Thank you all so very much for stopping by over the years. I truly appreciate it! And if you&#8217;ve taken the time to leave a comment or two, thank you again for sharing your point of view! After all, without you, I&#8217;m really only talking to myself. (Kinda like when I try to have a conversation with my kids!)<\/p>\n<p><strong>By the Numbers<\/strong><\/p>\n<p>Here are a few more stats on Len Penzo dot Com:<strong><br \/>\n<\/strong><\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>6,506,739<\/strong><\/span><\/span> Page views since writing <a href=\"https:\/\/lenpenzo.com\/blog\/id1741-better-late-than-never.html\">my first post<\/a> on December 11, 2008.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>2,839,625<\/strong><\/span><\/span> Unique visitors to Len Penzo dot Com.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>138<\/strong><\/span><\/span> Average time, in seconds, that the typical reader spends here per visit.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>1.75<\/strong><\/span><\/span> Average number of pages viewed per visit.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>83<\/strong><\/span><\/span> Percentage of Len Penzo dot Com visitors who live in the US.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>5<\/strong><\/span><\/span> Percentage of visitors from Canada.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>3<\/strong><\/span><\/span> Percentage of visitors from Great Britain and Australia.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>5<\/strong><\/span><\/span> Visitors from Cuba since 2008. (Yes, that&#8217;s less than one per year.)<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>1061<\/strong><\/span><\/span> Articles posted on Len Penzo dot Com.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>18,628<\/strong><\/span><\/span> Comments posted here by legitimate readers.<\/p>\n<p><span style=\"color: #0000ff;\"><span style=\"font-size: x-large;\"><strong>2,330,084<\/strong><\/span><\/span> Spam comments received since December 2008.<\/p>\n<p><em>Source: Google Analytics<\/em><\/p>\n<p><strong>The Question of the Week<\/strong><\/p>\n<p><code>[poll id=\"38\"]<\/code><\/p>\n<p><strong>Last Week&#8217;s Poll Result<\/strong><\/p>\n<p>California: Paradise, or paradise lost?<\/p>\n<ul>\n<li>Paradise lost (79%)<\/li>\n<li>I&#8217;m not sure (11%)<\/li>\n<li>Paradise (10%)<\/li>\n<\/ul>\n<p>Almost 300 people answered last week&#8217;s question, and four out of five of them agree with me: my native state is <em>not<\/em> the paradise it used to be. As for the remaining one out of five, just under half of those insisted California still has the same cachet it&#8217;s always had; the rest think it&#8217;s a toss-up.<\/p>\n<p><strong>Credits and Debits<\/strong><\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> On Thursday, the US House of Representatives narrowly passed a <a href=\"http:\/\/www.nytimes.com\/2014\/12\/12\/us\/congress-spending-bill.html?_r=0\">$1.1 trillion emergency spending bill<\/a>. Before the bill can become law, however, it still needs to be passed by the Senate.<\/p>\n<p><span style=\"color: #008000;\"><strong>Credit:<\/strong><\/span> Those senators better hurry though; if the President gets impatient, he could bypass the upper chamber of Congress altogether and simply issue an executive order making it so. I know &#8212; but the Constitution <a href=\"http:\/\/news.investors.com\/ibd-editorials\/112014-727443-obama-executive-amnesty-plan-is-unconstitutional.htm\">no longer matters<\/a>.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> According to the Washington Times, the spending bill is 1600 pages long &#8212; or <a href=\"http:\/\/www.washingtontimes.com\/news\/2014\/dec\/9\/spending-bill-punishes-irs-includes-money-ebola-il\/\">$700 million per page<\/a>. Unbelievable. It&#8217;s a good thing Congress <a href=\"http:\/\/www.wsj.com\/articles\/SB10001424052702303704304579379140420941048\">suspended the cap<\/a> on the nation&#8217;s borrowing earlier this year until March 2015.