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Recently the Honeybee alerted me to the fact that our hot water heater was making popping and cracking sounds that she had never heard before. This got me a bit worried because the heater was 12-years-old and I knew it was on its last legs. When a water heater dies it’s not a pretty sight. Trust me when I say it is always better to put an old heater out to pasture Continue reading Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400 This is final post in my three-part series outlining essential tips that the Penzo household follows for keeping our grocery bills under control. Of course, there are many methods for cutting the grocery bill that go way beyond shopping at discount grocery stores, taking advantage of in-store specials, and using coupons. However, there are several areas that I tend to focus on in order to ensure my grocery costs stay as Continue reading Essential Tips for Lowering Your Grocery Bill (Part 3) Food isn’t cheap. Want proof? Then chew on this: I spent almost $12,000 in groceries last year for my four-person family, including two teenagers. And what’s really scary is that I work very hard to keep my food bill as low as possible every year. I shudder to think how much more I’d expend on groceries every year if I didn’t try to control costs. There are many methods for cutting your grocery Continue reading Essential Tips for Lowering Your Grocery Bill (Part 2) One of the big reasons the Honeybee has tolerated me for so long is because I love to cook. Some of you fellas out there would be wise to keep that in mind. Why is that, you ask? Well, it’s somewhat ironic, but the fact remains, the more time men spend working in the kitchen, the less time they spend in hot water with their wife or girlfriend. Trust me. Anyway, as the Continue reading Essential Tips For Lowering Your Grocery Bill When I was growing up I had a friend whose family used to put up an artificial aluminum Christmas tree every year; pink. I remember one particular Christmas that same family had an ornament of a smiling Elvis Presley hanging on their pink tree — just above the manger scene they had neatly tucked under it. I know. Those of you counting at home could reasonably argue that their version of the Continue reading How to Pick the Perfect Christmas Tree (In 3 Easy Steps) I’m not a big football fan. Oh sure, I occasionally enjoy watching football on television. But, unlike hockey and baseball, I rarely bother buying tickets to attend football games in person. That being said, this past weekend my buddy had an extra ticket to a college football game between USC and Arizona State, so I eagerly tagged along. Anyway, as I was sitting in the Los Angeles Memorial Coliseum blissfully watching the Continue reading Why Close Is Often Good Enough When Managing Your Money A democracy can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the treasury, with the result that a democracy always collapses over loose fiscal policy. The average age of the world’s greatest civilizations has been 200 years. – Alexis de Tocqueville The bottom line: By 2016, our National Continue reading 100 Words On: A Grim Warning to Those Who Think Money Grows On Trees Hi, Len Penzo dot Com fans! I’m Jana and I run a personal finance blog, Daily Money Shot, where I talk about money (but not the boring parts). I’m thrilled to be guest posting here, and when you’re done reading what I have to say, come say hi on Twitter or Facebook! When I was in college, I was in a sorority. One of the perks of this was date parties. Continue reading What Barfing Out of a Bus Window Teaches Us About Managing Money I love October. I mean really; what’s not to love about it? October is the first full month of autumn and you know what that brings: milder temperatures, cooler evenings, beautiful colors and, um, a never-ending stream of shameless cut-throat political advertisements. I know. But an informed electorate is absolutely essential for ensuring the health of any representative democracy. Of course, it’s just as important to make the right decisions when it comes to Continue reading Your Personal Finance Voter Guide |
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Silver and Gold: The Superheroes of Wealth Preservation
The face value of this silver quarter is 25 cents, but it's really worth a whole lot more.
Back in 1964, a gallon of gasoline cost about 25 cents in the United States. That’s right. Believe it or not, way back in 1964, you could buy a gallon of gas for a quarter.
It just so happens that 1964 was the last year that the US Treasury minted silver coins, including
Continue reading Silver and Gold: The Superheroes of Wealth Preservation