{"id":1228,"date":"2024-12-16T04:15:54","date_gmt":"2024-12-16T12:15:54","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=1228"},"modified":"2024-12-23T08:15:08","modified_gmt":"2024-12-23T16:15:08","slug":"18-things-you-supposedly-should-never-pay-for-ever-3","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html","title":{"rendered":"18 Things You Should Never Pay For (Or So They Say)"},"content":{"rendered":"<p><a href=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-29349\" src=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png\" alt=\"things you should never pay for\" width=\"395\" height=\"528\" srcset=\"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png 400w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free-224x300.png 224w, https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free-37x50.png 37w\" sizes=\"auto, (max-width: 395px) 100vw, 395px\" \/><\/a>Who doesn&#8217;t love a free lunch? I know I&#8217;ve never turned one down. If you believe everything you read on the Internet, then there are <strong><em>lots<\/em><\/strong> of products and services you should never pay for.<\/p>\n<p>The problem is &#8220;never&#8221; is such a strong word, isn&#8217;t it? So is &#8220;free.&#8221;<\/p>\n<p>And while I&#8217;ve never turned down a free lunch, in reality they&#8217;re usually hard to come by.<\/p>\n<p>So, with that in mind, here&#8217;s <strong><em>my<\/em><\/strong> take on some recommended products and services that we&#8217;re constantly being told we should never ever pay for:<\/p>\n<h3>1. Pets<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why pay a pet store or a breeder big bucks when you can go to a shelter and adopt one?<br \/>\n<strong>Free Lunch Meter:<\/strong> That dog don&#8217;t hunt.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Most shelters require you to pay pet adoption fees to cover their cost of doing business.<br \/>\n<strong>The Bottom Line:<\/strong> Pet adoption can still be up to two orders of magnitude cheaper than buying a pet from a reputable breeder.<\/p>\n<h3>2. Cell Phones<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Everybody knows you can get a free cell phone by signing a contract with your carrier.<br \/>\n<strong>Free Lunch Meter:<\/strong> Zero (bars).<br \/>\n<strong>(Reality) Check, Please:<\/strong> Many companies that offer free-phone plans charge a monthly premium.<br \/>\n<strong>The Bottom Line:<\/strong> If said plan has a $10 monthly premium over the life of a two-year contract, that &#8220;free&#8221; phone is actually $240.<\/p>\n<h3>3. Exercise<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> You can get all the exercise you need without ponying up for expensive gym memberships.<br \/>\n<strong>Free Lunch Meter:<\/strong> Atlas shrugged.<br \/>\n<strong>(Reality) Check, Please:<\/strong> That depends on factors such as whether you have room for the equipment, and can take advantage of the outdoors all year long.<br \/>\n<strong>The Bottom Line:<\/strong> Good arguments on both sides. It really depends on how you prefer to keep yourself in shape.<\/p>\n<h3>4. Water<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> On a cost per gallon basis, tap water is essentially free. So is rain water.<br \/>\n<strong>Free Lunch Meter:<\/strong> Well, it makes sense to me. (Pun intended.)<br \/>\n<strong>(Reality) Check, Please:<\/strong> It depends. I pay less than a penny for every 20 gallons of tap water I use. Then again, if you live in the middle of the Sahara desert &#8230;<br \/>\n<strong>The Bottom Line:<\/strong> If you hate <a href=\"https:\/\/lenpenzo.com\/blog\/id994-taste-test-experiment-bottled-waters-vs-filtered-tap-2.html\" target=\"_blank\" rel=\"noopener\">the taste of your local tap water<\/a>, buy a filter. It&#8217;s a cheaper alternative than the bottled stuff.<\/p>\n<h3>5. Newspapers<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Newspapers publish the same content in their paper as they do on the Internet.<br \/>\n<strong>Free Lunch Meter:<\/strong> So this is news?<br \/>\n<strong>(Reality) Check, Please:<\/strong> Some newspapers charge for online content, many don&#8217;t.<br \/>\n<strong>The Bottom Line:<\/strong> If you&#8217;re concerned about missing out on the coupons, limit your subscription to the Sunday edition.<\/p>\n<h3>6. Credit Reports<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why pay for an annual credit report when there are websites that <a href=\"https:\/\/www.annualcreditreport.com\/cra\/index.jsp\" target=\"_blank\" rel=\"noopener\">offer them for free<\/a>?<br \/>\n<strong>Free Lunch Meter:<\/strong> 800 (On a scale from 300-850.)<br \/>\n<strong>(Reality) Check, Please:<\/strong> See the conventional wisdom.<br \/>\n<strong>The Bottom Line:<\/strong> You can get a free update every four months by rotating your report requests between the different reporting agencies.<\/p>\n<h3>7. Real Estate Commissions<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> When it comes to real estate agents, <a href=\"https:\/\/lenpenzo.com\/blog\/id1110-real-estate-agents-why-you-rarely-get-what-you-pay-for.html\" target=\"_blank\" rel=\"noopener\">you rarely get what you pay for<\/a>.