{"id":16861,"date":"2012-12-17T00:15:54","date_gmt":"2012-12-17T08:15:54","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=16861"},"modified":"2021-06-05T07:53:53","modified_gmt":"2021-06-05T14:53:53","slug":"why-financial-success-often-depends-on-the-road-not-taken","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id16861-why-financial-success-often-depends-on-the-road-not-taken.html","title":{"rendered":"Why Financial Success Often Depends on the Road Not Taken"},"content":{"rendered":"

\"\"<\/a>Decisions, decisions. Like it or not, our lives are defined by them.<\/p>\n

It’s no secret that a big part of our financial success is based upon the decisions we make<\/a> in life.<\/p>\n

Just ask any person who has jeopardized their financial future by, say, starting a family before securing a good job.<\/p>\n

Fortunately, most of us will be lucky enough to be afforded with at least one or two challenging opportunities — and hopefully, lots more — over our lifetimes that we’ll choose to either accept or decline.<\/p>\n

As an assignment for his Stacking Benjamins podcast<\/a>, my friend Joe Saul-Sehy challenged me to pinpoint an opportunity that I was presented with sometime during my lifetime and the resulting impacts of my decision.<\/p>\n

Looking back, I immediately focused on a challenging opportunity I was given just a few short years into my nascent engineering career.<\/p>\n

My boss had asked me to essentially take a four-month assignment in a North Carolina town almost 2500 miles from home, and support a small team working on a project I knew virtually nothing about. Being young, single and unencumbered by any real responsibilities at the time, I decided to accept the assignment, even though I was deathly afraid of the uncertainty before me.<\/p>\n

Reflecting back in time, my initial assessment of the major impact of that fateful decision was rather ordinary: Upon returning home, my employer gave me a nice promotion and more responsibility.<\/p>\n

But then I thought a little more.<\/p>\n

It turns out, the more I thought about it, the more I realized that decision to go to North Carolina had a bigger impact on my life than I ever realized. In fact, the opportunity my employer presented to me was not unlike the fork in a yellow wood described in Robert Frost’s The Road Not Taken<\/a><\/em>. It was a fateful decision that ultimately impacted other choices I ended up making in the future. Let me explain:<\/p>\n

If I wouldn’t have taken that special assignment, I wouldn’t have received my big promotion.<\/p>\n

And without the big promotion, I would have never got the raise that allowed me to buy a little house in Southern California for a ridiculous price at the top of the market.<\/p>\n

If I didn’t buy my little over-priced house<\/a> in Southern California at the top of the market, I wouldn’t have been stuck with an upside mortgage for seven excruciatingly long years.<\/p>\n

Of course, if I wasn’t upside down on my mortgage<\/a>, I could have eventually moved to a much better home in a much nicer city — but then I never would have met the Honeybee.<\/p>\n

If I wouldn’t have met the Honeybee, I probably never would have had kids. Eventually, we had two: Matthew and Nina.<\/p>\n

Then again, if Matthew and Nina weren’t born, I wouldn’t have had an insatiable desire to earn a little side income to help pay for all the added current and future expenses that naturally come with kids.<\/p>\n

That insatiable desire for side income led me to begin writing a personal finance book, but I never finished it. That’s okay, though, because if I hadn’t failed to write that book, I most likely wouldn’t have decided to start this personal finance blog, which has provided me with a very rewarding pastime.<\/p>\n

Now, I don’t mean to imply that my decision to temporarily pack up and move to North Carolina was the<\/em><\/strong> lynchpin decision of my life. I realize that my life’s way points have been determined by countless other decisions I’ve made since grade school.<\/p>\n

Still, I’d be lying if I told you I’m not curious as to where I’d be today if I had chosen some of the other roads not taken during my lifetime. I’m only human, after all.<\/p>\n

Even so, I can honestly say I have no regrets.<\/p>\n

Photo Credit: Connie<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Decisions, decisions. Like it or not, our lives are defined by them. It’s no secret that a big part of our financial success is based upon the decisions we make in life. Just ask any person who has jeopardized their financial future by, say, starting a family before securing a good job. Fortunately, most of […]<\/p>\n","protected":false},"author":1,"featured_media":16875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[455,457,459,462],"tags":[],"class_list":{"0":"post-16861","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"category-college","9":"category-family","10":"category-jobs-work","11":"pmpro-has-access","12":"entry"},"yoast_head":"\nWhy Financial Success Often Depends on the Road Not Taken<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id16861-why-financial-success-often-depends-on-the-road-not-taken.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Financial Success Often Depends on the Road Not Taken\" \/>\n<meta property=\"og:description\" content=\"Decisions, decisions. 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