{"id":17630,"date":"2022-06-20T04:15:25","date_gmt":"2022-06-20T11:15:25","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=17630"},"modified":"2023-02-18T17:10:49","modified_gmt":"2023-02-19T01:10:49","slug":"the-embarrassing-anatomy-of-a-phishing-scam-2","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id17630-the-embarrassing-anatomy-of-a-phishing-scam-2.html","title":{"rendered":"The Embarrassing Anatomy of a Phishing Scam"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/01\/no-fishing.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-17642\" title=\"no fishing\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/01\/no-fishing.jpg\" alt=\"\" width=\"395\" height=\"395\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/01\/no-fishing.jpg 500w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/01\/no-fishing-150x150.jpg 150w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2013\/01\/no-fishing-300x300.jpg 300w\" sizes=\"auto, (max-width: 395px) 100vw, 395px\" \/><\/a>You&#8217;ve got to hand it to scam artists. They often succeed in spite of themselves.<\/p>\n<p>If I had a nickel for every time I retrieved a message from my inbox warning me that my PayPal account has been limited, or that <a href=\"https:\/\/lenpenzo.com\/blog\/id858-top-10-reasons-why-i-love-and-hate-my-credit-card-2.html\">my credit card<\/a> has been suspended, well, I&#8217;d have at least a hundred bucks in my pocket right now.<\/p>\n<p>Don&#8217;t scoff. That&#8217;s 2000 nickels!<\/p>\n<p>Not too long ago it happened again. I got an &#8220;urgent&#8221; email from VISA <strong><em>and<\/em><\/strong> MasterCard &#8212; apparently they are now one company &#8212; to tell me that my credit card was suspended.<\/p>\n<p>By the way, they didn&#8217;t identify whether they were referring to my VISA card or my MasterCard, but why worry about important details like that?<\/p>\n<p>Of course, they wanted me to supply them with all my <a href=\"https:\/\/lenpenzo.com\/blog\/id8076-the-pros-cons-of-freezing-your-credit-report-2.html\">critical credit information<\/a>, including my credit card number, mothers maiden name, social security number, security code, pin number and password.<\/p>\n<p>So I gave it to them.<\/p>\n<p>Just kidding.<\/p>\n<p>You know &#8230; the whole episode <strong><em>would<\/em><\/strong> be funny, if only it weren&#8217;t so sinister. Which is why I thought I&#8217;d take a moment to point out just how lazy these thieves usually are when it comes to <a href=\"https:\/\/lenpenzo.com\/blog\/id3765-18-amazing-facts-you-didnt-know-about-your-credit-card-2.html\">trying to make a quick buck<\/a>, by showing you a screen shot at the bottom of this post from the aforementioned phishing scam that appeared my inbox.<\/p>\n<p>The good news is the scammers&#8217; laziness usually provides most folks with enough obvious clues to realize that something is probably amiss.<\/p>\n<p>True, there are a few cyber criminals out there who make their phishing attempts much more professional, but if you stay vigilant it&#8217;s tough to get fooled. Remember, credit card companies and banks will <strong><em>never<\/em><\/strong> send you an email message that requests your personal information.<\/p>\n<p>What are the major clues to look for? Well &#8230; there are quite a few of them. Here are some of the most common ones:<\/p>\n<ul>\n<li>Unprofessional presentation<\/li>\n<li>Using &#8220;Dear customer&#8221; instead of your name in the salutation<\/li>\n<li>Broken English<\/li>\n<li>Misleading links that direct you to a site that&#8217;s different than the company that is supposedly contacting you<\/li>\n<li>Misspelled words or poor formatting<\/li>\n<li>Requests that seem strange or out of the ordinary<\/li>\n<li>Directing to you to reply to an email address that is different from the stated sender<\/li>\n<\/ul>\n<p>And folks, if you ever have <strong><em>any<\/em><\/strong> doubts regarding the veracity of any message in your inbox regarding your <a href=\"https:\/\/lenpenzo.com\/blog\/id1442-credit-or-debit-which-is-better-3.html\" target=\"_blank\" rel=\"noopener\">credit or debit<\/a> cards, call your bank or credit card company directly.<\/p>\n<div id=\"attachment_73373\" style=\"width: 550px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-73373\" class=\"wp-image-73373\" src=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2017\/02\/phishing-scam.png\" alt=\"\" width=\"540\" height=\"508\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2017\/02\/phishing-scam.png 729w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2017\/02\/phishing-scam-300x282.png 300w\" sizes=\"auto, (max-width: 540px) 100vw, 540px\" \/><p id=\"caption-attachment-73373\" class=\"wp-caption-text\">(click to enlarge)<\/p><\/div>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: Iain Wanless<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You&#8217;ve got to hand it to scam artists. They often succeed in spite of themselves. If I had a nickel for every time I retrieved a message from my inbox warning me that my PayPal account has been limited, or that my credit card has been suspended, well, I&#8217;d have at least a hundred bucks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40360,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[459,465,469],"tags":[],"class_list":{"0":"post-17630","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-family","8":"category-ripoffs","9":"category-technology","10":"pmpro-has-access","11":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Embarrassing Anatomy of a Phishing Scam<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id17630-the-embarrassing-anatomy-of-a-phishing-scam-2.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Embarrassing Anatomy of a Phishing Scam\" \/>\n<meta property=\"og:description\" content=\"You&#8217;ve got to hand it to scam artists. They often succeed in spite of themselves. 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