<br \/>\n<strong>Free Lunch Meter:<\/strong> The premise has a strong foundation.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Many people are unwilling to put in the effort required to sell their own home.<br \/>\n<strong>The Bottom Line:<\/strong> Millions of people have saved thousands in commissions by going for-sale-by-owner (FSBO).<\/p>\n<h3>8. Doula Services<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> You can save money by using an unlicensed doula in-training. For free! (Or at least for a small donation.)<br \/>\n<strong>Free Lunch Meter:<\/strong> What&#8217;s a doula?<br \/>\n<strong>(Reality) Check, Please:<\/strong> From what I can tell, a <a href=\"http:\/\/www.dona.org\/mothers\/index.php\" target=\"_blank\" rel=\"noopener\">doula<\/a> is basically a midwife.<br \/>\n<strong>The Bottom Line:<\/strong> When it comes to matters of life and death, I refuse to use an unlicensed <em>anything<\/em>.<\/p>\n<h3>9. Baby Formula<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why use baby formula when you can get breast milk for free?<br \/>\n<strong>Free Lunch Meter:<\/strong> It&#8217;s an uplifting thought.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Some women are unable or unwilling to breast feed.<br \/>\n<strong>The Bottom Line:<\/strong> Breast milk is free &#8212; at least until Congress figures out a way to tax it.<\/p>\n<h3>10. Diapers<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> By teaching your baby something called <a href=\"http:\/\/en.wikipedia.org\/wiki\/Elimination_communication\" target=\"_blank\" rel=\"noopener\">Elimination Communication<\/a>, you can avoid paying for diapers.<br \/>\n<strong>Free Lunch Meter:<\/strong> Um, okay.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Are there any doulas out there that could give us the real poop on this?<br \/>\n<strong>The Bottom Line:<\/strong> Woe to the parent who has a baby that happens to be a slow learner &#8212; and white carpet.<\/p>\n<h3>11. Books<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> You can always check out your favorite books at the local library.<br \/>\n<strong>Free Lunch Meter:<\/strong> Word up.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Unless your hometown library is the Library of Congress, there&#8217;s no guarantee you&#8217;ll find what you&#8217;re looking for.<br \/>\n<strong>The Bottom Line:<\/strong> Borrowing them for free is infinitely cheaper than buying them.<\/p>\n<h3>12. Credit Counseling Services<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> The first stop for anybody looking for credit counseling services should be the <a href=\"https:\/\/www.nfcc.org\" target=\"_blank\" rel=\"noopener\">National Foundation for Credit Counseling<\/a> (NFCC).<br \/>\n<strong>Free Lunch Meter:<\/strong> Definitely good advice.<br \/>\n<strong>(Reality) Check, Please:<\/strong> See the conventional wisdom.<br \/>\n<strong>The Bottom Line:<\/strong> The NFCC provides free financial advice at over 850 offices located across the United States.<\/p>\n<h3>13. Tax Preparation Fees<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Most taxpayers qualify for free e-filling and\/or have taxes simple enough to do themselves.<br \/>\n<strong>Free Lunch Meter:<\/strong> It depends &#8212; so audit your particular situation.<br \/>\n<strong>(Reality) Check, Please:<\/strong> The IRS says more than 50 million taxpayers have used their <a href=\"https:\/\/www.irs.gov\/e-file-providers\/about-the-free-file-alliance\" target=\"_blank\" rel=\"noopener\">Free File<\/a> service since 2003.<br \/>\n<strong>The Bottom Line:<\/strong> For folks with complicated tax returns, tax professionals typically find more than enough additional deductions to offset their fee.<\/p>\n<h3>14. Banking Services<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why would anybody ever pay for a checking account when there are plenty of places offering free ones?<br \/>\n<strong>Free Lunch Meter:<\/strong> Take it to the bank.<br \/>\n<strong>(Reality) Check, Please:<\/strong> See the conventional wisdom.<br \/>\n<strong>The Bottom Line:<\/strong> Just be sure that you maintain any minimum balance requirements to avoid penalties.<\/p>\n<h3>15. Credit Cards<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Unless you&#8217;re completely clueless, there&#8217;s no reason to ever get a credit card that charges an annual fee.<br \/>\n<strong>Free Lunch Meter:<\/strong> Sorry, but that charge has been declined.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Some rewards cards charge an annual fee in exchange for extended rewards and special benefits.<br \/>\n<strong>The Bottom Line:<\/strong> The perks offered by rewards cards usually more than pay for themselves.<\/p>\n<h3>16. Microsoft Office<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why pay for Microsoft Office when there&#8217;s the open source alternative, <a href=\"http:\/\/www.openoffice.org\/\" target=\"_blank\" rel=\"noopener\">OpenOffice<\/a>?<br \/>\n<strong>Free Lunch Meter:<\/strong> An Unexpected Error Has Occurred.<br \/>\n<strong>(Reality) Check, Please:<\/strong> <a href=\"http:\/\/www.techsoup.org\/learningcenter\/software\/page4765.cfm\" target=\"_blank\" rel=\"noopener\">It depends<\/a> on a lot variables.