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This is final post in my three-part series outlining essential tips that the Penzo household follows for keeping our grocery bills under control. Of course, there are many methods for cutting the grocery bill that go way beyond shopping at discount grocery stores, taking advantage of in-store specials, and using coupons. However, there are several areas that I tend to focus on in order to ensure my grocery costs stay as Continue reading Essential Tips for Lowering Your Grocery Bill (Part 3) Food isn’t cheap. Want proof? Then chew on this: I spent almost $12,000 in groceries last year for my four-person family, including two teenagers. And what’s really scary is that I work very hard to keep my food bill as low as possible every year. I shudder to think how much more I’d expend on groceries every year if I didn’t try to control costs. There are many methods for cutting your grocery Continue reading Essential Tips for Lowering Your Grocery Bill (Part 2) One of the big reasons the Honeybee has tolerated me for so long is because I love to cook. Some of you fellas out there would be wise to keep that in mind. Why is that, you ask? Well, it’s somewhat ironic, but the fact remains, the more time men spend working in the kitchen, the less time they spend in hot water with their wife or girlfriend. Trust me. Anyway, as the Continue reading Essential Tips For Lowering Your Grocery Bill It’s time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week… Merry Christmas, everyone! For those who haven’t been paying attention, there isn’t much time left to finish your Christmas shopping. Hopefully, you’ve already finished yours. If not, you might Continue reading Black Coffee: Santa, Doctors, Policemen, Maids & Other Hard Working Taxpayers Risk and reward are inextricably intertwined. Of course, the richest rewards come to those who are willing to take the biggest risks. The oft-forgotten corollary to that strategy is that, by its very nature, high risk endeavors also have a greater chance of failure. That’s why most successful entrepreneurs and investors carefully evaluate risks and identify corresponding contingency plans before making a big decision. The bottom line: Whether it’s a significant Continue reading 100 Words On: How Smart People Make High Risk Ventures Pay Off Merry Christmas my a$$. If this means I'm going to be coughing up $750 per month for the next 7 years, I would rather have gotten a nice tie … or some underwear and socks. I remember the worst gift I ever received. It was a vacation to the Bahamas that an old girlfriend of mine gave to me. It was one of those too-good-to-be-true ultra-low-cost package “deals” that was Continue reading Gee, Thanks: 4 Presumptuous Gifts That Can Strain A Budget Decisions, decisions. Like it or not, our lives are defined by them. It’s no secret that a big part of our financial success is based upon the decisions we make in life. Just ask any person who has jeopardized their financial future by, say, starting a family before securing a good job. Fortunately, most of us will be lucky enough to be afforded with at least one or two challenging opportunities — and Continue reading Why Financial Success Often Depends on the Road Not Taken It’s time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past week… I’ve got another abbreviated “espresso edition” of Black Coffee. I didn’t have time to write any lame jokes regarding my favorite blog posts this week because I was Continue reading Black Coffee: Confucius, Egg Noodles and a Wise Old Owl Did you know that your home appliances make up a third of your water and energy consumption? Bosch washing machines are designed to be largely energy and water efficient, so you can rest assure you’re helping the environment while reducing your bills. With a commitment to sustainability, it has been Bosch’s aim to develop energy effective, environmentally friendly home appliances. They deliver the ultimate in laundry products, with inventions such as Continue reading The Benefits of Green Washing |
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via Email 
Merry Christmas, Everyone!
Well, folks, I’ve got a pot of sauce on the stove today just waiting to be gobbled up by 15 of my favorite family members.
In the meantime, I just wanted to leave a quick note to wish all of you a very Merry Christmas and a Happy New Year!
Photo Credit: Carla MacNeil