{"id":21825,"date":"2013-09-16T00:15:23","date_gmt":"2013-09-16T07:15:23","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=21825"},"modified":"2020-02-22T17:31:37","modified_gmt":"2020-02-23T01:31:37","slug":"take-a-look-at-tiger-woods-home-carrying-costs-compared-to-mine","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id21825-take-a-look-at-tiger-woods-home-carrying-costs-compared-to-mine.html","title":{"rendered":"Comparing Tiger Woods&#8217; Home Carrying Costs to Mine"},"content":{"rendered":"<div id=\"attachment_21855\" style=\"width: 361px\" class=\"wp-caption alignright\"><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/taj-mahal.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-21855\" class=\" wp-image-21855\" title=\"taj mahal\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/taj-mahal.jpg\" alt=\"\" width=\"351\" height=\"262\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/taj-mahal.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/taj-mahal-300x225.jpg 300w\" sizes=\"auto, (max-width: 351px) 100vw, 351px\" \/><\/a><p id=\"caption-attachment-21855\" class=\"wp-caption-text\">No, this isn&#8217;t Tiger Woods&#8217; house &#8212; but you get the idea.<\/p><\/div>\n<p>When it comes to holes-in-one, I always tell anyone who will listen that Tiger Woods has got nothing on me.<\/p>\n<p>Did you know I recorded my first ace not long after reaching my 18th birthday, fully two months before Tiger got <a href=\"http:\/\/www.tigerwoods.com\/aboutTiger\/chronology\">his first one<\/a>? I did.<\/p>\n<p>Of course, Tiger was just 6 when he got his. I also have yet to score another hole-in-one, while Tiger has gone on to bag 17 more of them over his illustrious career; but who&#8217;s counting?<\/p>\n<p>I only bring this up because last month I saw <a href=\"http:\/\/www.huffingtonpost.com\/2013\/08\/09\/tiger-woods-home-sinking_n_3732753.html\">a report<\/a> that said Tiger had to hire contractors to do some <a href=\"https:\/\/lenpenzo.com\/blog\/id1319-why-marriage-makes-it-so-hard-to-control-remodeling-costs-well-kinda-sorta.html\">massive renovation work<\/a> in order to keep his Jupiter Island, Florida mansion from sinking.<\/p>\n<p>Yes, sinking. As in, well &#8230; sinking.<\/p>\n<p>Anyway, as you might expect, Tiger&#8217;s palatial estate is quite impressive, with waterfront property spread over 12 acres. According to <a href=\"http:\/\/www.people.com\/people\/article\/0,,20463646,00.html\">People magazine<\/a>:<\/p>\n<blockquote><p><em>&#8220;The estate has a four-hole golf course with sand traps, 100 ft.-long swimming pool, diving pool, spa, 100 ft. field and track area, tennis and basketball courts, a pair of boat docks, and a reflecting pond. Inside the facility is a 5,700 sq.-ft. fitness center.&#8221;<\/em><\/p><\/blockquote>\n<p>Superb.<\/p>\n<p>I wonder if Tiger would be as impressed with my modest little 2048 square-foot 3-bed 2.5-bath home. Then again, who am I kidding? I know <em>exactly<\/em> what he&#8217;d say after getting the 30-second tour of my place: &#8220;Meh.&#8221;<\/p>\n<p>I&#8217;ve been told that Tiger reportedly took out a <a href=\"http:\/\/www.dailyfinance.com\/2010\/09\/01\/tiger-woods-new-54-million-commitment-to-his-mortgage\/\">$54 million mortgage<\/a> to pay for his fancy digs. Uh huh. In fact, his monthly loan payment is supposedly in the neighborhood of $300,000.<\/p>\n<p>And you thought <em>your<\/em> mortgage was expensive.<\/p>\n<p>But wait, there&#8217;s more. If you include Tiger&#8217;s carrying costs &#8212; which represent the <em>real<\/em> cost of home ownership &#8212; he&#8217;s probably shelling out well <a href=\"http:\/\/www.jeffrealty.com\/blog\/2011\/07\/tiger-woods-home-slated-for-downsizing-5-4-million-reasons-a-year-to-do-so\/\">north of $600,000<\/a> per month on his house. I know.<\/p>\n<p>Obviously, my house expenses don&#8217;t come anywhere near that; but just for fun, I thought I&#8217;d put together this quick-and-dirty cost comparison between me and Tiger Woods, using data from my household <a href=\"https:\/\/lenpenzo.com\/blog\/id14307-why-i-prefer-a-spreadsheet-to-track-expenses-manage-my-finances-2.html\">expenses spreadsheet<\/a>, and information I gathered from around the web:<\/p>\n<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/TigerWoodsHouse1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-21827\" title=\"TigerWoodsHouse\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/TigerWoodsHouse1.png\" alt=\"\" width=\"498\" height=\"404\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/TigerWoodsHouse1.png 982w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/09\/TigerWoodsHouse1-300x243.png 300w\" sizes=\"auto, (max-width: 498px) 100vw, 498px\" \/><\/a><\/p>\n<p>I know what a lot of you folks out there are thinking right now: How come Tiger doesn&#8217;t have any homeowner association fees? Beats me. I can only assume he bought the entire association out. I would if I had his money.<\/p>\n<p>Regardless, there&#8217;s a lesson to be learned here: The cost of owning a home goes far beyond the mortgage, taxes and home insurance &#8212; <a href=\"https:\/\/lenpenzo.com\/blog\/id1626-the-15-year-vs-30-year-mortgage-debate-why-30-is-better-2.html\">so plan accordingly<\/a> and don&#8217;t forget to consider all of the <em>other<\/em> carrying costs before you buy.<\/p>\n<p>Generally speaking, the bigger the home, the higher the carrying costs for everything from the utilities to maintenance. For many people, those additional home expenses act as a frustrating yoke on their discretionary spending options. That&#8217;s certainly one reason why I&#8217;ve refused to &#8220;move-up&#8221; for many years now, despite the fact that I can afford a much bigger place than the modest home I live in now.<\/p>\n<p>Hey, can you blame me?<\/p>\n<p>After all, if I&#8217;m ever going to match Tiger&#8217;s hole-in-one record, I&#8217;m going to need all the <a href=\"https:\/\/lenpenzo.com\/blog\/id11483-how-to-eliminate-your-financial-problems-without-more-money.html\">extra cash<\/a> I can find.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: Friar&#8217;s Balsam<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to holes-in-one, I always tell anyone who will listen that Tiger Woods has got nothing on me. Did you know I recorded my first ace not long after reaching my 18th birthday, fully two months before Tiger got his first one? I did. Of course, Tiger was just 6 when he got [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[463],"tags":[],"class_list":{"0":"post-21825","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-real-estate","7":"pmpro-has-access","8":"entry","9":"has-post-thumbnail"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Comparing Tiger Woods&#039; Home Carrying Costs to Mine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id21825-take-a-look-at-tiger-woods-home-carrying-costs-compared-to-mine.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comparing Tiger Woods&#039; Home Carrying Costs to Mine\" \/>\n<meta property=\"og:description\" content=\"When it comes to holes-in-one, I always tell anyone who will listen that Tiger Woods has got nothing on me. 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