<br \/>\n<strong>The Bottom Line:<\/strong> OpenOffice lacks some features that some users may find essential.<\/p>\n<h3>17. Moving Boxes<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> You can almost always pick up free cardboard boxes on Craigslist; but there are many other places too.<br \/>\n<strong>Free Lunch Meter:<\/strong> Sometimes you really <em>can<\/em> get a free lunch.<br \/>\n<strong>(Reality) Check, Please:<\/strong> See the conventional wisdom.<br \/>\n<strong>The Bottom Line:<\/strong> There&#8217;s always a ready supply of free cardboard boxes &#8212; you just need to look.<\/p>\n<h3>18. Shipping<\/h3>\n<p><strong>The Conventional Wisdom:<\/strong> Why pay for shipping when there are websites like <a href=\"https:\/\/freeshipping.com\" target=\"_blank\" rel=\"nofollow noopener\">Freeshipping.com<\/a>\u00a0out there?<br \/>\n<strong>Free Lunch Meter:<\/strong> (Incomplete) stamp of approval.<br \/>\n<strong>(Reality) Check, Please:<\/strong> Many places depend on shipping charges to boost their bottom line.<br \/>\n<strong>The Bottom Line:<\/strong> If only somebody could figure out a way to get rid of those mysterious handling fees. Freehandling.org, anyone?<\/p>\n<p style=\"text-align: right;\"><span style=\"font-size: smaller;\">Photo Credit: andrew steinmetz<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who doesn&#8217;t love a free lunch? I know I&#8217;ve never turned one down. If you believe everything you read on the Internet, then there are lots of products and services you should never pay for. The problem is &#8220;never&#8221; is such a strong word, isn&#8217;t it? So is &#8220;free.&#8221; And while I&#8217;ve never turned down [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29349,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","pmpro_default_level":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[465,467],"tags":[],"class_list":{"0":"post-1228","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ripoffs","8":"category-shopping","9":"pmpro-has-access","10":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>18 Things You Should Never Pay For (Or So They Say)<\/title>\n<meta name=\"description\" content=\"Who doesn&#039;t love a free lunch? Here are 18 products &amp; services that we&#039;re constantly being told we should never ever pay for, but do anyway.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"18 Things You Should Never Pay For (Or So They Say)\" \/>\n<meta property=\"og:description\" content=\"Who doesn&#039;t love a free lunch? Here are 18 products &amp; services that we&#039;re constantly being told we should never ever pay for, but do anyway.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\" \/>\n<meta property=\"og:site_name\" content=\"Len Penzo dot Com\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/LenPenzo\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-16T12:15:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-23T16:15:08+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"535\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Len Penzo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LenPenzo\" \/>\n<meta name=\"twitter:site\" content=\"@LenPenzo\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Len Penzo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\"},\"author\":{\"name\":\"Len Penzo\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/person\\\/3968bb46693d14b2ae2ab4958aa41dfd\"},\"headline\":\"18 Things You Should Never Pay For (Or So They Say)\",\"datePublished\":\"2024-12-16T12:15:54+00:00\",\"dateModified\":\"2024-12-23T16:15:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\"},\"wordCount\":1217,\"commentCount\":75,\"publisher\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2010\\\/08\\\/free.png\",\"articleSection\":[\"Ripoffs\",\"Shopping\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\",\"name\":\"18 Things You Should Never Pay For (Or So They Say)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2010\\\/08\\\/free.png\",\"datePublished\":\"2024-12-16T12:15:54+00:00\",\"dateModified\":\"2024-12-23T16:15:08+00:00\",\"description\":\"Who doesn't love a free lunch? Here are 18 products & services that we're constantly being told we should never ever pay for, but do anyway.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2010\\\/08\\\/free.png\",\"contentUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2010\\\/08\\\/free.png\",\"width\":400,\"height\":535},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/lenpenzo.com\\\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"18 Things You Should Never Pay For (Or So They Say)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/\",\"name\":\"Len Penzo dot Com\",\"description\":\"The offbeat personal finance blog for responsible people.