Black Coffee: Thanksgiving Leftovers, the Crumbling Euro & Turkey Science

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

I hope everyone had a great Thanksgiving holiday. I know I did — that’s because I stayed at home on Black Friday.

Blogs I’ve Been Following

Continue reading Black Coffee: Thanksgiving Leftovers, the Crumbling Euro & Turkey Science

100 Words On: Why Savers Should Be Rooting for Mild Deflation

Ever since the Great Depression, central bankers have, curiously, striven to avoid deflation at all costs. But benign price deflation caused by increases in productivity — as opposed to “bad” deflation caused by a reduction in money supply — leads to a proportional increase in the purchasing power of a dollar. As a result, deflation — unlike inflation — leads to higher living standards and directly benefits savers, retirees, people with

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The Pros and Cons of Layaway Plans

This is a guest contribution from Bill Hazelton, CEO of Credit Card Assist, where he provides a wide variety of tips, news, advice and recommendations about all things credit card-related. Find him over on Twitter or Google+.

by Bill Hazelton

As the holiday shopping season draws near and the economy continues to falter under high unemployment and stagnant economic conditions, many retailers are considering a variety of promotional tactics

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How to Pay Off Credit Card Debt Quickly (No Matter What You Owe)

The most common question that people ask me is how can they pay off their credit card debt as quickly as possible.

Fortunately, I’ve always had a strong disdain for debt, and so I’ve never been in such a situation. That being said, I know exactly how I’d handle it if I ever did find myself drowning in an ocean of red ink.

The truth is, taking a methodical pragmatic approach

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Black Coffee: Engineering Majors, the Economy, and Their Impact on Your Sex Life

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Thank goodness I’m all better this week. For the record, that flu bug stretched out over 72 hours or so. Thank you to everyone who dropped

Continue reading Black Coffee: Engineering Majors, the Economy, and Their Impact on Your Sex Life

100 Words On: Why Programmable Thermostats Rarely Save People Money

For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air conditioning use. Unfortunately, multiple studies actually show this not to be the case. The reason why: those anticipated savings are entirely dependent on the homeowner’s programming skills.

The bottom line: Before

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7 Money Skills My Immigrant Parents Taught Me

I’m once again pleased to present another guest post from my good friend, Paula Pant of Afford Anything – the blog that believes money should never hinder your dreams. If you get a chance, stop by her site and check it out — you won’t be disappointed.

I’m Asian-American, straight off the boat – er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes

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Caught Ya! My Teenager's Sly Attempt to Get His Own Credit Card

Last month we found a letter in our mailbox from Discover credit cards that was addressed to my teenage son, Matthew.

Now why would Discover be contacting my son?

You know, the mere thought of a credit card in my 14-year-old son’s hands really gets my hackles up, considering his poor money management skills and reckless free spending ways.

Obviously, there was something fishy going on, and so the Honeybee

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Black Coffee: The 24-Hour Flu Edition (I Hope.)

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

This week is an espresso edition. So if it looks a little sparse in places, there is a good reason for that. I’ve spent most of

Continue reading Black Coffee: The 24-Hour Flu Edition (I Hope.)

100 Words On: Why the US Postal Service Should Take Saturdays Off

Until 1912, the United States Postal Service delivered mail on Sundays — and prior to 1950, the mailman came twice a day. Now, with the USPS expected to suffer a projected $238 billion deficit over the next decade, it looks like Saturday delivery may soon become a thing of the past too. Luckily, with the era of online bill pay, email, and other forms of electronic communication, most people won’t even

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