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Keeping in touch with family and friends on the phone can get very expensive very quickly if not handled properly. Savvy shoppers can cut down those calling costs both domestically and internationally by using the tips below. Use Special Discount Codes You may be able to lower the costs of traditional calls from land line phones by using coupon codes. There are some coupon codes available from domestic carriers that can be Continue reading Cutting Costs Down on Calling Wouldn’t it be great if you could design your own credit card? A card that would be perfect for you and your finances, down to every last detail. Although this is not the reality of the world in which we live, it is fun to dream. So what would the perfect credit card look like? There are 10 features that I would personally really like to see. 1. No annual fee Continue reading What Would the Perfect Credit Card Look Like? This is an article from my dear Aunt Doris, who regular readers know is the head panelist in all of my family blind taste-test challenges. I wish everybody could have an Aunt Doris in their family. When you buy a refrigerator, or a car, or even a teakettle, you get a booklet that tells you what to expect, how it works, and basically what to do in the case it doesn’t Continue reading My Nonagenarian Aunt Doris Shares Her Thoughts On Growing Old I thought this article would be apropos today, considering the Honeybee and I are enjoying a bit of a second honeymoon in Maui this week — sans kids, of course. And yes, we’re having a fabulous time! It’s tough being single. Perhaps that’s why Internet dating is now bigger than the porn industry, according to an infographic by Online Schools. In fact, with 40 million people now taking advantage of online dating Continue reading A True Love-Story: My Proven Method for Online Dating Success It’s time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week… As you read this, guess who is sitting on a beautiful beach somewhere in Maui. No, not Dr. Dean or the Financial Samurai. (Then Continue reading Black Coffee: Maui, Orlando, or Zimbabwe. (But Pick Only One.) When evaluating people, they say good character trumps all. Coach John Wooden always preached that character was more important than reputation because “character is what you really are, while reputation is merely what others think you are.” Folks with good character never shy away from making hard decisions whenever they’re necessary and — more importantly — they always take into account the effect their actions will have Continue reading 100 Words On: The Importance of Good Moral Character Today I’m pleased to present this guest post from my good friend Paula Pant of Afford Anything – the blog that believes money should never hinder your dreams. If you get a chance, stop by her site and check it out — you won’t be disappointed. Success is psychological. Whether your goal is to become rich, lose 20 pounds or learn another language, your mindset is your strongest weapon. You are Continue reading 4 Surprising Truths You Must Learn Before You Can Be Rich I love Halloween. It’s one of my favorite holidays — and based upon its mass appeal, apparently I’m not alone. In fact, even though the wicked economy continues to put a scare into most of us, it hasn’t dampened our spirits when it comes to celebrating what was originally known as All Hallows’ Eve. So just how hot is Halloween? Well, it’s so popular that it’s downright spooky. To prove it, here are Continue reading 18 Frightening Financial Facts You Didn’t Know About Halloween It’s time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week… I had a blast at last week’s Financial Blogger Conference and I am already looking forward to next year’s edition. I learned a Continue reading Black Coffee: If You’ve Got a Hairy Back, Have I Got a Deal for You! |
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100 Words On: The Thin Green Line Between Frugal and Cheap
There is absolutely nothing wrong with trying to stretch your dollar, but like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider a multitude of additional factors including the price of their personal time and/or the trade-off between quality and cost. On the other hand, cheapskates are much less pragmatic, usually focusing entirely on the price tag.
The bottom
Continue reading 100 Words On: The Thin Green Line Between Frugal and Cheap