Black Coffee: Indespensable Job Advice for the Employed & Unemployed

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

This week, the blogosphere was loaded with plenty of good advice for both the unemployed and the employed. If you’re currently looking for a new

Continue reading Black Coffee: Indispensable Job Advice for the Employed & Unemployed

100 Words On: The Importance of Having a Financial Back-Up Plan

Everyday, people lose their jobs, become seriously ill, and suffer other hardships that strain their household finances. Even so, a sobering study by State Farm found that 55 percent of those surveyed don’t have a back-up plan for weathering a long-term financial crisis that may occur due to unexpected circumstances. I have three back-up plans: a) adequate life, health, home and auto insurance; b)  an emergency fund with six months

Continue reading 100 Words On: The Importance of Having a Financial Back-Up Plan

The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

by Angie Picardo

“If you apply for a [store name] credit card today you can get [arbitrary number]% off your purchase.” I can’t remember the last time I was able to go to a mall without being bombarded with pitches for store credit cards. I always manage to escape with a subtle “maybe next time,” but it would be nice to leave a store in a little less awkward fashion.

With the

Continue reading The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

Dogs and Old Cars: Why Both Are Worthy Of Being Man’s Best Friend

I was surfing the Internet this week when I stumbled upon a brilliant essay by The Washington Post’s Gene Weingarten on why old dogs make the best dogs. In it, Weingarten astutely observed:

“It’s no big deal to love a dog; they make it so easy for you. They find you brilliant, even if you are a witling. You fascinate them, even if you are as dull as a

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Black Coffee: The Economic IQ of Craigslist Sellers, Pissed-Off Neighbors & Other Crap

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Two things I saw this week that made me smile:

1) A guy wearing a t-shirt with this blurb across the back: I QUIT! (Ask me

Continue reading Black Coffee: The Economic IQ of Craigslist Sellers, Pissed-Off Neighbors & Other Crap

100 Words On: A Surefire Way to Beat the Lottery - Guaranteed.

I realize I’ve made this point before but, come on, talk about a sucker’s bet: the odds are before you ever strike it rich playing the lottery you’ll most likely be struck by lightning. Twice. Now consider this: over a ten year period, somebody who puts $25 per week into a savings account or CD earning 4.5% compounded monthly will earn $16,417. Meanwhile, someone hoping to strike it rich

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Len Penzo dot Com Surpasses One Million Page Views!

When I wrote my first article for Len Penzo dot Com way back on December 11, 2008, one milestone I never considered reaching was the magical one million page-views marker. It’s a good thing too, because during the first nine months of this blog’s existence the only traffic to Len Penzo dot Com either came from my relatives or arrived here by accident. In fact, by the time Len

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50 Good Personal Finance Habits Everyone Should Follow

I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass — then walking away and leaving the door wide open. I know. I can’t explain it either, but it drives the Honeybee absolutely bonkers every time I do it.

Even so, I like to remind her that

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Black Coffee: 11 Questions, 1 Complaint, 5 Gnomes and a Dead Plaintiff

It’s time to sit back, relax and enjoy a little joe

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week…

Let’s get right to it this week; I’m in a grumpy mood. Okay, I’m not grumpy, really. I’m actually just a bit depressed because the

Continue reading Black Coffee: 11 Questions, 1 Complaint, 5 Gnomes and a Dead Plaintiff

100 Words On: The Importance of Tracking Your Expenses

It’s true; there are many folks out there who successfully manage their household finances without ever using a budget. That being said, most of those people still track their income and expenses. That’s because trying to get a handle on your personal finances without knowing how much money you are earning and where it is all going is tantamount to trying to drive while blindfolded.

The bottom line: Taking

Continue reading 100 Words On: The Importance of Tracking Your Expenses

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