<\/p>\n<p><span style=\"color: #008000;\"><strong>Credit:<\/strong><\/span> As John Hayward <a href=\"http:\/\/humanevents.com\/2014\/12\/10\/cromnibus-a-winter-festival-of-unrestrained-spending\/\">wisely notes<\/a>: <em>&#8220;Americans with some vague memory of how the system is <\/em>supposed<em> to work might be wondering what happened to the sober deliberation of budgets, the careful spending of every dollar, and even the basic rules of accounting.&#8221;<\/em> He&#8217;s right; we are.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> This is what the waning days of any empire looks like. It no longer matters who&#8217;s in power &#8212; cronyism is endemic in Washington DC, and the politicians will do whatever is necessary to keep the funds flowing. Sadly, this won&#8217;t end until the dollar is dead. That day is coming. Soon. <a href=\"http:\/\/www.washingtonpost.com\/news\/volokh-conspiracy\/wp\/2014\/02\/10\/bankrupt-how-cronyism-and-corruption-brought-down-detroit\/\">Think Detroit<\/a> on a national scale.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> Did you see this? Now that Obamacare is the law of the land, more Americans than ever (33%) are <a href=\"http:\/\/dailycaller.com\/2014\/11\/28\/gallup-peak-number-of-americans-delaying-medical-care-over-costs\/\">delaying medical care<\/a> due to &#8230; wait for it &#8230; high costs. The hardest hit are people earning between $30,000 and $75,000 annually. In other words: the middle class.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> Unfortunately, Obamacare costs will be even more expensive in 2015 &#8212; which is why federal officials are trying to <a href=\"http:\/\/www.washingtontimes.com\/news\/2014\/dec\/4\/obamacare-sticker-shock-fears-government-pleads-wi\/\">temper the sticker shock<\/a> awaiting most Americans by pleading with them to shop around. Heh. Why advocates still insist on calling it the &#8220;Affordable Care Act&#8221; is beyond me.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> No doubt the high cost of America&#8217;s &#8220;new and improved&#8221; utopian government-managed healthcare system is at least partly to blame for the sour mood among shoppers this Christmas. In fact, 17% of them <a href=\"http:\/\/www.washingtonexaminer.com\/bah-humbug-17-wont-buy-holiday-gifts\/article\/2557254\">won&#8217;t be buying any gifts<\/a> at all for the holidays. Bah humbug, indeed.<\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> Finally, I know you don&#8217;t care, but my site&#8217;s Alexa ranking &#8212; which measures website popularity &#8212; has mysteriously plummeted from 44,680 in September to 100,221 today. I&#8217;m not the only one who has seen a decline: Drudge Report, Breitbart, Fox News, the Blaze, and many other sites with a Libertarian bent have too. Here&#8217;s my Alexa chart:<\/p>\n<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-28270\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1-1024x275.png\" alt=\"alexa\" width=\"510\" height=\"137\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1-1024x275.png 1024w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1-300x80.png 300w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1-50x13.png 50w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/alexa1.png 1178w\" sizes=\"auto, (max-width: 510px) 100vw, 510px\" \/><\/a><\/p>\n<p><span style=\"color: #ff0000;\"><strong>Debit:<\/strong><\/span> For their part, <a href=\"http:\/\/www.wnd.com\/2014\/10\/alexa-answers-critics-were-impartial-in-ranking-websites\/\">Alexa claims<\/a> their rankings are impartial. However, as <a href=\"http:\/\/www.wnd.com\/2014\/10\/caught-red-handed-news-site-deception-uncovered\/\">WND points out<\/a>: <em>&#8220;(Left-leaning) sites like the Daily Kos, ThinkProgress, Media Matters, MSNBC, NPR and Democracy Now! are all rising in popularity, according to Alexa.&#8221;<\/em> Strange.