While it didn't make this list, always beware of grocers who insist on using price tags written in Japanese.
When I was teenager I worked in a grocery store, initially as a box boy. Within six months of being hired, however, I was promoted to checker.
Over time I eventually got to work almost all of the jobs in the store including working the deli counter, and helping the overnight stock
Continue reading Sneaky Price Tricks Your Grocer Doesn’t Want You to Know
Today my good friend Paula Pant, who is the proprietor of the terrific blog Afford Anything, has graciously agreed to bail me out while I finish up my vacation in Hawaii — so please, folks, check out her site! I’ll be back on Tuesday.
For this guy, wasting time is a full-time job.
A few months ago I read an interesting analogy in the book Talent is Overrated, by Geoff Colvin.
Continue reading A Day in the Life of a Low Performer
Awhile back, we took my Rhodesian Ridgeback, to the veterinarian for what I call a pet “lube, oil and filter.” To put it another way, we had Major placed under a general anesthetic so the vet could clean his teeth and work on repairing a couple of malfunctioning anal glands. I know.
Then, adding insult to injury, Major got neutered too.
Of course, when my faithful pooch finally awoke in the
Continue reading Surefire Tips for Keeping Pet Medical Costs Low
Most people who have emergency and rainy day funds use banks to keep their cash safe. However, it’s also wise to keep a home-based readily-accessible disaster fund in the event a situation arises that makes it impossible to withdraw the cash from those accounts — especially if merchants become, for whatever reason, unable or unwilling to conduct credit card transactions too.
The trick is in finding the perfect secret place for
Continue reading Your Disaster Fund and the Best Places to Hide Money in Your Home
This weekend I was pouring a little half-and-half into my cup of coffee (no, not Folgers) when I noticed something extremely disturbing: the creamer was 34 days beyond the expiration date printed on the carton top.
Yes, 34 days. I know.
Of course, the first thought that immediately crossed my mind was: You idiot!
Considering that I was on my third cup of the day, the next thought that popped into my head
Continue reading Is It Okay to Eat Foods Past Their Expiration Dates?
Most procrastinating high school and college literature students know that when they’ve put off their reading assignments to the point where they no longer have the time to actually read the book, they can always rely on Cliffs Notes.
Some kids are hooked on Cliffs Notes like a bad drug while others use them in a purely “recreational” fashion. In fact, I’ll bet well over half of you reading this have
Continue reading Personal Finance For Dummies: It’s as Easy as A-B-C
A few years ago I conducted a little experiment in order to ascertain my young kids’ sophistication level regarding money. Essentially, I subjected my then-9-year-old daughter, Nina, and 11-year-old son, Matthew, to a detailed loan interview with the Bank of Dad.
The interview basically revealed that my kids were, understandably, still rookies in the world of personal finance and money management.
As a parent, it is extremely important to me that they
Continue reading Use a Ledger to Teach Kids Money Management Skills
Last summer my 12-year-old daughter, Nina, was extolling the fashion virtues of her hot pink Converse Chuck Taylor All-Star high-top sneakers, better known to many as simply, “Chucks.”
What I found amusing was while Nina really thought she was on the cutting edge of sartorial style, she was really just riding the latest fashion wave that has seen the popularity of those venerable basketball shoes rise and fall multiple times since
Continue reading What Goes Around Comes Around: Rising Interest Rates Are Inevitable
Although it’s hard for me to believe, my humble home recently turned 14-years-old. So, as you might expect, a lot of the original appliances we bought when we first moved in — or were included with the brand new house — have been acting up for awhile now.
We had already replaced our failing garbage disposal and old refrigerator a little over a year ago as part of a minor kitchen
Continue reading Sometimes It Pays Not to Look for the Best Deal
Keep it simple, Stupid. That’s something we’ve all been told at one time or another, for any variety of reasons. That’s usually sage advice — especially when it comes to managing your personal finances. There’s no need to make things complicated. Generally speaking, remember:
Minimize or eliminate impulse purchases.
Save up for what you can’t afford.
Understand where every penny you earn is going.
Pay yourself first; make your retirement and emergency
Continue reading 100 Words On: Why It Pays to Keep It Simple, Stupid