By Len Penzo on April 22nd, 2013
As the economy continues its struggle to emerge from its seemingly never-ending malaise, many folks are working hard to find additional and more creative ways to save a buck or two.
I recently had lunch with a friend of mine who called me a cheapskate because I dared to bring home a healthy handful of extra napkins that an overzealous fast-food server had placed on the tray with my meal.
“I’m not
Continue reading You Can Call Me Almost Anything – But Please Don’t Call Me Cheap
By Len Penzo on April 20th, 2013
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.
We’re running the kids all over God’s little green Earth this weekend, so let’s get right to it!
The Way-Back Machine: Past Posts Of Mine You May Have Missed
From July 2010:
The Great Debate: Do Kids Really Need
Continue reading Black Coffee: It’s All Good. Pay No Attention to the Man Behind the Curtain.
By Sabado Domingo on April 19th, 2013
For many people, owning a home is part of the American Dream. Given the recent explosion of available homes on the market coupled with historically low interest rates, it’s no wonder that more and more people are taking steps to purchase their own home. With a bit of careful planning and consideration of the following tips, you can ensure your future as a homeowner isn’t merely a pipe dream.
Continue reading Three Key Steps to Becoming a Homeowner
By Sabado Domingo on April 18th, 2013
New York is an amazing city that attracts millions of curious tourists each year. It’s also well known for being a very expensive place to visit, and many tourists find that they have to cut corners and miss out on enjoying all that the Big Apple has to offer. With some careful planning and a bit of research, though, it is possible to enjoy the complete New York experience, on
Continue reading How to Experience New York City on a Budget
By Aunt Doris on April 17th, 2013
This is another post in an occasional series from my dear nonagenarian Aunt Doris.
Aunt Doris (circa the good ol' days)
Being 92 and never really fully recovered from my stroke, I had to give up my driver’s license, which was the biggest blow of all.
Before then, I’d always been a free spirit — I’d jump into my red Corolla, Miss Ruby, and go; wherever and whenever I pleased. No more.
Now,
Continue reading A Few Thoughts from Aunt Doris: To Be or Not to Be?
By Len Penzo on April 15th, 2013
There are a handful of questions out there that simply defy explanation. For example, who built Stonehenge and what was it for? Why isn’t phonetic spelled the way that it sounds? And why can’t women put mascara on with their mouths closed?
Here’s another perplexing question: Why do otherwise intelligent people with triple-digit IQs still manage to dig themselves so deeply into debt that they’re often forced into bankruptcy?
Actually, I have
Continue reading How to Raise Your Kids to Be Personal Finance Losers (in 6 Easy Steps)
By Len Penzo on April 13th, 2013
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.
You may have noticed my blog had some performance issues earlier this week.
For most of the day on Wednesday and a portion of the day on Thursday my site was delivering a page that warned of
Continue reading Black Coffee: Fiat Money May Be Winning a Few Battles with Gold — but It Will Lose the War
By Sabado Domingo on April 12th, 2013
Saving every penny is something even the most financially stable corporate companies would be interested in at this time of recession. Hence managers are forced to come up with alternative business solutions to reduce costs involved in operation and at the same time make businesses more frugal than ever before. But achieving such tight financial regulations is not such a big problem if you think smart about your business operations.
With
Continue reading Web Conferencing and Personal Finance
By Sabado Domingo on April 11th, 2013
In 2005, as a rather interesting educational experiment, the Life and Health Insurance Foundation for Education surveyed 1,014 adults asking, “Out of the following fictional characters, which are most in need of life insurance: Batman, Spider-Man, Fred Flintstone, Harry Potter, or Marge Simpson?”
It certainly seems like a fairly absurd question to ask, but there was a very necessary, and educational, purpose for asking this question: to determine Americans’ understanding of
Continue reading Understanding Life Insurance: Does a Superhero Like Batman Need It?
By Len Penzo on April 10th, 2013
Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest.
Ultimately it will be up to them to decide if they want to heed the stories and lessons I have been tirelessly passing on to them ad nauseum since they were
Continue reading A Small Victory in My Quest to Raise Financially Literate Kids
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Disclaimer This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your particular situation.
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Black Coffee: It's All Good. Pay No Attention to the Man Behind the Curtain.
It’s time to sit back, relax and enjoy a little joe…
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.
We’re running the kids all over God’s little green Earth this weekend, so let’s get right to it!
The Way-Back Machine: Past Posts Of Mine You May Have Missed
From July 2010:
The Great Debate: Do Kids Really Need
Continue reading Black Coffee: It’s All Good. Pay No Attention to the Man Behind the Curtain.