Save More for Retirement: 5 Easy Steps to Greater Financial Security

Few people enjoy penny-pinching, but it’s easy to cut back on wasteful spending that costs most us hundreds, if not thousands, a year. And it’s unlikely to negatively impact your happiness, or your quality of life. In fact, it’s quite the opposite: with more money stashed away in a retirement account, you’ll get the peace of mind that comes with financial security.

Here are five low-hassle ways to do it:

Use an

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All Shook Up: The Pros and Cons of Earthquake Insurance

The 1906 San Francisco earthquake showed why it's a bad idea to build brick and masonry buildings in an earthquake zone.

Early last month my then-12-year-old daughter Nina had her nerves frayed by three magnitude 4.5 earthquakes that struck Southern California over a two-day period.

Although the three temblors were extremely modest by Southern California standards, the epicenters were roughly five miles from our home — which meant we were among

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Black Coffee: What's That Smell, You Ask? It's Probably Just My Blog.

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

I’m back from last weekend’s Financial Blogger Conference in beautiful Denver, and I had an absolutely terrific time! I enjoyed meeting hundreds of fellow bloggers.

Now I don’t

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100 Words On: The Baffling Allure of the Eiffel Tower

Originally built as the grand entrance to the 1889 World’s Fair, today the Eiffel Tower is the undisputed romantic symbol of Paris and most-visited paid monument on Earth. Even so, that didn’t stop more than 1000 travelers in a recent survey from bestowing la Tour Eiffel with the dubious honor of being the world’s most disappointing tourist attraction. So, are sightseers who diss the Iron Lady philistines — or is

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10 Reasons Why I Hate Bottle Redemption Fees (and You Should Too)

Currently, ten states have some form of bottle bill on their books that require deposits on certain aluminum and glass beverage containers that can be returned later for a refund. In addition to my home state of California, the other states that have bottle redemption laws on the books are: Connecticut, Hawaii, Iowa, Maine, Massachusetts, Michigan, New York, Oregon, and Vermont.

I’ve already explained why I hate bottle redemption fees. Here

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My Margarine Taste Test: Which Brand Tastes Most Like Butter?

Did you know margarine was invented in 1869 after a challenge from Emperor Louis Napoleon III, who was looking for a satisfactory low-cost substitute for butter that could be used by commoners and his military? It was.

Over the years, butter consumption has steadily decreased in the United States. By the end of World War II, the average person consumed roughly 15 pounds of butter annually, but less than 4 pounds

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Black Coffee: End of Summer Edition

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

I’m Bret, from HopeToProsper.com, and I’m bringing you this week’s edition of the Black Coffee. Len is attending FinCon12 in Denver and he asked me to take

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100 Words On: The Importance of Making a Good First Impression

Like it or not, when it comes to evaluating others, people tend to form an opinion within 30 seconds of meeting someone for the first time. Unfortunately, that resulting initial impression is generally extremely difficult to reverse should we start out on the wrong foot — which is why negative first impressions often lead to lost opportunities. Ironically, the best way to ensure you’ll make a great first impression is

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9 Things We Routinely Overpay For

If you ask most folks, they hate to overpay for anything. Even so, many people do it all the time and don’t even realize it.

After all, frivolous spending is something that we’re all guilty of at one time or another.

The good news is, getting the urge to splurge under control makes it possible to save significant amounts of cash that can be used to stretch your household budget.

Here are several

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Black Coffee: Defective Hammers & Labor Day Threesome Fun

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Let’s get right to it this week!

Blogs I’ve Been Following This Week

Bargain Babe – 8 Things Worth Doing over the Labor Day Weekend.  Last night I had

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