{"id":20845,"date":"2021-04-12T04:15:42","date_gmt":"2021-04-12T11:15:42","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=20845"},"modified":"2023-01-01T11:27:24","modified_gmt":"2023-01-01T19:27:24","slug":"smart-money-tips-everyone-can-learn-by-playing-doctor-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id20845-smart-money-tips-everyone-can-learn-by-playing-doctor-2.html","title":{"rendered":"22 Smart Money Tips Everyone Can Learn by Playing Doctor"},"content":{"rendered":"

\"\"<\/a>So … Who wants to play “doctor”?<\/p>\n

I know what you’re thinking, but you can relax. I promise nobody will end up in the principal’s office after we’re finished here. That’s because this version only focuses on taking a peek at our … personal finances.<\/p>\n

If you’re interested in anything more risque than that, you’re at the wrong website, pal. Sorry.<\/p>\n

OK, ready to play? Good! Here we go …<\/p>\n

Show me somebody who pays a higher auto insurance premium in exchange for a lower deductible, and I’ll show you someone who overpays for car insurance<\/a>.<\/p>\n

Show me somebody who faithfully follows her car’s maintenance schedule, and I’ll show you someone who is unlikely to buy a new car because her current one is unreliable.<\/p>\n

Show me somebody who rarely buys anything on impulse<\/a>, and I’ll show you someone who always makes a shopping list.<\/p>\n

Show me somebody who plans their dinner menus<\/a> in advance, and I’ll show you a household CEO who understands how to effectively reduce her monthly food expenses.<\/p>\n

Show me a household CEO who faithfully tracks her income and expenses, and I’ll show you someone who has her household financial situation under control.<\/p>\n

Show me somebody who never has to call customer service to explain why his payment was late, and I’ll show you someone who reviews his credit card statements for errors and erroneous charges every month.<\/p>\n

Show me somebody who refuses to follow a budget and maintain an emergency fund, and I’ll show you someone who figures he can always get a loan from his friends<\/a> or family.<\/p>\n

Show me somebody who figures he can always get a loan from his friends or family, and I’ll show you someone who will eventually have to borrow money from a payday loan company.<\/p>\n

Show me somebody who refuses to occasionally splurge and enjoy life<\/a>, and I’ll show you someone who needs to take a step back and reexamine his priorities.<\/p>\n

Show me somebody who needs to reexamine his priorities, and I’ll show you someone who is saving for his kids’ college education before his own retirement needs are adequately addressed.<\/p>\n

Show me somebody who saves at least 10% of every paycheck for her retirement, and I’ll show you someone who won’t be eating cat food in her golden years.<\/p>\n

Show me somebody who’s eating cat food in her golden years, and I’ll show you someone who almost certainly didn’t increase her 401(k) contributions<\/a> every time she got a raise.<\/p>\n

Show me somebody who isn’t losing too much sleep worrying about a major market downturn, and I’ll show you someone who diversifies and balances his 401(k) allocations on an annual basis.<\/p>\n

Show me somebody who assumes past performance guarantees future results, and I’ll show you someone who likes to buy high and sell low<\/a>.<\/p>\n

Show me somebody who has an investment exit strategy, and I’ll show you someone who always knows when it’s the right time to cut his losses — or take profits off the table.<\/p>\n

Show me somebody who owns physical gold and silver<\/a>, and I’ll show you someone who not only understands the importance of diversification, but also that precious metals are the ultimate insurance against economic collapse<\/a>.<\/p>\n

Show me somebody who who rarely gets blindsided by the unexpected, and I’ll show you someone who reads every contract before signing on the dotted line.<\/p>\n

Show me somebody who likes to keep up with the Joneses, and I’ll show you somebody who uses a credit card to finance his lifestyle.<\/p>\n

Show me somebody who uses a credit card to finance her lifestyle, and I’ll show you someone who doesn’t have enough money at the end of the month to make ends meet.<\/p>\n

Show me somebody who wonders why he can’t retire his credit card debt<\/a>, andI’ll show you someone who always makes the minimum monthly payment.<\/p>\n

Show me somebody who plays the lottery regularly, and I’ll show you someone who’s also hoping for an inheritance to solve their money problems.<\/p>\n

And if you show me somebody who is hoping for an inheritance<\/a> to solve his money problems, I’ll show you someone who will never<\/em> have his financial house in order — no matter how much money he eventually comes into.<\/p>\n

Photo Credit: Applegurl<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

So … Who wants to play “doctor”? I know what you’re thinking, but you can relax. I promise nobody will end up in the principal’s office after we’re finished here. That’s because this version only focuses on taking a peek at our … personal finances. If you’re interested in anything more risque than that, you’re […]<\/p>\n","protected":false},"author":1,"featured_media":40978,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[458,480,464,466],"tags":[],"class_list":{"0":"post-20845","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-debt","8":"category-frugal-living","9":"category-retirement","10":"category-saving","11":"pmpro-has-access","12":"entry"},"yoast_head":"\n22 Smart Money Tips Everyone Can Learn by Playing Doctor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id20845-smart-money-tips-everyone-can-learn-by-playing-doctor-2.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"22 Smart Money Tips Everyone Can Learn by Playing Doctor\" \/>\n<meta property=\"og:description\" content=\"So … Who wants to play “doctor”? 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