What It Really Feels Like to Be a Billionaire

Who doesn’t dream about being rich?

I’m certainly not afraid to admit I occasionally wonder how it would feel to be independently wealthy.

The other day I was reading an article on the world’s 200 richest people and stumbled upon a couple of surprising factoids.

The first surprise, was that the richest guy in the world is neither Bill Gates (#2) nor Warren Buffett (#4); it’s America Movil SAB Chairman Emeritus Carlos Slim,

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Black Coffee: You No-Good Lousy Dirty Filthy Stinking Rat

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

For the past month I’ve been in a battle of wits with a pesky rat that found its way into my house and made itself at home.

The

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Essential Tips for Lowering Your Grocery Bill (Part 3)

This is final post in my three-part series outlining essential tips that the Penzo household follows for keeping our grocery bills under control.

Of course, there are many methods for cutting the grocery bill that go way beyond shopping at discount grocery stores, taking advantage of in-store specials, and using coupons. However, there are several areas that I tend to focus on in order to ensure my grocery costs stay as

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Essential Tips for Lowering Your Grocery Bill (Part 2)

Food isn’t cheap.

Want proof? Then chew on this: I spent almost $12,000 in groceries last year for my four-person family, including two teenagers.

And what’s really scary is that I work very hard to keep my food bill as low as possible every year. I shudder to think how much more I’d expend on groceries every year if I didn’t try to control costs.

There are many methods for cutting your grocery

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Merry Christmas, Everyone!

Well, folks, I’ve got a pot of sauce on the stove today just waiting to be gobbled up by 15 of my favorite family members.

In the meantime, I just wanted to leave a quick note to wish all of you a very Merry Christmas and a Happy New Year!

Photo Credit: Carla MacNeil

Essential Tips For Lowering Your Grocery Bill

One of the big reasons the Honeybee has tolerated me for so long is because I love to cook. Some of you fellas out there would be wise to keep that in mind.

Why is that, you ask? Well, it’s somewhat ironic, but the fact remains, the more time men spend working in the kitchen, the less time they spend in hot water with their wife or girlfriend.

Trust me.

Anyway, as the

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Black Coffee: Santa, Doctors, Policemen, Maids & Other Hard Working Taxpayers

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Merry Christmas, everyone!

For those who haven’t been paying attention, there isn’t much time left to finish your Christmas shopping.

Hopefully, you’ve already finished yours. If not, you might

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100 Words On: How Smart People Make High Risk Ventures Pay Off

Risk and reward are inextricably intertwined. Of course, the richest rewards come to those who are willing to take the biggest risks. The oft-forgotten corollary to that strategy is that, by its very nature, high risk endeavors also have a greater chance of failure. That’s why most successful entrepreneurs and investors carefully evaluate risks and identify corresponding contingency plans before making a big decision.

The bottom line:  Whether it’s a significant

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Gee, Thanks: 4 Presumptuous Gifts That Can Strain A Budget

Merry Christmas my a$$. If this means I'm going to be coughing up $750 per month for the next 7 years, I would rather have gotten a nice tie … or some underwear and socks.

I remember the worst gift I ever received. It was a vacation to the Bahamas that an old girlfriend of mine gave to me. It was one of those too-good-to-be-true ultra-low-cost package “deals” that was

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Why Financial Success Often Depends on the Road Not Taken

Decisions, decisions. Like it or not, our lives are defined by them.

It’s no secret that a big part of our financial success is based upon the decisions we make in life.

Just ask any person who has jeopardized their financial future by, say, starting a family before securing a good job.

Fortunately, most of us will be lucky enough to be afforded with at least one or two challenging opportunities — and

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