8 Misleading Claims People Often Make To Close a Deal

The other day I came across an interesting article that suggested a healthy dose of skepticism was essential when you’re watching television commercials that make claims for both prescription and non-prescription drugs.

It turns out a study published in the Journal of General Internal Medicine found that 66% of claims made in television drug commercials were either misleading or flat-out false.

Actually, before paying for anything, a little skepticism can often go

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Black Coffee: You'll Have to Click This Article to See What's In It

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

I’m still recovering from my recent trip to FINCON13 in St. Louis this past weekend, so I’m a bit behind the 8-ball. Yes, again.

By the way, while I was there, yours truly won the Plutus Award

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Green Growth: 8 Ways to Make Your Company Environmentally Friendly

You, as a business owner, have more power than you may realize to make a change in the environment. These days, there are countless services and products to choose from to help your business. If you want to stand out, you’d do best to choose the greener options. You’ll feel good when you can show the public that you care about the world.

If you’re not sure what ways you can go

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Calling All Millennials: 4 Key Financial Tips You Need to Know

With all the focus on Generation X and the Baby Boomers, it’s hard to believe that Millennials have come of age, and are now starting to plan for retirement.

Well, some are. Others could use a bit of a nudge.

Financial Finesse found through its  2012 Generational Research report that Millennials actually have a better handle on managing cash flow than their predecessors, but aren’t worried about much beyond that.

The report showed

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How I Live on Less Than $40,000 Annually: Fawn from Illinois

As a visiting nurse, Fawn treats her family finances with the same level of meticulous care and attention that she gives to her patients.

My name is Fawn. I’m a 54-year-old nurse who is a single parent to four children — a son who is grown and married, a daughter who is away at college, and two teenage boys who are still eating at home.

I’ve always been responsible with money,

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18 Frightening Financial Facts You Didn't Know About Halloween

I love Halloween. It’s one of my favorite holidays — and based upon its mass appeal, apparently I’m not alone.

In fact, even though the wicked economy continues to put a scare into most people, when it comes to celebrating what was originally known as All Hallows’ Eve, spirits remain high.

So just how hot is Halloween? Well, it’s so popular that it’s downright spooky.

To prove it, here are a few bone-chilling

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Black Coffee: The Dying Dollar -- and Why It's Going to the Dogs

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

Greetings from the Financial Bloggers’ Conference in St. Louis, Missouri! I’ve been having a great time so far attending various workshops and meeting many of my fellow bloggers. I’ve also been enjoying a little St. Louis

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10 Unique Halloween Treats That Kids Love -- But Rarely Get!

When it comes to Halloween treats I consider my daughter, Nina, to be the ultimate authority.

Nobody loves sweets and desserts like Nina — especially those that contain chocolate.

Pity any future suitor who makes the “mistake” of getting her flowers over chocolate on Valentine’s Day. In fact, I always tell the Honeybee that, when Nina does start dating, if she ever brings home a boy I find to be less than

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Economic Collapse 101: The Most Important Insurance We Never Buy

It’s ironic, but bankers and fiscally irresponsible governments despise gold and silver. Why? Because precious metals demand accountability, that’s why.

In short, gold-backed currencies force responsible governments to live within their means.

That is precisely why, back in 1971, Richard Nixon was forced to nullify the Bretton Woods agreement, which was signed at the end of World War II, and permanently closed the gold window.

As you might expect, Nixon felt he had

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Black Coffee: How the Government Shutdown Is Now Affecting the Press

It’s time to sit back, relax and enjoy a little joe…

Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.

I was on a plane this week coming home from a business trip and I noticed that the guy sitting across the aisle from me was passing time before take off texting and chatting on not

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