{"id":18520,"date":"2024-10-30T04:15:01","date_gmt":"2024-10-30T11:15:01","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=18520"},"modified":"2024-09-05T15:42:58","modified_gmt":"2024-09-05T22:42:58","slug":"3-myths-that-dont-help-you-save-on-car-insurance-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id18520-3-myths-that-dont-help-you-save-on-car-insurance-2.html","title":{"rendered":"3 Car Insurance Myths That Don&#8217;t Help You Save Money"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2012\/04\/car-crash.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-11569\" title=\"car crash\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2012\/04\/car-crash.jpg\" alt=\"car insurance myths\" width=\"395\" height=\"296\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2012\/04\/car-crash.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2012\/04\/car-crash-300x225.jpg 300w\" sizes=\"auto, (max-width: 395px) 100vw, 395px\" \/><\/a>The Internet is a wonderful resource and platform for spreading misinformation at the same time. When it comes to auto insurance, for every great resource or article, there is also a website that posts incorrect and misleading information about insurance. This has led to the rise of many different car insurance myths that some people believe to be true.<\/p>\n<p>In some instances, these myths actually hinder people from saving money on their car insurance. They use this incorrect information to make decisions that hurt their ability to get lower rates.<\/p>\n<h2>The Biggest Car Insurance Myths<\/h2>\n<p>People need to make sound financial decisions based on reliable information, but there are a few misleading car insurance myths out there and this misinformation needs to be corrected.Here are three of the biggest that get in the way of people saving money:<\/p>\n<h3>Myth 1: There&#8217;s no benefit in going to driving school<\/h3>\n<p>For some reason a lot of people think that there&#8217;s no benefit for them if they go to driving school. The truth is driving school is not only a vital part of learning how to become an effective and responsible driver, but it can also save you money on your car insurance. And, yes, your insurance company will ask you for your drivers certificate and look into it &#8212; so you can&#8217;t just say that you went to driving school when you actually did not.<\/p>\n<h3>Myth 2: Rates are the same with all insurance companies<\/h3>\n<p>This myth couldn&#8217;t be further from the truth, which is why it&#8217;s so important to get an insurance quote from multiple companies. You need to take the time to weigh your options, otherwise you could end up paying more than necessary for your car insurance. Also, make sure you understand the amount of coverage you&#8217;re receiving for each quote you receive. Remember, even if you get the same quote from two separate insurance companies, the coverages may be different. So make sure you get <a href=\"https:\/\/lenpenzo.com\/blog\/id11556-100-words-on-when-high-car-insurance-deductibles-make-sense-2.html\" target=\"_blank\" rel=\"noopener\">the most value for your money<\/a>.<\/p>\n<h3>Myth 3: Minor tickets don&#8217;t have any impact on rates<\/h3>\n<p>Despite conventional wisdom, minor traffic tickets <strong><em>do<\/em><\/strong> have an impact on your insurance rates &#8212; especially if you get more than one. So think twice before you decide to speed, change lanes without signaling or overlook other traffic laws. If you do get a ticket, take care of it and then be extra careful not to get another one before the first ticket comes off your driving record. And avoid accumulating multiple tickets over time. This is because you could end up being labelled a high-risk driver. And that could lead to trouble finding a company that will insure you.<\/p>\n<p>When it comes to auto insurance rates, you cant believe everything that you read, especially if its online. So be diligent when reading about <a href=\"https:\/\/lenpenzo.com\/blog\/id10281-18-tips-to-consider-before-buying-auto-home-life-insurance-3.html\" target=\"_blank\" rel=\"noopener\">ways to save money on insurance<\/a>, and make sure you&#8217;re getting your information from a reputable source.<\/p>\n<p>Most importantly, if you have any questions, don&#8217;t hesitate to call your insurance provider for clarification &#8212; otherwise, it could end up costing you a lot of money.<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: H.L.I.T.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Internet is a wonderful resource and platform for spreading misinformation at the same time. When it comes to auto insurance, for every great resource or article, there is also a website that posts incorrect and misleading information about insurance. This has led to the rise of many different car insurance myths that some people [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":37088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[460],"tags":[],"class_list":{"0":"post-18520","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance","8":"pmpro-has-access","9":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>3 Car Insurance Myths That Don&#039;t Help You Save Money<\/title>\n<meta name=\"description\" content=\"There&#039;s a rash of outrageous car insurance myths out there that many people believe to be true. 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