\",\"publisher\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#organization\",\"name\":\"Len Penzo dot Com\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/Block_L.png\",\"contentUrl\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/Block_L.png\",\"width\":359,\"height\":360,\"caption\":\"Len Penzo dot Com\"},\"image\":{\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"http:\\\/\\\/www.facebook.com\\\/LenPenzo\",\"https:\\\/\\\/x.com\\\/LenPenzo\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/lenpenzo.com\\\/blog\\\/#\\\/schema\\\/person\\\/3968bb46693d14b2ae2ab4958aa41dfd\",\"name\":\"Len Penzo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r\",\"caption\":\"Len Penzo\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"18 Things You Should Never Pay For (Or So They Say)","description":"Who doesn't love a free lunch? Here are 18 products & services that we're constantly being told we should never ever pay for, but do anyway.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html","og_locale":"en_US","og_type":"article","og_title":"18 Things You Should Never Pay For (Or So They Say)","og_description":"Who doesn't love a free lunch? Here are 18 products & services that we're constantly being told we should never ever pay for, but do anyway.","og_url":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html","og_site_name":"Len Penzo dot Com","article_publisher":"http:\/\/www.facebook.com\/LenPenzo","article_published_time":"2024-12-16T12:15:54+00:00","article_modified_time":"2024-12-23T16:15:08+00:00","og_image":[{"width":400,"height":535,"url":"http:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png","type":"image\/png"}],"author":"Len Penzo","twitter_card":"summary_large_image","twitter_creator":"@LenPenzo","twitter_site":"@LenPenzo","twitter_misc":{"Written by":"Len Penzo","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#article","isPartOf":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html"},"author":{"name":"Len Penzo","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/person\/3968bb46693d14b2ae2ab4958aa41dfd"},"headline":"18 Things You Should Never Pay For (Or So They Say)","datePublished":"2024-12-16T12:15:54+00:00","dateModified":"2024-12-23T16:15:08+00:00","mainEntityOfPage":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html"},"wordCount":1217,"commentCount":75,"publisher":{"@id":"https:\/\/lenpenzo.com\/blog\/#organization"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage"},"thumbnailUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png","articleSection":["Ripoffs","Shopping"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html","url":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html","name":"18 Things You Should Never Pay For (Or So They Say)","isPartOf":{"@id":"https:\/\/lenpenzo.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage"},"thumbnailUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png","datePublished":"2024-12-16T12:15:54+00:00","dateModified":"2024-12-23T16:15:08+00:00","description":"Who doesn't love a free lunch? Here are 18 products & services that we're constantly being told we should never ever pay for, but do anyway.","breadcrumb":{"@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#primaryimage","url":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png","contentUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2010\/08\/free.png","width":400,"height":535},{"@type":"BreadcrumbList","@id":"https:\/\/lenpenzo.com\/blog\/id1228-18-things-you-supposedly-should-never-pay-for-ever-3.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/lenpenzo.com\/blog"},{"@type":"ListItem","position":2,"name":"18 Things You Should Never Pay For (Or So They Say)"}]},{"@type":"WebSite","@id":"https:\/\/lenpenzo.com\/blog\/#website","url":"https:\/\/lenpenzo.com\/blog\/","name":"Len Penzo dot Com","description":"The offbeat personal finance blog for responsible people.","publisher":{"@id":"https:\/\/lenpenzo.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lenpenzo.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/lenpenzo.com\/blog\/#organization","name":"Len Penzo dot Com","url":"https:\/\/lenpenzo.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2022\/06\/Block_L.png","contentUrl":"https:\/\/lenpenzo.com\/blog\/wp-content\/uploads\/2022\/06\/Block_L.png","width":359,"height":360,"caption":"Len Penzo dot Com"},"image":{"@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/www.facebook.com\/LenPenzo","https:\/\/x.com\/LenPenzo"]},{"@type":"Person","@id":"https:\/\/lenpenzo.com\/blog\/#\/schema\/person\/3968bb46693d14b2ae2ab4958aa41dfd","name":"Len Penzo","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","url":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/779ff799a8fbdf9cd0cb6f9b1cd7ff58e9726e79c4df9213b22471192452c500?s=96&d=monsterid&r=r","caption":"Len Penzo"}}]}},"_links":{"self":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/1228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/comments?post=1228"}],"version-history":[{"count":3,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions"}],"predecessor-version":[{"id":85621,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/posts\/1228\/revisions\/85621"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/media\/29349"}],"wp:attachment":[{"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/media?parent=1228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/categories?post=1228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lenpenzo.com\/blog\/wp-json\/wp\/v2\/tags?post=1228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}