Sometimes, certain extraordinary events occur that seem to defy any attempt at a logical explanation, only to be later revealed upon closer inspection for what they really are.
For instance, ghosts? They’re often easily explained by light reflections, coupled with a highly overactive imagination.
Bigfoot? That’s just some guy in a cheesy gorilla suit.
UFOs? Swamp gas, of course.
How about Lee Dewyze winning the 2010 edition of American Idol? Okay, okay. That one
This year I want to occasionally take a moment to reach out and thank some of the folks that help me pay the bills here at Len Penzo dot Com. Hey, somebody has to pay for all of the stuff I use to conduct my taste-tests, head-to-head product experiments, cash giveaways, and all the other expenses that come with running a blog! Of course, whenever possible, I always prefer
If you ask me there are few things in life better than a warm chocolate chip cookie, fresh from the oven and accompanied with a little cold milk for dunking purposes.
As far as I’m concerned, the bar-none gold standard of chocolate chip cookies is the Nestle Toll House cookie.
In fact, a few weeks ago Nina and I whipped up a batch, as we like to occasionally do.
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
If you recall from last week, I was struggling to decide what to cook up for Mr. Credit Card last weekend while he was out
Credit cards provide a safe and convenient avenue for short-term borrowing. When used wisely and responsibly, credit cards provide valuable benefits that cash simply can’t including consumer protections, cash dividends and other rewards. They can also help establish and improve one’s credit rating, which is especially valuable when shopping for long-term credit to buy a home or car.
The bottom line: Yes, credit cards can get careless people into a lot
Since 1999 the Honeybee and I have used our trusty Excel spreadsheet to steadfastly track how we use every dollar earned that is not siphoned off by federal and state taxes, or automatic retirement contributions. Over the years, this disciplined approach has given us extraordinary insight into our spending patterns which we use to continually optimize our personal finances.
Our household Constitution — I know, but just play along
President Roosevelt signing the Social Security Act of 1935 in the Cabinet Room of the White House.
This weekend I was looking through the safe that holds all of my most important documents, like family birth certificates, insurance policies and the secret recipe for mom’s sauce, when I ran across my Social Security card.
Now I’ll wager that, if you poll a room full of people at a triple-keg
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…
Boy am I excited! That world famous guru of all things plastic, the one-and-only Mr. Credit Card from the Ask Mr. Credit Card blog, is
Everybody would love to have a new car every couple of years but, for most, that’s an extremely expensive proposition — nor does it make much sense.
The reality is you can’t beat a used vehicle purchased from a private owner; late model vehicles provide the biggest savings. This is primarily because most new cars lose upwards of 50% of their value in the first three years.
Hello all! I am a big time fan of Len Penzo and it’s a privilege to share some of my thoughts on his blog. A few weeks ago, I read Len’s article on why choosing debit or credit is like picking salad dressing; in that post he mentioned that he always chooses credit over debit when using his bank card unless he needs some cash back.
Give your bedroom its own personality by choosing a stunning piece of living room furniture and building your theme around this with throws, accessories and lamps.
Whether you're after side tables, coffee tables or dining tables, we have a large range of stylish, quirky and contemporary styles available to buy online.
Storage is all important in your bedroom. Get rid of the clutter with bedroom furniture storage solutions, make sure your bedroom table is able to accommodate a morning tea and paper and sleep easy.
Singles, doubles, divans, kingsize and guests; we have a large range of beds & mattresses to suit all. Choose your favourite style, pick your bedding and snuggle down.
The focal point of your living room, a sofa is well worth investing in. From leather to wicker, sofa beds to armchairs, choose from our varied and large selection, or treat yourself to a chaise longue.
This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your particular situation.
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Why Pastry Chefs Are Financially Savvier Than The Common Man
If you ask me there are few things in life better than a warm chocolate chip cookie, fresh from the oven and accompanied with a little cold milk for dunking purposes.
As far as I’m concerned, the bar-none gold standard of chocolate chip cookies is the Nestle Toll House cookie.
In fact, a few weeks ago Nina and I whipped up a batch, as we like to occasionally do.
Normally, I faithfully follow
Continue reading Why Pastry Chefs Are Financially Savvier Than The Common Man