Which Birth Dates Are Most (and Least) Common?

According to Wikipedia, more people are born during the months of September and October than any other time of the year.

Anecdotal evidence seems to back up Wikipedia’s claim — at least when it comes to my experience. For example, October is an especially busy month; I have close family members with birthdays on October 3rd, 10th, 11th, 13th, 18th and 28th. I have another close relative born on September 4th.

The

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The 5 Biggest Mortgage Mistakes a Home Buyer Can Make

A mortgage is often the single biggest loan someone obtains in his or her lifetime, typically costing tens of thousands of dollars in interest alone. Therefore it’s especially important to avoid some of the key mistakes that many home buyers make throughout the process of finding a lender and acquiring a home loan.

Here are five of the biggest errors home buyers make when obtaining a mortgage:

Having Unreasonable Expectations

Home buyers often

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Comparing Tiger Woods' Home Carrying Costs to Mine

No, this isn't Tiger Woods' house — but you get the idea.

When it comes to holes-in-one, I always tell anyone who will listen that Tiger Woods has got nothing on me.

Did you know I recorded my first ace not long after reaching my 18th birthday, fully two months before Tiger got his first one? I did.

Of course, Tiger was just 6 when he got his. I also have yet

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Black Coffee: The National Debt -- and Why It Doesn't Phase Chuck Norris

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

My mom and dad, as well as the Honeybee’s folks will be coming over for dinner today.

Don’t worry — there won’t be any scenes out of something you might see in Meet the Fockers. Our parents’

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Looking To Invest In Tangible Goods? Consider Loose Diamonds.

For centuries, prudent financial planning meant possessing your assets as tangible goods rather than paper money. Items of true worth are accepted and valued across cultural and language barriers, and those with the means to do so have been insuring their wealth with such goods as long as they have been treasured. There is perhaps no better example of such an item than diamonds.

Some think keeping wealth in physical goods

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How I Live on Less Than $40,000 Annually: Kacy from Iowa

Kacy and Sophie are newlyweds who understand that communication is a key tenet for successfully managing household finances.

My name is Kacy and I’m currently employed full time as a leasing agent and resident manager for a community college property in Central Iowa.

I’ve always been financially responsible. My dad is very good with finances and he taught me to always be frugal, live below my means, save, invest, and not

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The Ten Commandments of Personal Finance

Maybe you heard about that infamous Kelton study from 2007 that found Americans could identify more ingredients in a Big Mac than the individual Ten Commandments.

It’s true, folks. Eighty percent of Americans knew there were two all-beef patties in a Big Mac — but just six in ten could identify “Thou shalt not kill” as one of the Ten Commandments. I know.

I’m sorry to say my anecdotal research verifies the

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Black Coffee: Guess Which Stock Market Index Is Up 212% This Year

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

A few years ago I started drinking at least two big glasses of fruit juice every day. My juice of choice is grape, but I will occasionally stray from the reservation and enjoy a pineapple-orange-banana blend,

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Why I Shouldn’t Have Got Behind a Nice Lady in the Supermarket Line

I think grocery store self-check stands are both a blessing and a curse.

When multiple shoppers, loaded up with enough groceries to, say, sustain a family of four through a nuclear winter are queued up in front of a human cashier, self-check kiosks are a godsend.

On the other hand, self-check stands aren’t so hot when the guy in front of you has 57 varieties of fresh fruits & vegetables in his

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Early vs. Delayed Retirement: Which Path Is Harder?

Not too long ago, I was driving my family along the foothills of Southern California, at the base of the magnificent San Gabriel mountains.

Believe it or not, the San Gabriels top out at over 10,000 feet; and while the panorama from the top of Mount Baldy is stunning, I think the view from the base of the range is arguably even more impressive as you cast your eyes up its

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