By Len Penzo on April 23rd, 2011
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
This little blog rebuilding episode has left me utterly exhausted. But it’s a good kind of tired.
I have been working to
Continue reading Black Coffee: An Easter Espresso Edition
By Len Penzo on April 21st, 2011
So how do you like the new setup? Yeah, I know. It sucks. In case you’re wondering, about 10 days ago my website got a case of the WordPress flu and the bug eventually decimated my site so badly that I was forced to do a complete reinstall on Wednesday afternoon. As I write this, it is now almost 1 in the morning and I have been sitting at my
Continue reading 100 Words On: So… How Do You Like My New Blog Layout? Me Either.
By Guest on April 19th, 2011
by Matt Robinson
This year’s tax filing deadline was Monday, April 18, 2011. If you missed the deadline, you may face penalties and a number of other consequences that will only get worse if you do not take your income tax filing seriously. The consequences of not filing taxes vary by situation, but regardless of your unique tax or financial situation, the sooner you rectify your situation with the IRS, the
Continue reading Missed Tax Deadline? Here’s How to Reduce or Eliminate Penalties.
By Len Penzo on April 18th, 2011
One of the first and most important tasks most everybody should tackle as an adult is establishing and improving their credit score. That’s because people with great credit enjoy lower loan rates that can result in serious monetary savings.
It’s no secret that mortgage rates can vary by 1.5 percentage points or more between the highest and
lowest credit tier.
To put that in perspective, if you borrow $200,000 and get a 30-year
Continue reading The Top 40 Ways to Improve Your Credit Score
By Len Penzo on April 16th, 2011
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
When I was a teenager I got to be a pretty good golfer. I was shooting in the high 70s and low 80s on the
Continue reading Black Coffee: Inflation, the Collapse of the Dollar and an $815 Jelly Bean
By Len Penzo on April 14th, 2011
It’s often said that a house is our biggest investment, yet the primary function of any house is to simply provide us with a place to live. Yes, handsome gains can be had for those with good timing. However, as investments go, houses rarely match the long-term returns of stocks. And most people forget that property taxes, maintenance costs, insurance, and even real estate agent fees eat into those returns.
The
Continue reading 100 Words On: Why A Home Shouldn’t Be Considered an Investment
By Len Penzo on April 11th, 2011
Last week I read an article over at Frugal Dad where Jason discussed modern conveniences that our grandparents lived without — and we probably could too.
According to Jason, life would still go on if we didn’t have products and services like GPS devices, plastic sandwich bags, tanning salons, and even health insurance. While I mainly agreed with Jason, there were two items on his list where I found we
Continue reading 10 Things We Just Can’t Live Without (Even Though Grandma Did)
By Len Penzo on April 10th, 2011
Welcome to the Yakezie Carnival!
First off, I’d like to say arigato to Sam for allowing me the pleasure to host this week’s carnival.
I’d also like to thank the great Chuck Norris, who was the inspiration for today’s festivities.
So, while you’re perusing some excellent articles from my fellow Yakezie members, make sure you also take a moment or two to revel in the accompanying baker’s dozen of amazing facts regarding today’s
Continue reading Yakezie Carnival: The Chuck Norris Edition
By Len Penzo on April 9th, 2011
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
As soon as I finish here, I’ll be working on my mother-in-law’s taxes. As you probably know, the tax deadline is April 15th and so
Continue reading Black Coffee: The Real Reason Why $5 Footlong Subs Aren’t $4.99
By Len Penzo on April 7th, 2011
Nothing is easier in life than to blame the other guy when we encounter problems. That’s because it takes real courage and integrity to look inward and take responsibility for all of the troubles that are a direct result of our own making. When we take ownership for every decision we make in life, we become powerful in the eyes of others. It also earns us trust and breeds opportunities.
The
Continue reading 100 Words On: Why Personal Responsibility Is the Key to Success
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Disclaimer This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your particular situation.
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Black Coffee: An Easter Espresso Edition
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
This little blog rebuilding episode has left me utterly exhausted. But it’s a good kind of tired.
I have been working to
Continue reading Black Coffee: An Easter Espresso Edition