Black Coffee: An Easter Espresso Edition

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

This little blog rebuilding episode has left me utterly exhausted. But it’s a good kind of tired.

I have been working to

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100 Words On: So... How Do You Like My New Blog Layout? Me Either.

So how do you like the new setup? Yeah, I know. It sucks. In case you’re wondering, about 10 days ago my website got a case of the WordPress flu and the bug eventually decimated my site so badly that I was forced to do a complete reinstall on Wednesday afternoon. As I write this, it is now almost 1 in the morning and I have been sitting at my

Continue reading 100 Words On: So… How Do You Like My New Blog Layout? Me Either.

Missed Tax Deadline? Here's How to Reduce or Eliminate Penalties.

by Matt Robinson

This year’s tax filing deadline was Monday, April 18, 2011. If you missed the deadline, you may face penalties and a number of other consequences that will only get worse if you do not take your income tax filing seriously. The consequences of not filing taxes vary by situation, but regardless of your unique tax or financial situation, the sooner you rectify your situation with the IRS, the

Continue reading Missed Tax Deadline? Here’s How to Reduce or Eliminate Penalties.

The Top 40 Ways to Improve Your Credit Score

One of the first and most important tasks most everybody should tackle as an adult is establishing and improving their credit score. That’s because people with great credit enjoy lower loan rates that can result in serious monetary savings.

It’s no secret that mortgage rates can vary by 1.5 percentage points or more between the highest and
lowest credit tier.

To put that in perspective, if you borrow $200,000 and get a 30-year

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Black Coffee: Inflation, the Collapse of the Dollar and an $815 Jelly Bean

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

When I was a teenager I got to be a pretty good golfer. I was shooting in the high 70s and low 80s on the

Continue reading Black Coffee: Inflation, the Collapse of the Dollar and an $815 Jelly Bean

100 Words On: Why A Home Shouldn’t Be Considered an Investment

It’s often said that a house is our biggest investment, yet the primary function of any house is to simply provide us with a place to live. Yes, handsome gains can be had for those with good timing. However, as investments go, houses rarely match the long-term returns of stocks. And most people forget that property taxes, maintenance costs, insurance, and even real estate agent fees eat into those returns.

The

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10 Things We Just Can't Live Without (Even Though Grandma Did)

Last week I read an article over at Frugal Dad where Jason discussed modern conveniences that our grandparents lived without — and we probably could too.

According to Jason, life would still go on if we didn’t have products and services like GPS devices, plastic sandwich bags, tanning salons, and even health insurance. While I mainly agreed with Jason, there were two items on his list where I found we

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Yakezie Carnival: The Chuck Norris Edition

Welcome to the Yakezie Carnival!

First off, I’d like to say arigato to Sam for allowing me the pleasure to host this week’s carnival.

I’d also like to thank the great Chuck Norris, who was the inspiration for today’s festivities.

So, while you’re perusing some excellent articles from my fellow Yakezie members, make sure you also take a moment or two to revel in the accompanying baker’s dozen of amazing facts regarding today’s

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Black Coffee: The Real Reason Why $5 Footlong Subs Aren't $4.99

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

As soon as I finish here, I’ll be working on my mother-in-law’s taxes. As you probably know, the tax deadline is April 15th and so

Continue reading Black Coffee: The Real Reason Why $5 Footlong Subs Aren’t $4.99

100 Words On: Why Personal Responsibility Is the Key to Success

Nothing is easier in life than to blame the other guy when we encounter problems. That’s because it takes real courage and integrity to look inward and take responsibility for all of the troubles that are a direct result of our own making. When we take ownership for every decision we make in life, we become powerful in the eyes of others. It also earns us trust and breeds opportunities.

The

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