{"id":27664,"date":"2014-11-13T00:15:33","date_gmt":"2014-11-13T08:15:33","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=27664"},"modified":"2021-06-06T08:47:14","modified_gmt":"2021-06-06T15:47:14","slug":"diagnosing-the-causes-of-medical-debt-in-the-u-s","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id27664-diagnosing-the-causes-of-medical-debt-in-the-u-s.html","title":{"rendered":"Infographic: Diagnosing the Causes of Medical Debt in the U.S."},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/surgery.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-27668\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/surgery.jpg\" alt=\"surgery\" width=\"350\" height=\"500\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/surgery.jpg 350w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/surgery-210x300.jpg 210w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/surgery-35x50.jpg 35w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/a>Over the last few years, medical debt has quickly become the number one reason why people file for bankruptcy in the United States. In fact, 1.7 million people will be forced to <a href=\"https:\/\/lenpenzo.com\/blog\/id20648-bankruptcy-financial-suicide-or-fresh-start-2.html\">file bankruptcy<\/a> because of their medical debt.<\/p>\n<p>Regardless of whether you have health insurance, medical debt is a burden for many people. People who with health insurance have an average of $17,749 in outstanding medical debt and people without health insurance owe $26,971. Unfortunately, these rates <a href=\"http:\/\/www.forbes.com\/sites\/nextavenue\/2013\/09\/17\/you-got-a-10000-hospital-bill-now-what\/\">only get higher<\/a>; especially for those who lose their health insurance because of their chronic health conditions.<\/p>\n<p>Now you&#8217;re probably wondering, why are medical bills so high? Well, there are a number of factors that contribute to the high costs of healthcare. According to the infographic below, the leading expense in medical debt is hospital costs. Prescription drugs and doctor&#8217;s bills also contribute to high medical costs.<\/p>\n<p>Unfortunately, no one can predict your health nor can you completely avoid an illness or injury. The infographic below reveals a number of health conditions such as personal injuries and diabetes that contribute to high health costs. In addition, surgeries such as heart transplants and hip transplants can be very costly for patients.<\/p>\n<p>While medical debt continues to increase, there are a number of ways to <a href=\"https:\/\/lenpenzo.com\/blog\/id14307-why-i-prefer-a-spreadsheet-to-track-expenses-manage-my-finances-2.html\">manage expenses<\/a>. First, try paying your medical expenses in full so you can be eligible for discounts. It&#8217;s also a good idea to find out what you can negotiate with your healthcare provider and find out if you&#8217;re eligible for government assistance.<\/p>\n<p>Managing medical debt is challenging, yet there are ways you can decrease costs and make payments more manageable. For more information about the realities of medical debt, check out the infographic below:<\/p>\n<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/MedicalDebt.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-27665\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/MedicalDebt.jpg\" alt=\"MedicalDebt\" width=\"509\" height=\"2801\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/MedicalDebt.jpg 800w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/MedicalDebt-186x1024.jpg 186w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2014\/11\/MedicalDebt-9x50.jpg 9w\" sizes=\"auto, (max-width: 509px) 100vw, 509px\" \/><\/a><\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: Tim Green; Infographic: Ivan Serrano<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Over the last few years, medical debt has quickly become the number one reason why people file for bankruptcy in the United States. In fact, 1.7 million people will be forced to file bankruptcy because of their medical debt. Regardless of whether you have health insurance, medical debt is a burden for many people. People [&hellip;]<\/p>\n","protected":false},"author":42,"featured_media":27672,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[458,478],"tags":[],"class_list":{"0":"post-27664","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-debt","8":"category-health-fitness","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Infographic: Diagnosing the Causes of Medical Debt in the U.S.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id27664-diagnosing-the-causes-of-medical-debt-in-the-u-s.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Infographic: Diagnosing the Causes of Medical Debt in the U.S.\" \/>\n<meta property=\"og:description\" content=\"Over the last few years, medical debt has quickly become the number one reason why people file for bankruptcy in the United States. In fact, 1.7 million people will be forced to file bankruptcy because of their medical debt. Regardless of whether you have health insurance, medical debt is a burden for many people. 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