18 Facts You Probably Wish You Never Knew About Black Friday

What’s not to love about Friday?

I mean, really … if Saturday didn’t exist, Friday would be the best day of the week, bar none. (Although I’m sure there are a lot of Sunday lovers out there who vehemently disagree.)

Let’s face it, on any given Friday, it’s hard to find anyone in a bad mood; especially after noontime.

My only complaint with Friday is that it comes just once per week.

Black Friday

Continue reading 18 Facts You Probably Wish You Never Knew About Black Friday

Black Coffee: Why 'Working' Has Suddenly Lost Its Cachet

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

Well, I am completely swamped at work. So much so that I’m now working on the weekends. As a result, I’m bringing you another espresso edition of Black Coffee this week.

In fact, I think I hear

Continue reading Black Coffee: Why ‘Working’ Has Suddenly Lost Its Cachet

100 Words On: Why A Home Shouldn’t Be Considered an Investment

It’s often said that a house is our biggest investment, yet the primary function of any house is to simply provide us with a place to live. Yes, handsome gains can be had for those with good timing. However, as investments go, houses rarely match the long-term returns of stocks. And most people forget that property taxes, maintenance costs, insurance, and even real estate agent fees eat into those returns.

The

Continue reading 100 Words On: Why A Home Shouldn’t Be Considered an Investment

How to Have a Beautiful Wedding AND Exotic Honeymoon for Under $5000

According to CNN Money, the average wedding in 2012 cost $28,400. That’s some serious dough.

I know getting married is supposed to be a once-in-a-lifetime event, but is one night really worth that much? Where I live in central Iowa, $28,400 is enough money to put a down payment on a decent house!

Obviously, how much you spend on a wedding should depend on the financial situation of those who are paying

Continue reading How to Have a Beautiful Wedding AND Exotic Honeymoon for Under $5000

Is the Payback Period on Energy Efficient CFL Bulbs Too Long?

The other day the light bulb on my porch finally gave up the ghost, so I ran down to my favorite hardware store to pick up a new one. When I got there I was presented with a choice that many people struggle with: Is it better to stick with the regular old incandescent bulb or spend significantly more money for the energy efficient compact fluorescent light (CFL) instead?

In 2009,

Continue reading Is the Payback Period on Energy Efficient CFL Bulbs Too Long?

Black Coffee: Your Lying Eyes ... and the Fear of Flying

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

If you take the whole preflight security dog and pony show that we’re subjected to out of the equation, I have no qualms with flying — as long as it’s in a modern jet airplane, that

Continue reading Black Coffee: Your Lying Eyes … and the Fear of Flying

How I Live on Less Than $40,000 Annually: Calin from Romania

The city center of Drobeta, Romania, where Calin and his young family are a three minute walk away — and making ends meet on $15,000 per year.

My name is Calin and I am a professional blogger living in Romania. Next year I’ll be celebrating my 30th birthday with my beautiful wife and our newborn son. Yes, we still party, even though we live on less that $15,000 per year.

Continue reading How I Live on Less Than $40,000 Annually: Calin from Romania

10 Big Reasons Why I Love (and Hate) Credit Cards

The other day I overheard a couple of nice ladies going on and on about why they loved, loved, LOVED their credit cards.

And let me tell you, they really loved them.

At first, I didn’t understand what all the fuss was about. Like most people, I have a few credit cards in my wallet — but I typically don’t go around extolling the virtues of them to my friends.

You know, the

Continue reading 10 Big Reasons Why I Love (and Hate) Credit Cards

Black Coffee: More Government Means Less Freedom, Yet the Nanny State Grows

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

My post-Halloween report contains good news and bad news.

The good news: After a couple of slow years with respect to the number of trick-or-treaters knocking on our door, I’m pleased to say that we had a

Continue reading Black Coffee: More Government Means Less Freedom, Yet the Nanny State Grows

100 Words On: Why Excessive Debt Leads to Indentured Servitude

Taking on excessive debt — and continuously spending more than you earn — greatly reduces the wealth you can accumulate down the road.  As a result, your options in the future become greatly diminished because you are essentially spending tomorrow’s wages today.  In short, accruing excessive debt can severely limit your choices in life as you get older, thereby making you an indentured servant to your lenders.

The bottom line: By

Continue reading 100 Words On: Why Excessive Debt Leads to Indentured Servitude

Question of the Week:

Chocolate, vanilla or strawberry?

View Results

Loading ... Loading ...
buy from China
DHgate.com - B2B online trading marketplace