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It takes real drive to turn our biggest dreams into reality, but sometimes the relentless passion that fuels our inevitable push for success becomes counterproductive. When personal expectations finally exceed what we can reasonably achieve on our own, we burn out. Unfortunately, burnout leads to wasted time, energy, and even poor health. The key to avoiding it lies in recognizing our limitations — physically and mentally — and achieving a Continue reading 100 Words On: How to Avoid Burning Out When it comes to getting the best deals, timing is everything. After all, there is nothing more frustrating than buying something and then finding out later that a friend, coworker or neighbor got the exact thing for less than you did. Because I don’t want to see that happen to you, I’ve compiled this handy dandy list of some of the best things to buy in autumn. OCTOBER Patio furniture. With summer over, the Continue reading The Best Things to Buy During the Fall Season If you’re like most folks, it seems as if there can never be enough storage space in the home — especially when there’s a household full of kids. The good news is, that unused triangular nook under the stairs can often provide a natural solution for reducing everyday clutter by converting it into the perfect hiding spot for your stuff. And with a little imagination, sometimes it can even be Continue reading 100 Words On: A Hidden Home Storage Space Most People Overlook Like it or not, when it comes to evaluating others, people tend to form an opinion within 30 seconds of meeting someone for the first time. Unfortunately, that resulting initial impression is generally extremely difficult to reverse should we start out on the wrong foot — which is why negative first impressions often lead to lost opportunities. Ironically, the best way to ensure you’ll make a great first impression is Continue reading 100 Words On: The Importance of Making a Good First Impression It’s human nature for us to want to spend as much time as possible in the proverbial comfort zone. And why not? It takes courage to walk away from the dependable familiarity and security that waits for us there; for many, sometimes that’s even true in adverse situations, such as a failing relationship. Unfortunately, it’s impossible for us to grow, be creative, and lead truly fulfilling lives when we continually Continue reading 100 Words On: The Dangers of Loitering in the Comfort Zone Let’s face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I’m currently in that coveted sweet spot where I can do pretty much whatever the heck I please, whenever I want. Don’t get me wrong. I’m not in a position to buy whatever I want, but I am able to take advantage of a lot of opportunities in life that are typically out of Continue reading No, I’m NOT Rich. But I Am Financially Free. Here’s How I Got There. Robert Louis Stevenson said that there can be no fairer ambition than to excel in talk. And while that may be true for the dreamers in life, successful people know the world will always depend on doers — folks who are motivated to follow through and turn grandiose plans into reality. Dreaming alone is never enough; you need ambition too. That means setting measurable goals and mustering the courage and Continue reading 100 Words On: How to Quit Dreaming and Start Doing I’ve been diligently managing my personal finances and tracking household expenses for more than 20 years. How diligent, you ask? Well, I can tell you that my cable bill in February 1998 was $8.03, and that I spent $141.16 in 2006 for an annual subscription to the Los Angeles Times. I can also verify with total certainty that 7 percent of my income in 2007 went towards groceries, and vouch that I spent Continue reading Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances As this penny illustrates, even the United States Mint occasionally makes money mistakes. I’m not ashamed to admit I’ve made more than a few mistakes in my lifetime. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. So I did. Unfortunately for me, my middle-aged left Continue reading The 50 Biggest Money Mistakes Household CEOs Make |
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100 Words On: Why It Pays to Sleep on It Prior to a Big Decision
When you’re facing an important financial decision, there’s something to be said about taking a night to think it over. That’s because, when it comes right down to it, most financial decisions aren’t emergencies — although a lot of folks might think otherwise. Unfortunately, people often feel compelled to throw caution to the wind and make expensive purchases — either on impulse, or under the gun of a high-pressure salesman
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