<\/p>\n<p><span style=\"color: #008000;\"><strong>Credit:<\/strong><\/span> Here&#8217;s the thing: Autumn is typically the slowest time of the year in terms of visitors and page views here at Len Penzo dot Com, but over the past 100 days my traffic as measured by Google Analytics has been stable &#8212; even though my Alexa rank has been free-falling. See for yourself:<\/p>\n<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-28267\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics-1024x197.png\" alt=\"Autumn2014Analytics\" width=\"509\" height=\"98\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics-1024x197.png 1024w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics-300x57.png 300w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics-50x9.png 50w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/12\/Autumn2014Analytics.png 2023w\" sizes=\"auto, (max-width: 509px) 100vw, 509px\" \/><\/a><\/p>\n<p><span style=\"color: #008000;\"><strong>Credit:<\/strong><\/span> Maybe alternative websites that constantly challenge the mainstream narrative <em>are<\/em> rapidly losing popularity to these left-leaning sites, recent election results notwithstanding. Then again, if you think Alexa&#8217;s latest rankings smell just <em>a little bit<\/em> fishy &#8230; well, <a href=\"http:\/\/wattsupwiththat.com\/2014\/10\/15\/smells-fishy-alexas-data-blunder-hits-drudge-wuwt-mostly-favors-leftist-news-sites-over-conservative-news-sites\/\">you aren&#8217;t alone<\/a>.<\/p>\n<p><strong>Other Useless News <\/strong><\/p>\n<p>Here are the top &#8212; and bottom &#8212; five states in terms of the average number of pages viewed per visit here at Len Penzo dot Com over the past 30 days:<\/p>\n<p>1. South Carolina (2.31 pages\/visit)<br \/>\n2. Kansas (2.12)<br \/>\n3. Utah (2.01)<br \/>\n4. New Mexico (1.97)<br \/>\n5. Maine (1.96)<\/p>\n<p>46. Rhode Island (1.45)<br \/>\n47. Nevada (1.44)<br \/>\n48. New Hampshire (1.38)<br \/>\n49. Illinois (1.35)<br \/>\n50. Oregon (1.32)<\/p>\n<p>Whether you happen to enjoy what you&#8217;re reading (like all of my friends in South Carolina) &#8212; or not (ahem, you hippies in Oregon &#8230; for the <strong><span style=\"color: #ff0000;\">third month in a row!<\/span><\/strong>) &#8212; please don&#8217;t forget to:<\/p>\n<p>1. Click on that <strong>Like<\/strong> button in the sidebar to your right and <a href=\"http:\/\/www.facebook.com\/LenPenzo\">become a fan of Len Penzo dot Com on Facebook<\/a>!<\/p>\n<p>2. Make sure you <a href=\"http:\/\/twitter.com\/LenPenzo\">follow me on Twitter<\/a>!<\/p>\n<p>3. <a href=\"mailto:lenpenzolist@aweber.com\">Subscribe via email<\/a> too!<\/p>\n<p>And last, but not least &#8230;<\/p>\n<p>4. Consider becoming a <a href=\"https:\/\/lenpenzo.com\/blog\/membership-account\">Len Penzo dot Com Insider<\/a>! Thank you.<\/p>\n<p><strong>Letters, I Get Letters <\/strong><\/p>\n<p>Every week I feature the most interesting question or comment &#8212; assuming I get one, that is. And folks who are lucky enough to have the only question in the mailbag get their letter highlighted here whether it&#8217;s interesting or not! You can reach out to me at: <strong>Len@LenPenzo.com<\/strong><\/p>\n<p><strong>jojojo53<\/strong> had this to say after reading my recent post highlighting 802 reasons why cash is more thoughtful than gift cards:<\/p>\n<blockquote><p><em>My wife accepts hundreds with no complaints.<\/em><\/p><\/blockquote>\n<p><span style=\"color: #0000ff;\">What a coincidence &#8230; so does mine!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s time to sit back, relax and enjoy a little joe &#8230; Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what&#8217;s been going on in the world of money and personal finance. Believe it or not, my blog turned six this week. Wow! During that time, I&#8217;ve churned out 277 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":28198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[472],"tags":[],"class_list":{"0":"post-28197","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-commentary","8":"pmpro-has-access","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Black Coffee: The Sixth Anniversary Edition<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id28197-black-coffee-the-sixth-anniversary-edition.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Black Coffee: The Sixth Anniversary Edition\" \/>\n<meta property=\"og:description\" content=\"It&#8217;s time to sit back, relax and enjoy a little joe &#8230; Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what&#8217;s been going on in the world of money and personal finance. Believe it or not, my blog turned six this week. Wow! 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