{"id":11341,"date":"2015-08-10T05:15:06","date_gmt":"2015-08-10T12:15:06","guid":{"rendered":"https:\/\/lenpenzo.com\/blog\/?p=11341"},"modified":"2023-06-05T11:41:57","modified_gmt":"2023-06-05T18:41:57","slug":"whats-that-smell-the-costly-joys-of-maintaining-older-cars","status":"publish","type":"post","link":"https:\/\/lenpenzo.com\/blog\/id11341-whats-that-smell-the-costly-joys-of-maintaining-older-cars.html","title":{"rendered":"Why Maintaining Older Cars Isn’t as Costly as Most People Think"},"content":{"rendered":"

\"\"<\/a>Parents, if you want your kids to become independently wealthy, don’t encourage them to go to college<\/a>; tell them to open up a car repair shop instead.<\/p>\n

I say that because I just paid my mechanic almost three-thousand bucks for services rendered. I know.<\/p>\n

Of course, that’s what happens when you own a couple of cars that are meticulously maintained, but getting a bit long in the tooth.<\/p>\n

This week, along with the typical “full-service” oil change, our 2001 Honda Odyssey had its brakes and transmission serviced. The old girl also had her valves adjusted, and received a brand new set of spark plugs. The make-over was made complete with a new timing belt, water pump, and a fresh set of outer drive belts.<\/p>\n

A day later, it was my 1997 Honda Civic’s turn: an oil change, transmission service, the valves adjusted, new spark plugs, and the rear brake shoes replaced.<\/p>\n

After the Honeybee tacked on the obligatory vanilla air freshener for her Odyssey — the automotive analog of a kid getting a lollipop after a visit to the doctor — the entire bill came to $2867.73.<\/p>\n

Quite frankly, after all the money we spent, I was a bit surprised my mechanic didn’t just throw it in as a freebee. “They’re on the house, Len — and take one of those cucumber-melon fresheners for the Civic too! It’ll make you wish your commute was 400 miles instead of 40!” Heh.<\/p>\n

Unfortunately, no such luck.<\/p>\n

Anyway, despite the hefty maintenance bill, I have no intention of selling either of our old cars.<\/p>\n

Why should I? As I detailed in an article on the financial virtues of old cars<\/a> from last summer, the annual maintenance costs for the Civic and Odyssey averaged just $400 and $600 respectively, although those numbers are trending upward.<\/p>\n

Spread those costs over an entire year and it becomes obvious why so many people are willing to accept the added responsibility that comes with properly maintaining an older car<\/a> in exchange for avoiding a monthly car payment.<\/p>\n

Even so, I can hear a lot of you out there saying thanks, but no thanks; the possibility of large and\/or unexpected auto maintenance bills is just too much to bear.<\/p>\n

It’s really no big deal though for those who establish a rainy day fund<\/a> — which is meant to help you weather short-term, relatively low-impact financial storms of less than $2000.<\/p>\n

Another alternative is to set aside a fixed amount of money each month into a separate vehicle maintenance fund.<\/p>\n

For example, if you average $600 per year to keep your car in good running order, that’s equivalent to $50 per month. You can then set up an automatic deposit into a special car maintenance savings sub-account with a bank like ING Direct.<\/p>\n

What’s particularly nice with this method is that, over time, you can gradually increase your contributions to your maintenance fund sub-account, so you’ll hardly notice the difference. And if you do<\/em> happen to encounter higher-than-average or unexpected maintenance expenses — or even get hit with a double-whammy like we<\/em> did this week — you can make up the difference by tapping into your emergency or rainy day funds.<\/p>\n

Best of all, you won’t have to worry about leaving the repair shop without one of those cucumber-melon air fresheners.<\/p>\n

Photo Credit: Tony Alter<\/span><\/p>\n

(This article was originally posted on 28 March 2012.)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Parents, if you want your kids to become independently wealthy, don’t encourage them to go to college; tell them to open up a car repair shop instead. I say that because I just paid my mechanic almost three-thousand bucks for services rendered. I know. 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