100 Words On: The Importance of Making a Good First Impression

Like it or not, when it comes to evaluating others, people tend to form an opinion within 30 seconds of meeting someone for the first time. Unfortunately, that resulting initial impression is generally extremely difficult to reverse should we start out on the wrong foot — which is why negative first impressions often lead to lost opportunities. Ironically, the best way to ensure you’ll make a great first impression is

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100 Words On: The Dangers of Loitering in the Comfort Zone

It’s human nature for us to want to spend as much time as possible in the proverbial comfort zone. And why not? It takes courage to walk away from the dependable familiarity and security that waits for us there; for many, sometimes that’s even true in adverse situations, such as a failing relationship. Unfortunately, it’s impossible for us to grow, be creative, and lead truly fulfilling lives when we continually

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No, I'm NOT Rich. But I Am Financially Free. Here's How I Got There.

Let’s face it, the more choices we have in life, the richer and more rewarding it becomes.

Fortunately, I’m currently in that coveted sweet spot where I can do pretty much whatever the heck I please, whenever I want.

Don’t get me wrong. I’m not in a position to buy whatever I want, but I am able to take advantage of a lot of opportunities in life that are typically out of

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100 Words On: How to Quit Dreaming and Start Doing

Robert Louis Stevenson said that there can be no fairer ambition than to excel in talk. And while that may be true for the dreamers in life, successful people know the world will always depend on doers — folks who are motivated to follow through and turn grandiose plans into reality. Dreaming alone is never enough; you need ambition too. That means setting measurable goals and mustering the courage and

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100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

When you’re facing an important financial decision, there’s something to be said about taking a night to think it over. That’s because, when it comes right down to it, most financial decisions aren’t emergencies — although a lot of folks might think otherwise. Unfortunately, people often feel compelled to throw caution to the wind and make expensive purchases — either on impulse, or under the gun of a high-pressure salesman

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The 50 Biggest Money Mistakes Household CEOs Make

As this penny illustrates, even the United States Mint occasionally makes money mistakes.

I’m not ashamed to admit I’ve made more than a few mistakes in my lifetime. After all, everybody screws up occasionally; for us humans, mistakes come with the territory.

For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. So I did.

Unfortunately for me, my middle-aged left

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Sneaky Price Tricks Your Grocer Doesn't Want You to Know

While it didn't make this list, always beware of grocers who insist on using price tags written in Japanese.

When I was teenager I worked in a grocery store, initially as a box boy. Within six months of being hired, however, I was promoted to checker.

Over time I eventually got to work almost all of the jobs in the store including working the deli counter, and helping the overnight stock

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A Day in the Life of a Low Performer

Today my good friend Paula Pant, who is the proprietor of the terrific blog Afford Anything, has graciously agreed to bail me out while I finish up my vacation in Hawaii — so please, folks, check out her site! I’ll be back on Tuesday.

For this guy, wasting time is a full-time job.

A few months ago I read an interesting analogy in the book Talent is Overrated, by Geoff Colvin.

The

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Surefire Tips for Keeping Pet Medical Costs Low

Awhile back, we took my Rhodesian Ridgeback, to the veterinarian for what I call a pet “lube, oil and filter.” To put it another way, we had Major placed under a general anesthetic so the vet could clean his teeth and work on repairing a couple of malfunctioning anal glands. I know.

Then, adding insult to injury, Major got neutered too.

Poor pup.

Of course, when my faithful pooch finally awoke in the

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Your Disaster Fund and the Best Places to Hide Money in Your Home

Most people who have emergency and rainy day funds use banks to keep their cash safe. However, it’s also wise to keep a home-based readily-accessible disaster fund in the event a situation arises that makes it impossible to withdraw the cash from those accounts — especially if merchants become, for whatever reason, unable or unwilling to conduct credit card transactions too.

The trick is in finding the perfect secret place for

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Chocolate, vanilla or strawberry?

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